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<title>Liam Gerken's Articles</title>
<link>http://www.articlealley.com</link>
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<webMaster>editorial@articlealley.com</webMaster>
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<title>Mortgage - Repossession Advice</title>
<description>With the sharp increase in the number of repossession’s throughout England and Wales over the past year, it is vital that tenants are fully aware of their rights and what help is at hand for them.

First and foremost it’s important to point out that...</description>
<link>http://www.articlealley.com/article_624071_19.html</link>
<pubDate>08th September 2008</pubDate>
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<title>Mortgages - Soaring Repossession's</title>
<description>Recent figures show that over 28 thousand mortgage repossession orders were made throughout England and Wales during the second quarter of this year, a 24% increase on the same period a year ago.

Some government officials feel as though this steep rise...</description>
<link>http://www.articlealley.com/article_623199_19.html</link>
<pubDate>05th September 2008</pubDate>
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<title>Loans – Prudent Consumers?</title>
<description>Recent figures have revealed that a startling amount of Brits are using near to a third of their monthly incomes to cover repayments on one or more unsecured personal loans.

The figures published by Callcredit, a credit reference agency, show that 14% ...</description>
<link>http://www.articlealley.com/article_617363_19.html</link>
<pubDate>03rd September 2008</pubDate>
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<title>Loans - Credit Card Vs. Loan</title>
<description>If you find yourself in a position over the coming months where you need to make a large purchase, say one in excess of £5,000 and you do not have the funds readily available, then the most realistic options you have are to either take out a personal loa...</description>
<link>http://www.articlealley.com/article_617011_19.html</link>
<pubDate>03rd September 2008</pubDate>
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<title>Home Insurance - Boosting Your Property's Value</title>
<description>The world of home improvement can be a confusing one; a feature that you personally may consider particularly attractive may not prove much of a delight to a potential future buyer. For this reason it’s vital that before investing in often costly home i...</description>
<link>http://www.articlealley.com/article_614104_19.html</link>
<pubDate>02nd September 2008</pubDate>
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<title>Car Insurance - Avoiding an Accident</title>
<description>The UK now has roughly 33 million registered vehicles on its roads, and this figure is ever increasing. Correlating with this is the number of road related deaths, which two years ago was roughly 258,000. With congested roads filled with frantic motorists...</description>
<link>http://www.articlealley.com/article_611967_29.html</link>
<pubDate>31st August 2008</pubDate>
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<title>Flights - Newfoundland, an Introduction</title>
<description>The vast island of Newfoundland is situated on the east coast of Canada, and is the closest region of North America to Europe. For this reason it is sometimes used as stop-off point for transatlantic planes that need to perform emergency landings. In fact...</description>
<link>http://www.articlealley.com/article_608492_29.html</link>
<pubDate>24th August 2008</pubDate>
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<title>Hotels - Marbella, an Introduction</title>
<description>The aptly named city of Marbella, translating to "Beautiful Sea", is situated at the heart of the Costa del Sol, roughly 25 miles southwest of Malaga. Oozing sophistication and luxury, the cosmopolitan city nestled into the foothills of the dramatic Sierr...</description>
<link>http://www.articlealley.com/article_608410_29.html</link>
<pubDate>24th August 2008</pubDate>
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<title>Holidays - Træna &amp; the World's Most Remote Festival</title>
<description>Off the coast of Norway, just south of the Artic Circle is the small municipality of Træna. Even though Træna is made up of roughly 1000 small islands, only four of which though are actually inhabited, these being Husøy, Selvær, Sanna, and Sandøy. Th...</description>
<link>http://www.articlealley.com/article_606531_29.html</link>
<pubDate>22nd August 2008</pubDate>
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<title>Car Hire - a Guide to Driving in Almería</title>
<description>Nestled in the South-western region of Andalucía, is the rapidly emerging city of Almería. Compared to some of Spain's other capitals such as Seville, Madrid or Barcelona; Almería has been relatively overlooked by many tourists - this however has chang...</description>
<link>http://www.articlealley.com/article_603521_29.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Loans - PPI Crackdown</title>
<description>Recent proposals by the CC (Competition Commission) may force a ban on lenders pushing the controversial PPI (Payment Protection Insurance) on customers. 

