http://www.articlealley.com en-us editorial@articlealley.com We begin with the creation of the automatic stay. The stay is automatically created at the time of bankruptcy filing. The automatic stay is actually a unique feature. If a creditor attempts to collect from the debtor in any way after the bankruptcy w... http://www.articlealley.com/article_680420_18.html 31st October 2008 There are other advantages to filing chapter 13 that may not be easily seen. The interest on the debt that you owe stops accruing. So let's say you owe $200,000 unsecured debt, in credit cards. Well, if the interest rate on that is 20 percent that's go... http://www.articlealley.com/article_679657_18.html 31st October 2008 Most of the time chapter 7 is the best case scenario, however there's also chapter 13. Chapter 13 should be used when there's a lot of equity in a house or some other kind of asset that a debtor is trying to protect. An example of this can often be seen... http://www.articlealley.com/article_679655_18.html 31st October 2008 There's two types of bankruptcies; there's the chapter 7 bankruptcy which gives you a fresh start, and the chapter 13 which allows you to pay back a portion of your debt, sometimes 100 percent, sometimes as low as 10 percent, within three to five years. ... http://www.articlealley.com/article_679647_18.html 31st October 2008 A recent court order has required the three major credit bureaus (Experian, Equifax and TransUnion) to clean up the credit reports of millions of consumers who have filed for Chapter 7 bankruptcy protection. What often has happened is that old debt, disc... http://www.articlealley.com/article_654840_18.html 02nd October 2008 It has been said that the human mouth is literally the nastiest place on earth in terms of germs and bacteria. The chances are very good that this is true, when you think about the things that you actually put into your mouth, the heat inside of your mout... http://www.articlealley.com/article_647843_23.html 24th September 2008 Over the years, there have been great debates and controversies over various acne treatments. Sometimes, it is found that a treatment is not safe, and it is then banned by the FDA. However this rarely happens. In most cases, certain treatments are only da... http://www.articlealley.com/article_646880_23.html 24th September 2008 The key to weight loss is mostly mental. It comes down to thinking before eating. There are so many tools that one can employ to assist in losing weight. There is no guess work to success. It is merely systematic, smart thinking that can make all the diff... http://www.articlealley.com/article_645866_23.html 23rd September 2008 Many people visit the dentist not for pain in their teeth or gums, but for pain in their jaws. Does jaw pain signify a problem that requires the services of a dental care professional? You bet it does! While it isn't always the case, jaw pain could be ... http://www.articlealley.com/article_596017_23.html 13th August 2008 Many of us don't go to see our dental health care professionals as often as we should, and this is usually for one of two reasons. First, even the strongest of us is often afraid of the dentist. Second, we fear the bill that we associate with that dentist... http://www.articlealley.com/article_590728_23.html 25th July 2008 In today's world, having a bad credit report may be detrimental. Even though in most cases consumers have brought this upon themselves, in some cases the bad credit report may be caused by a glitch in the credit bureau system. As up to 25% of credit repor... http://www.articlealley.com/article_577235_19.html 15th July 2008 Yes, you read that correctly. Debit audits are officially back as of May 12, 2008. This is despite the fact that the panel trustee already examines the debtor, and despite the fact that the U.S. Trustee already reviews every petition filed with the Cler... http://www.articlealley.com/article_540722_18.html 20th May 2008 A petition for dissolution has been filed with the clerk of the circuit court. A summons has issued against the spouse and it has in fact, been properly served. From that point, the respondent has thirty days to file an appearance in the case; otherwise... http://www.articlealley.com/article_526173_18.html 29th April 2008 One of the most frequent reasons for seeking dental care is discolored anterior teeth. Even persons having teeth with normal color often request to have them made whiter. Treatment considerations include removal of surface stains, bleaching, veneering a... http://www.articlealley.com/article_525711_23.html 29th April 2008 A party who has been forced to resort to the judicial process to secure compliance with the terms of an order or judgment is entitled to her reasonable attorney fees even absent a showing of inability to pay. The trial court has no discretion as to whe... http://www.articlealley.com/article_523456_18.html 25th April 2008 The occurrence of oral cancer is more common than one might think. In fact, it's as common as leukemia and claims more lives each year than either melanoma or cervical cancer. That is why the American Cancer Society recommends oral cancer screening as