Jim Kemish

Credit Repair: Statute of Limitation Tips

It is absolutely essential for anyone attempting credit repair to know the statues of limitation for reporting of derogatory information as it applies to the credit bureaus. Credit repair expert Jim Kemish offers some insight on specific statute of limita... Read >

Credit Repair: Quick Identity Theft Solution

An Unpleasant Possibility Are there entries on your credit report that do not belong to you? These may be the result of a file merger error on the part of the credit bureaus. Or they may be the result of a more nefarious case of identity theft. The Fai... Read >

Credit Repair: Renew Your Life

Are you ready to move your life to the next level? Credit repair can be a powerful first step towards achieving your life goals. Credit repair expert Jim Kemish outlines a plan of action that can empower your life and guarantee a bright future. Decide ... Read >

Florida Mortgage: Just Another Cycle

Florida Mortgage: Just Another Cycle Florida mortgage broker Jim Kemish discusses the ups and downs of the economic cycle. Has the Florida real estate market hit bottom? Is this the right time to purchase a home? Here are some thoughts that might surpr... Read >

Credit Repair: Act Now

There is a Lot at Stake Are you a sub-prime borrower? Chances are that you have had credit issues in the past. There are many reasons for you to make credit repair an immediate priority in your life. There are also many reasons that you might hesitate.... Read >

Credit Repair the Whole Story

The Real Problem with Disputes Credit bureau disputes are the essential backbone of every successful credit repair program. And almost without exception it is necessary to start the process with these disputes. But if your efforts are confined only to ... Read >

Credit Repair Awesome Benefits

What Do You Want From Life? Do you own a home? Do you have the security of a savings account? Can you afford to set aside a percentage of your take-home pay for investment? Everything that you do in life is connected to your credit report. There is not... Read >

Credit Repair and the American Dream

A Great Investment Home ownership has always been considered an integral part of the American Dream. Over the last fifty years those that were able to realize this dream have experienced a great financial benefit. Home ownership, in fact, has contribut... Read >

Credit Repair: Overcoming Fear

Overcoming Avoidance There is nothing funny about credit repair fear. Well, maybe it would be humorous if the side effect were not so potentially devastating. Do you know anyone who can't seem to get themselves to the dentist? Years slip by. Eventually... Read >

Florida Mortgage: A True Story

How Quickly We Forget You might be surprised to hear that the Prime Rate was at twenty percent in mid 1981. This seems amazing by today's yardstick. Oddly enough, this was not an aberration for those times. Inflation was running high and the Federal Re... Read >

Credit Repair: Your Credit Report and Your Life

More Than Meets the Eye Unless you are independently wealthy and pay for everything with cash the content of your credit report has a profound effect on every single moment of your life. Think about it. How many things in your immediate personal enviro... Read >

Florida Mortgage: The New Option ARM

Tempting Low Payments Until recently borrowers using option ARMs would face the immediate reality of negative amortization. Starting with their first monthly bill they would be given the option of making a super low mortgage payment, far less than the ... Read >

Credit Repair: Do it Yourself?

A Little Complaint I have nothing against the credit bureaus per se, but I'm a bit annoyed at their vociferous efforts to convince consumers to attempt credit repair on their own rather than hiring a credit repair company to perform the work for them. ... Read >

Credit Repair: Common Questions

Introduction What is the quickest way to improve your score? Do mortgage inquiries count against your credit score? Credit repair expert Jim Kemish answers these questions and more. The Importance of Your Credit Your credit score will determine t... Read >

Florida Mortgage: The Perfect Refinance

Has Your Rate Gone Up? Do you have an adjustable rate mortgage? Have you seen your mortgage payment increase repeatedly over the last few years? Mortgage Expert Jim Kemish revisits the recent dramatic changes in the interest rate environment and discus... Read >