Such insurance is often bundled with financial products like loans and credit cards to protect co...</description>
<link>http://www.articlealley.com/article_600624_19.html</link>
<pubDate>16th August 2008</pubDate>
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<title>Electricity – How it Came to Be</title>
<description>Electricity and water are the two main things that the majority of the world’s population take for granted. With the flick of a switch we are able to power anything from the humble light bulb to an entire city. However, less than 90 years ago no more th...</description>
<link>http://www.articlealley.com/article_594908_45.html</link>
<pubDate>12th August 2008</pubDate>
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<title>Car Insurance - in the Event of an Accident (Part 3)</title>
<description>The following article continues the points made in the previous two with regards to what steps should be taken following a car accident.

No matter how minor you think your injuries are it is important to get an appointment with a doctor or your local G...</description>
<link>http://www.articlealley.com/article_592199_19.html</link>
<pubDate>29th July 2008</pubDate>
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<title>Life Insurance - Level Term Assurance</title>
<description>Term assurance is considered one of the easiest and cheapest ways to protect your family’s income after your death. Level term assurance is known as such because it will only payout if you die within a specified term and the level, or amount returned is...</description>
<link>http://www.articlealley.com/article_589541_19.html</link>
<pubDate>24th July 2008</pubDate>
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<title>Car Insurance - Advantages of Owning a Classic Car (Part 2)</title>
<description>As pointed out in the previous article, there is a considerable amount to be saved for those that invest in a classic car compared to purchasing a modern-day car; particularly with regards to insurance, MOT costs and overall value.

Petrol costs are gen...</description>
<link>http://www.articlealley.com/article_589201_19.html</link>
<pubDate>24th July 2008</pubDate>
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<title>Car Insurance - Advantages of Owning a Classic Car (Part 1)</title>
<description>When considering the advantages of a classic car, first and foremost are the financial implications of owning and running such a car. Purchasing and using a classic car as your main method of transport can save a considerable amount in motoring bills when...</description>
<link>http://www.articlealley.com/article_587839_19.html</link>
<pubDate>24th July 2008</pubDate>
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<title>Holidays - Amsterdam, an Introduction</title>
<description>With more canals than Venice, Amsterdam is considered one of Northern Europe's most exquisite yet controversial capitals. From the grand 17th century architecture that shimmers amongst the image defining canals to the bawdy scenes of the Red Light Distric...</description>
<link>http://www.articlealley.com/article_585486_45.html</link>
<pubDate>22nd July 2008</pubDate>
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<title>Mobile Phones - the Technology Behind the Call</title>
<description>A recent study that deprived 300 volunteers of their mobile phones for two weeks found that one in six reported a loss of appetite and/or depression, a further quarter also found that without their mobile companions their confidence was stunted.

With o...</description>
<link>http://www.articlealley.com/article_585453_45.html</link>
<pubDate>22nd July 2008</pubDate>
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<title>Debt - Middle-Class Struggling</title>
<description>According to a recent study, roughly 15m Britons are living a “deluded” financial lifestyle – trying to maintain a middle-class standard of living on a working class wage. 

Many are living in a middle-class fantasy world of second homes, private ...</description>
<link>http://www.articlealley.com/article_576194_19.html</link>
<pubDate>15th July 2008</pubDate>
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<title>Mortgages - a Guide to Mortgage Broker's</title>
<description>Buying your first home or any piece of property for that matter is likely to be the most costly and stressful purchase you will ever make. For this reason, a mortgage broker is brought into the equation, making the buying process simpler. 