a... http://www.articlealley.com/article_522365_23.html 25th April 2008 The proof of claim is the document indicating what a particular creditor is claiming that it is owed by a debtor. It is the starting point for receiving a share of any funds distributed by the bankruptcy trustee. The same proof of claim for applies to b... http://www.articlealley.com/article_511791_18.html 07th April 2008 It is clear that the trial court has general power to award attorney fees pursuant to subsection (a) of this section and also pursuant to the plenary equitable powers of the trial court; however, regardless of the source, the power must be exercised while... http://www.articlealley.com/article_511132_18.html 07th April 2008 Form 22 Means Test & Automobiles One would initially not recognize a significant difference in the preparation of documents for Chapter 7 bankruptcy and for Chapter 13 bankruptcy. After all, it seems relatively simple. In a Chapter 7 bankruptcy case,... http://www.articlealley.com/article_507134_18.html 03rd April 2008 The award of attorney fees and the amount to be paid by the parties is within the discretion of the trial court and will not be disturbed absent a clear showing of an abuse of discretion. An award of attorney fees in an Illinois divorce proceeding is ordi... http://www.articlealley.com/article_506568_18.html 03rd April 2008 The above principals cannot be applied in a rigid or mechanical fashion but require the trial court to exercise discretion. In re Tatham. The standards applicable to determining jurisdiction cannot be applied in a mechanical fashion, but require the exe... http://www.articlealley.com/article_504160_18.html 02nd April 2008 The following items have been handed down by the marital and family law judges. The details of the cases have been summarized for easier statements of the rulings: Res Judicata The original decree awarding child support payments are res judicata so... http://www.articlealley.com/article_500615_18.html 29th March 2008 Where father testified that his wife agreed to the reduction in child support on the condition that he help his son find a place to live and that he support him financially, where father testified further that he paid his son more than $4,000 over a two y... http://www.articlealley.com/article_498290_18.html 27th March 2008 The trial court is justified in increasing child support if the needs of the child and the earnings of the supporting parent have increased since the judgment granting child support was entered. Where a former spouse's ability to pay child support is show... http://www.articlealley.com/article_488430_18.html 10th March 2008 In a Chapter 7 bankruptcy case, all non-exempt property can be sold to satisfy creditors. The question that arises is just what is non-exempt property? This question cannot be answered in generalities. Instead, the answer depends upon which jurisdictio... http://www.articlealley.com/article_483096_18.html 28th February 2008 When is the right time to file personal bankruptcy? This is a personal question that must be answered on a case by case basis. My general thought is that if a person can bail himself out of debt within a period of six months, he should not file a bankru... http://www.articlealley.com/article_480294_18.html 25th February 2008 Increase Denied Trial court properly denied petitioner's request for increased child support. Modification of support is required where there is a substantial imbalance between the supporting parent's capabilities and the child's needs. Where there was... http://www.articlealley.com/article_473745_18.html 13th February 2008 Factors Considered When setting an amount for modification of child support, the court may consider the same factors used when formulating an original support order; these factors include the standard of living the child would have enjoyed if the marri... http://www.articlealley.com/article_471802_18.html 11th February 2008 Discretion of Court Modification of child support payments rests within the sound discretion of the trial court. Dissolution Judgment Where respondent husband did not object to the terms of the dissolution judgment imposing support obligations so... http://www.articlealley.com/article_470801_18.html 08th February 2008 Cost of Living Increase Evidence presented to the trial court indicated that the cost of supporting a child had substantially increased and that defendant's income had substantially increased so as to enable him to pay this additional amount; in light ... http://www.articlealley.com/article_469835_18.html 06th February 2008 Change in Circumstances The uncontroverted evidence was such that the child support order should have been reduced or modified to reflect respondent's financial resources which at best could have been described as limited. In order to justify a decreas... http://www.articlealley.com/article_469256_18.html 06th February 2008 Where no benefit accrued to the custodial parent by the noncustodial parent's action of reducing the received child support, and it could not be concluded that the payor's actions were the result of apparent or implied authority or that there was a princi... http://www.articlealley.com/article_468430_18.html 