Joseph Kenny

Understanding Home Equity Loans

Almost any given day of the week there's a good chance you'll see at least one advertisement for a home equity loan on television. They are certainly growing in popularity. How do they work; however, and are there any benefits in them for you? Basical... Read >

Single Rate Credit Cards: A Guide

With so many credit card deals on the market, consumers can have a hard time deciding on the right deal for them. There are many rate options for new credit card customers. These include cards with a 0% interest rate for a fixed period, low balance transf... Read >

How To Keep Your Credit Card Interest Rate At 0%

We've all been tempted by 0% credit card interest rate offers. These offers are usually for short periods of three to 12 months and there are usually conditions attached. For example, the preferential rate may apply to balance transfers, but not to cash w... Read >

0% Credit Cards: Are They Worth It?

Credit card jumping has become a common practice. The term refers to the habit of moving debt balances from card to card to take advantage of preferential rates. But just how worthwhile is credit card jumping for consumers? UK consumers have staggering... Read >

Choosing A Credit Card That Suits Your Repayment Habits

When choosing a new credit card it's best to pick a card that suits your spending habits. However, this is not the most crucial factor. Even more important is to choose a credit card that matches your paying habits. This will ensure that you don't end up ... Read >

How To Find Good Balance Transfer Cards

If you have a credit card you're likely to have debt, but you could save a small fortune on repayments by transferring the outstanding balance on one credit card to another credit card. Credit card balance transfers are an easy option for managing credit.... Read >

Why Bounced Cheques Mean Bad Business

Small businesses rely heavily on maintaining a good cash flow and having their clients pay on time. So when half of the UK's small businesses are suffering from poor cash flow that is bad news for small businesses. Recent research shows that small, med... Read >

Introductory Rate Credit Cards: Some Popular Features

Using introductory rate credit cards has become a popular way for UK borrowers to manage credit card debt. Introductory rate credit cards offer borrowers a preferential interest rate when they first sign up for a new card. There are three main ways in whi... Read >

Are You A Credit Card Tart?

Some people use the word tart as an insult; others as a bit of friendly banter. Either way, it's not the sort of term you associate with financial matters, especially not with credit cards. A credit card tart is someone who moves from credit card to credi... Read >

How To Choose Your New Credit Card

Choosing a new credit card is not just a personal choice. It's a lifestyle choice. There are hundreds of credit cards to choose from and savvy shoppers will want to choose credit cards that suit the way they spend and the things they want to do. Why Do... Read >

Protect Your Personal Property With Home Contents Insurance

It would surprise you to know how many homes have all the latest in technological gadgetry, yet have failed to insure the contents of their home against the event of either a burglary or damage. If you want to protect your personal property, you need to ... Read >

Phishing Is Fraud

Phishing is a very sneaky type of fraud conducted over the Internet. Its name is a throw back to the early days of hacking and identity theft and the practice of phone phreaking. While there can be very complicated schemes devised, they are all based on a... Read >

Business Banking – Getting The Right Account For Your Business

While many people turn to their usual bank when opening a business account, it's advisable to shop around. There can be some advantages to using the same bank for personal and business accounts – your manager may be more supportive if you are known to the... Read >

Bad Credit - Some Solutions

So, you've established the reasons for your poor credit rating. Now how can you go about fixing the problem? Correcting Any Mistakes If you disagree with the facts that the credit reference agency has on your file, you can dispute them. If the infor... Read >

Sub Prime Lenders - Get A Mortgage With Bad Credit

Even if you have a bad credit rating, you may be pleasantly surprised to know that there is a whole sector catering specifically for you. There are brokers who specialise in clients with adverse credit, and can help you find a mortgage deal. You will p... Read >