Essentially,...</description>
<link>http://www.articlealley.com/article_575524_19.html</link>
<pubDate>14th July 2008</pubDate>
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<title>Loans - a Guide to Student Finance (Part 2)</title>
<description>As discussed in the previous article, it's nearly impossible for many students to attend an institute of higher education without getting into some degree of debt. 

The following outlines the other major aspect that comprises the typical student loan, ...</description>
<link>http://www.articlealley.com/article_571249_19.html</link>
<pubDate>07th July 2008</pubDate>
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<title>Loans - a Guide to Student Finance (Part 1)</title>
<description>Students now make up 4% of the UK population, this equated to roughly 3.5 million in 2006. According to recent figures each of these students will leave university with almost £13,000 worth of debt! 

Although this is a staggering figure, unless all tu...</description>
<link>http://www.articlealley.com/article_570644_19.html</link>
<pubDate>07th July 2008</pubDate>
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<title>Loans – Bad Credit Loans</title>
<description>With the constantly changing financial markets, and the diversity of requirements that today’s customers are presenting, banks have had to evolve with the times. 

There are now loans targeting customers with all manner of needs. For those who need so...</description>
<link>http://www.articlealley.com/article_568730_19.html</link>
<pubDate>02nd July 2008</pubDate>
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<title>Travel Insurance - Looking After Yourself</title>
<description>Travelling the world and visiting unfamiliar countries for the first time can be a wonderfully exciting experience. On the other hand though, if something goes wrong while away, chances are you will wish you never left home. 

Although you won't have ul...</description>
<link>http://www.articlealley.com/article_563608_29.html</link>
<pubDate>25th June 2008</pubDate>
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<title>Home Insurance - Keeping Thieves at Bay</title>
<description>As of 2007 the likelihood of being burgled is the lowest it has been during the last two decades, making it a far less common occurrence than people think. 

This however, does not mean that is completely unheard of; with one in six crimes committed in ...</description>
<link>http://www.articlealley.com/article_562363_27.html</link>
<pubDate>25th June 2008</pubDate>
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<title>Hotels – Venice, an Introduction</title>
<description>The quintessential hallmark images of Venice with its elegant buildings, meandering canals, romantic boats (known as Gondolas) and narrow streets that have been popularised through film and literature are all a true representation of what you can expect....</description>
<link>http://www.articlealley.com/article_561813_29.html</link>
<pubDate>23rd June 2008</pubDate>
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<title>Car Hire - a Guide to Driving in the United Arab Emirates</title>
<description>Situated on the Eastern tip of the Arabian Peninsula, on the entrance to the Persian Gulf are the seven emirates which form the United Arab Emirates. With the discovery of oil the UAE’s have rocketed from sleepy backwater fishing towns to world class ci...</description>
<link>http://www.articlealley.com/article_558778_29.html</link>
<pubDate>19th June 2008</pubDate>
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<title>Car Hire - A Guide to Driving in Poland</title>
<description>The large, Eastern European country of Poland is characterised by its enchanting towns and cities, wild and unspoilt countryside and its turbulent past.

Poland’s capital – Warsaw, was once one of Eastern Europe’s most striking and sophisticated c...</description>
<link>http://www.articlealley.com/article_558101_29.html</link>
<pubDate>19th June 2008</pubDate>
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<title>Holidays - California, an Introduction</title>
<description>When asked to describe California, chances are you would find yourself reeling off images of sunny beaches filled with everything from free thinking surfers to fitness fanatics or maybe beautiful suburbs home to the worlds rich and famous.

Many of the ...</description>
<link>http://www.articlealley.com/article_555795_29.html</link>
<pubDate>13th June 2008</pubDate>
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<title>Mortgages - Surviving the Credit Crunch</title>
<description>The ongoing credit crunch has hit hard every sector of the UKs financial market, especially mortgage lending. As lenders and building society’s are finding it harder to get hold of finance to back up their lending, more and more consumers are feeling th...</description>
<link>http://www.articlealley.com/article_553882_19.html</link>
<pubDate>10th June 2008</pubDate>
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<title>Flights - Seville, an Introduction</title>
<description>It's no surprise that the city of Seville, Spain's southern cultural, artistic, social and financial centre is also the capital of Andalucía (Spain's second largest autonomous community).