05th February 2008 Standard The findings of the trial court in an action to increase support payments will not be reversed unless contrary to the manifest weight of the evidence. Settlement Agreement If parties to a marital settlement agreement intend, on dissoluti... http://www.articlealley.com/article_467099_18.html 02nd February 2008 Revestment The court had authority to modify the distribution of proceeds under the doctrine of revestment; under this doctrine, litigants may revest a court which has general jurisdiction over the matter, with both personal and subject matter jurisdic... http://www.articlealley.com/article_466064_18.html 01st February 2008 For many people an attractive smile is an important asset, this is especially true for people who have careers in the public eye. Cosmetic dentistry focuses on improving the aesthetics of a person's teeth and smile. One of the most popular forms of cosmet... http://www.articlealley.com/article_458191_23.html 22nd January 2008 The bankruptcy trustee is the designated representative of the bankruptcy estate who exercises statutory powers, principally for the benefit of the unsecured creditors, under the general supervision of the court and the direct supervision of the U.S. trus... http://www.articlealley.com/article_253085_18.html 19th January 2008 One of the most common universal health problems are cavities. A cavity is decay in the tooth that can develop into a visible hole in the tooth. When tooth decay first begins there may not be any obvious symptoms. As the decay becomes more severe it ma... http://www.articlealley.com/article_251834_23.html 18th January 2008 Periodontal or gum disease is the number one cause of bad breath and tooth loss. Most people know that. But did you know that gum disease may also lead to far more serious health problems? New research has shown that not taking care of your gums can lead ... http://www.articlealley.com/article_237122_23.html 05th November 2007 Can You Guess The Main Causes Of Bankruptcy Filings? There are several common causes leading one to file bankruptcy. These include, but are not limited to the following: 1. Lawsuits/Garnishments Nobody wants to be sued and brought to judgment. No... http://www.articlealley.com/article_210823_19.html 03rd September 2007 Once a Chapter 7 bankruptcy case is filed, an impartial case trustee is appointed by the office of the United States Trustee. (In Alabama and North Carolina, the trustee is appointed by the court). The primary function of the Chapter 7 trustee is to adm... http://www.articlealley.com/article_209671_18.html 31st August 2007 Before Filing, You Must: Stop using your credit cards and don't incur any additional credit. Once you have decided to file for bankruptcy, you should not use your credit cards nor incur any additional credit from that point forward. Any recent purchas... http://www.articlealley.com/article_208574_18.html 29th August 2007 We all remember as kids, the way are teeth came, left, and then came again. However, we never really understood the how and why of this remarkable process. We remember the fear of losing teeth. We remember the pain and the wondering of why. We remembe... http://www.articlealley.com/article_199471_23.html 09th August 2007 Undergoing a custody battle should be an act of last resort. The end result usually produces two losers and no winners. It should only be attempted if children are being subject to physical or psychological danger. If your child is being exposed to phy... http://www.articlealley.com/article_198170_18.html 07th August 2007 Chapter 7 bankruptcy is a fresh start bankruptcy. A person lists all of his debts in a bankruptcy petition which is filed with the U.S. Bankruptcy Clerk. A typical Chapter 7 debtor receives a fresh start in that many of the debts in a Chapter 7 bankrupt... http://www.articlealley.com/article_197607_18.html 06th August 2007 The Bankruptcy Code was significantly amended with a general effective date of October 17, 2005. It was Congress' intent to make those who could afford to pay back a portion of their debt ineligible to eliminate their debt in a Chapter 7 bankruptcy. Thi... http://www.articlealley.com/article_197152_18.html 03rd August 2007 BEFORE YOU DECIDE TO FILE, THINK ABOUT THE ALTERNATIVES TO BANKRUPTCY Bankruptcy should be the last resort to getting out of debt. It will stay on your credit report for up to 10 years, guaranteeing that you will receive higher than normal interest ra... http://www.articlealley.com/article_196726_18.html 02nd August 2007 Hiring an Attorney with Little Experience 1. People often hire an attorney that has little or no experience in the area of practice in which they seek representation. A person that has used an attorney to handle one area of the law may not want to ha... http://www.articlealley.com/article_195395_18.html 01st August 2007 1. If I file for Bankruptcy I will lose all of my property. This may be the biggest misconception surrounding filing for bankruptcy. Every person who files for bankruptcy can protect a certain amount of property while still eliminating all or a portio... http://www.articlealley.com/article_194706_18.html 31st July 2007