michael challiner

On The Spot Fines For Motorists Responsible For Minor Accidents

As part of a crackdown on careless driving, there are plans for the police to hand out 60 pounds on-the- spot fines and three points on their licence for motorists responsible for minor accidents. The controversial proposals will also target distracting b... Read >

Grannies On The Go - Travel Insurance For Oldies

Many of the older generation are envious of today's young people's gap years spent travelling the globe and seeing different countries and cultures. Many have to wait until they are senior citizens before they have an opportunity to travel, and even if t... Read >

Car Insurance Costs Are On The Up

As if the British public have not suffered enough in the credit crunch, we now learn that car insurance premiums are expected to soar by a record 20 per cent this year. The rising tide of of personal injury claims coupled with the increasing cost of fraud... Read >

Solving Travel Insurance Problems

Will I still be able to get medical treatment if I do not have travel insurance? The answer to this question depends on where you are. A few countries have reciprocal arrangements with the UK; this means you will get the same attention and treatment as a... Read >

Now Even Man's Best Friend Is Feeling The Pinch

It seems, however, that even "mans best friend" is beginning to feel the pinch. Animal charities are reporting a big increase in stray and abandoned animals with families forced to give up their pets to make their money go further. For the first ti... Read >

The Basics About Medical Insurance

Firstly what is private medical insurance? Private medical insurance (known as PMI) enables you to bypass National Health Service (NHS) waiting lists and get fast-tracked consultations and private treatment. But the insurance only cover short-term, curabl... Read >

Pet Insurance Will Work With The Right Policy

Pet Insurance - The cost of getting your pet back to health after an illness or an accident can be astronomical as vets' fees rise. Having a pet insurance policy in place will reassure you that should anything untoward happen to your pet you will be c... Read >

Make money from using your home

Homeowners, who are short of money, have come up with clever ways to make extra money during these hard times. With just willingness to compromise and a bit of creative thinking they can turn their money draining homes into a money making asset. There ar... Read >

Mortgage And Loan Rates Could Rise

Commentators have welcomed moves by the UK's Competition Commission to ban the sale of controversial Payment Protection Insurance (PPI) alongside credit agreements in 2010. But some have warned that this could mean that loan and mortgage rates could rise.... Read >

Husband’s Secret Forces Widow To Sell Her Home

After discovering her dead husband had amassed 50,000 pounds worth of secret debt, a widow is being forced to sell her home. When something like this happens it's a tremendous shock. Mrs S, who lost her husband to a sudden stroke just three months ago,... Read >

Private Education - A Constant Battle To Fund Fees

The credit crunch is even hitting comparatively wealthy parents, who send their children to private schools. Fees for private education climbed from 6.9 billion in 2001 to an estimated 7.9 billion last year, forcing parents to apply for bank loans to fund... Read >

It Doesn't Pay To Switch Your Home Loan These Days

Every year the mortgage companies have made easy money from the millions of borrowers whose mortgage deal comes to its natural end and who then decide to make a switch. The customers have had tracker mortgages, or fixed rate deals for a few years, and th... Read >

Credit Card Debt - Take Care

Not everyone realizes that personal loans and credit card debts could lead to repossession of their homes - even though the mortgage repayments are right up to date. The Financial Services Authority, or FSA, have expressed their concerns and issued a w... Read >

The Facts About Payment Protection Insurance

You may not have heard of the term PPI or payment protection insurance, but there is a high probability you will have been asked if you want it. There are 20 million PPI policies existing in the UK. They are meant to cover you when you take out a form of ... Read >

Would

If you need the convenience a car provides but are never-the-less a low mileage driver, then a "pay as you drive" insurance policy might suit you down to the ground - and it will save you money enroute! Pay as you drive policies were introduced some ye... Read >