From above, the city would be seen as split directly down its c...</description>
<link>http://www.articlealley.com/article_552488_29.html</link>
<pubDate>06th June 2008</pubDate>
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<title>Hotels - Florence, An Introduction</title>
<description>Situated on the banks of the Arno River, just below the foothills of the Apennines is the city of Florence. The city is the capital of the Tuscany region of Italy and is considered one of the most elegant cities in the world, both rich in art and cosmopol...</description>
<link>http://www.articlealley.com/article_549654_29.html</link>
<pubDate>30th May 2008</pubDate>
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<title>A Guide To Spanish Mortgages</title>
<description>The now highly developed mortgage market throughout Spain has grown over the years as the country’s economy has become more advanced. 

This is portrayed through the sheer breadth of mortgages available to consumers; both organised through well known ...</description>
<link>http://www.articlealley.com/article_549175_19.html</link>
<pubDate>29th May 2008</pubDate>
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<title>Broadband - How To Secure Your Wireless Network</title>
<description>It wasn't all that long ago when personal computers where restricted for offices and wealthy households. Moreover, computer networks where practically unheard of in residential settings, such technology was reserved for large office buildings - things how...</description>
<link>http://www.articlealley.com/article_540822_29.html</link>
<pubDate>20th May 2008</pubDate>
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<title>Holidays - Fiji, an Introduction</title>
<description>In short, Fiji is tropical paradise made up of over 220 volcanic and coral islands, of which only 100 or so are inhabited. 

The archipelago is situated around 2,000 miles east of Australia, and is flanked by the world's fourth largest barrier reef.

...</description>
<link>http://www.articlealley.com/article_538444_29.html</link>
<pubDate>15th May 2008</pubDate>
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<title>Mobile Phones - The Future's Brighter, the Future's Green!</title>
<description>When it comes to purchasing a new mobile, one of the last things people take into consideration is how eco-friendly a prospective handset will be. 

With the ever increasing interest in environmental friendly products though, many consumers are now begi...</description>
<link>http://www.articlealley.com/article_537873_45.html</link>
<pubDate>15th May 2008</pubDate>
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<title>Holidays - World's Best Villa Destinations</title>
<description>If your idea of a holidays is the up most of luxury and seclusion then a villa holiday is likely to appeal. There are hundreds of thousands of villas across the globe, each with their own appeal from relaxing on private beaches to exploring the depths of ...</description>
<link>http://www.articlealley.com/article_529785_29.html</link>
<pubDate>06th May 2008</pubDate>
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<title>Mobile Phones - Evolving Reception</title>
<description>A recent development by engineers at Oxford University has revealed some pretty exciting results with regards to mobile signal technology.

The technology in question is known as compact dielectric antenna system and is similar to conventional parabolic...</description>
<link>http://www.articlealley.com/article_528661_45.html</link>
<pubDate>02nd May 2008</pubDate>
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<title>Mobile Phones - Corner Shop Coupon's</title>
<description>Although commonplace in other parts of the world, namely Asia, mobile phone coupons and money-off vouchers have not found their place in the UK market. 

The only real examples of mobile phones being used this way within the UK is by phone operators suc...</description>
<link>http://www.articlealley.com/article_524608_45.html</link>
<pubDate>28th April 2008</pubDate>
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<title>Broadband - Tips, Tricks and Tweaks</title>
<description>As the popularity of broadband has soared, so has the desire for faster download speeds, with consumer expectations ever increasing.

