02nd September 2009
Filling in a life insurance application form is a bit like taking an exam, there will be an amazing number of questions to be answered, but like an exam, it should be treated seriously. When the insurers are asking for details of your health and lifestyle...
02nd September 2009
It's a happy fact that people are living longer. The advances in fast and accurate diagnosis of diseases and the subsequent treatments mean that formerly life-threatening conditions are now viewed very differently by the insurers.
The basic idea of cr...
02nd September 2009
The various life insurance terms are confusing. It's all very well for the professionals to be quoting life, whole of life and term, but many people simply don't understand the actual meaning of the words. It's a good idea to ascertain the basic meanings...
31st August 2009
Once someone has arranged a whole of life insurance policy, their dependents are guaranteed the sum insured, whenever the death of the policyholder occurs. For someone who is, maybe, in their thirties now it may seem unlikely that they'll need to think ab...
31st August 2009
People who apply for life or critical illness insurance often make light of any health or lifestyle problems to keep the premiums down. One of the UK's largest life insurance companies tells us it can't always quite believe what they're reading on some of...
31st August 2009
A great many people beat cancer and go on to live full and active lives, although it has to be said that a condition as serious as this can have a significant impact on a patient's lifestyle for an extended period. Relatively few people have the cover for...
31st August 2009
The life insurance industries tell us that we're not buying enough insurance. Well, they would, wouldn't they? There’s a serious side to this, though. Despite the abundance of life policies or those for critical illness or income protection there’s an...
31st August 2009
If you have a young family to support, or indeed anyone who is dependant on you, it's very probable that you are in need of some life insurance cover. There are various types of cover available. The one you're probably most familiar with is simple life in...
25th August 2009
If you are looking for a loan or line of credit be ready to be depressed. The fact is that even if you have a perfect credit history, you're likely to be offered a smaller loan than you applied for at an interest rate far higher than you'd ever expect...
25th August 2009
As the recession takes a hold more and more people are struggling to repay debt. Personal debt in Britain is increasing at a dramatic rate and is now approaching the 1.4 trillion pounds mark. However for one sector, business is booming. These are the priv...
25th August 2009
Children's education is of paramount importance to a growing number of parents who are taking out bank loans to pay for their offspring to attend private schools. It is estimated that expenditure on private school fees is around 7.9 billion pounds a yea...
25th August 2009
People are getting increasingly annoyed by the devious way in which some firms are charging for the used of credit cards. It's not just the cost-cutting airlines, but travel agents and government departments that are getting on their customers nerves.
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25th August 2009
The Government keeps telling us that we are entering a green, green world - but how is this transformation going to be achieved? Surprise, surprise, we will be allowed to borrow yet more money so that we can turn ourselves into just the right shade of gre...
17th August 2009
It seems, however, that even "mans best friend" is beginning to feel the pinch. Animal charities are reporting a big increase in stray and abandoned animals with families forced to give up their pets to make their money go further.
For the first t...
17th August 2009
If you change anything on your car that can affect its safety, or performance, or the odds of it being vandalised or stolen, then you must tell your insurer. This can even apply to fitting new alloy wheels, built in entertainment systems or satellite navi...
