20th July 2007
There is a Lot at Stake
Are you a sub-prime borrower? Chances are that you have had credit issues in the past. There are many reasons for you to make credit repair an immediate priority in your life. There are also many reasons that you might hesitate....
01st July 2007
The Real Problem with Disputes
Credit bureau disputes are the essential backbone of every successful credit repair program. And almost without exception it is necessary to start the process with these disputes. But if your efforts are confined only to ...
25th June 2007
What Do You Want From Life?
Do you own a home? Do you have the security of a savings account? Can you afford to set aside a percentage of your take-home pay for investment? Everything that you do in life is connected to your credit report. There is not...
15th June 2007
A Great Investment
Home ownership has always been considered an integral part of the American Dream. Over the last fifty years those that were able to realize this dream have experienced a great financial benefit. Home ownership, in fact, has contribut...
07th June 2007
Overcoming Avoidance
There is nothing funny about credit repair fear. Well, maybe it would be humorous if the side effect were not so potentially devastating. Do you know anyone who can’t seem to get themselves to the dentist? Years slip by. Eventual...
17th May 2007
How Quickly We Forget
You might be surprised to hear that the Prime Rate was at twenty percent in mid 1981. This seems amazing by today’s yardstick. Oddly enough, this was not an aberration for those times. Inflation was running high and the Federal ...
15th May 2007
More Than Meets the Eye
Unless you are independently wealthy and pay for everything with cash the content of your credit report has a profound effect on every single moment of your life. Think about it. How many things in your immediate personal enviro...
08th May 2007
Tempting Low Payments
Until recently borrowers using option ARMs would face the immediate reality of negative amortization. Starting with their first monthly bill they would be given the option of making a super low mortgage payment, far less than the ...
08th May 2007
A Little Complaint
I have nothing against the credit bureaus per se, but I’m a bit annoyed at their vociferous efforts to convince consumers to attempt credit repair on their own rather than hiring a credit repair company to perform the work for them...
01st May 2007
Introduction
What is the quickest way to improve your score? Do mortgage inquiries count against your credit score? Credit repair expert Jim Kemish answers these questions and more.
The Importance of Your Credit
Your credit score will determine t...
30th April 2007
Has Your Rate Gone Up?
Do you have an adjustable rate mortgage? Have you seen your mortgage payment increase repeatedly over the last few years? Mortgage Expert Jim Kemish revisits the recent dramatic changes in the interest rate environment and discus...
25th April 2007
The End of an Era
In October of 2006 the subprime home loan industry begin to break down. Wall Street investors, monitoring the default rates of mortgage portfolios and concerned about the continuing drop in real estate prices nationwide decided to sto...
20th April 2007
The Florida Mortgage Credit Crisis
Over 20 percent of all mortgages originated from 2004 through 2006 were subprime mortgages. Nearly one quarter of all American homeowners in recent years purchased homes using subprime mortgage programs. The majority ...
18th April 2007
To understand the necessity of credit repair it is essential to grasp the prevalence of credit reporting errors. Credit repair expert Jim Kemish discusses the flow of information from the creditor to the credit bureau and explains why you need to monitor ...
13th April 2007
Your Step by Step Guide
Have you been confused or intimidated by the prospect of checking and correcting your credit report? Credit repair does not have to be hard. Recognized authority and credit repair expert Jim Kemish offers this complete and power...
