13th August 2008
Prior to tackling the main body of the article, here is a number of definitions of common terms linked to the topic. Bad credit rating : When you apply for a loan, the prospective lender will look closely at your credit report to determine your credit eli...
13th August 2008
Just how bad will things get in the housing market? Look at the state of Britain’s tenth largest mortgage lender Bradford & Bingley and it is clear the answer is “very bad indeed.”
The key numbers to look at are these. First, B&B has seen the ...
13th August 2008
It may surprise those of us who are covered, but a massive 20% of home owners in the United Kingdom have decided not to buy home insurance of any kind. These figures are much higher than most would assume, as surely most of us would consider our home to b...
13th August 2008
Finding insurance coverage sounds easy, but it can actually be quite a challenge if you are looking for affordable coverage. The problem with insurance premiums is that they seem like a waste of money when you are paying them every month.
But, when yo...
13th August 2008
Debt. It’s something we are reading and hearing about more often every day that goes by. With the UK’s debt currently over £1,430bn it is hardly a surprise that more of us are feeling the squeeze and are in need of help.
Did you know that, exclud...
13th August 2008
You will most likely be aware of the problems in the mortgage market as of late. With the credit crunch making it harder for everybody to manage anyway, those trying to get onto the property ladder have to get at the back of a very long queue to start cli...
13th August 2008
Whether you have children, own a business, or just have a personal preference for driving roomy vehicles such as van, you need van insurance and of course, you want to obtain the cheapest van insurance possible. While you may be tempted to just hand over ...
13th August 2008
Finding car insurance for teenagers is possibly one of the things most likely to give you a headache when your teens are growing older and want to drive themselves. You must always be well informed because rates for teenagers are increasing rapidly each y...
13th August 2008
If you are already a business owner then you probably know how difficult and confusing the task of getting business insurance coverage can be. It is fraught with legal complexities and misleading industry terminology at every turn—or so it seems. Howeve...
13th August 2008
When it comes to finding the best deal on commercial loans you will find you not only have to search for the cheapest rate of interest but also wade through jargon. The technical jargon associated with loans can be complicated to understand. If you do not...
13th August 2008
Are UK homeowners heading towards a £207 billion mortgage debt time-bomb in retirement?
One in three Brits aged over 55 years still have outstanding mortgage debts Key Retirement Solutions' figures show a 20% increase in the average amount of outstan...
13th August 2008
A standard variable rate mortgage (which is SVR for short) is the standard borrowing rate offered by loan companies. It has a tendency to mimic the Bank of England Base Rate, moving higher and lower a long with it. Loan providers will most often charge 1%...
13th August 2008
Those hunting out a mortgage have seen a sudden change over the past six months from a land of plenty to a time of drought.
The problem has been driven by the ongoing credit crunch gripping the financial markets, which has led to the supply of money...
13th August 2008
Using a mobile phone whilst driving could be not only hazardous to your safety but to your car insurance policy as well.
Police forces are not the only ones cracking down on motorists who risk lives by using hand-held mobile phones. Motor insurers are ...
13th August 2008
Endsleigh, Barclays and Bradford & Bingley are among the big name insurers not covering downloaded music.
Read the small print on home contents insurance or risk losing the lot, warns Moneynet.co.uk
Many of the UK’s big name insurers are still n...