Although the speed of your connection is limited by your chosen broadband package and the distance from your home to yo...</description>
<link>http://www.articlealley.com/article_522966_45.html</link>
<pubDate>25th April 2008</pubDate>
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<title>Personal Loans – The Cost of Switching</title>
<description>If you currently have a personal loan, then chances are the length of the loan will be around two to five years, with loans over £10,000 usually taken out over longer terms (i.e. seven to ten years).  

What happens though, if you wish to pay off your ...</description>
<link>http://www.articlealley.com/article_521617_19.html</link>
<pubDate>24th April 2008</pubDate>
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<title>Debt - Looming 'Problem Debt'</title>
<description>Recent research from the TDX Group has revealed some very alarming statistics regarding the UKs mounting debt. They have estimated that £25 billion of the total £1,421 billion of outstanding debt, is problem debt; meaning that consumers will or are havi...</description>
<link>http://www.articlealley.com/article_521611_19.html</link>
<pubDate>24th April 2008</pubDate>
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<title>Debt – Crunch Effects &amp; Tips</title>
<description>It's no secret that the UKs financial market is currently in a considerable state of turmoil. The cause of this, as many know is the global credit crunch, which was sparked off during July of last year by American lenders making somewhat unscrupulous loan...</description>
<link>http://www.articlealley.com/article_519665_19.html</link>
<pubDate>18th April 2008</pubDate>
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<title>Loans - Untruthful Applications</title>
<description>When applying for most categories of loans credit lenders will want to know a considerable amount of information. Such information usually includes full details on your past borrowing, employment status and what you intend to use the loan for.

The majo...</description>
<link>http://www.articlealley.com/article_518583_19.html</link>
<pubDate>16th April 2008</pubDate>
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<title>Mortgages - Overpayment Vs Saving</title>
<description>A common question those paying off a mortgage have is whether or not they should be putting any extra cash into a savings account or using it to overpay on their mortgage, thus reducing it's length. 

Firstly, it’s important to note that if you have a...</description>
<link>http://www.articlealley.com/article_515524_19.html</link>
<pubDate>11th April 2008</pubDate>
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<title>Credit Cards – Getting the Most from a Store Card</title>
<description>In short, store cards are best avoided, with much more favourable lines of credit often available. These cards are often offered at store checkouts by staff who are simply told to sign up as many customers as they can – many often boasting one off disco...</description>
<link>http://www.articlealley.com/article_513076_19.html</link>
<pubDate>08th April 2008</pubDate>
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<title>Car Insurance - Overseas Cover</title>
<description>Considering there is an estimated three million UK motorists set to take their cars abroad this year, its pretty shocking to hear that 17.2 million Brits have admitted to not knowing if their car insurance will cover them whilst they are there. 

When t...</description>
<link>http://www.articlealley.com/article_500062_19.html</link>
<pubDate>28th March 2008</pubDate>
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<title>Car Hire - A Guide to Driving in New Zealand</title>
<description>Known as the “Land of the Long White Cloud”, New Zealand is a sparsely populated country, made up of 2 main islands. Considering its size New Zealand is a country crammed full with majestic scenery, exhilarating activities and a population  world reno...</description>
<link>http://www.articlealley.com/article_497178_29.html</link>
<pubDate>27th March 2008</pubDate>
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<title>Car Hire - A Guide to Driving in Australia</title>
<description>Hiring a car and making your own way around Australia is by far the best way to fully experience and immerse yourself into the Oz environment. With your own car you can free yourself from the constraints of any schedules or set routes, leaving your holida...</description>
<link>http://www.articlealley.com/article_495575_29.html</link>
<pubDate>26th March 2008</pubDate>
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<title>Mobile Phones - The Perfect Spying Device?</title>
<description>As mobile phones are becoming increasingly more advanced, consumers are making use of being able to access their email or bank accounts on the move. With many of today’s mobile phones coming closer to miniature computers than traditional phones the need...</description>
<link>http://www.articlealley.com/article_489826_45.html</link>
<pubDate>12th March 2008</pubDate>
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