http://www.articlealley.com en-us editorial@articlealley.com If you’re a marketing consultant, you probably have at least one client company that requires you to carry some type of insurance. Maybe you run a small marketing or market research firm with a few employees, or maybe you’re an independent Internet ma... http://www.articlealley.com/article_1129605_19.html 29th September 2009 Before beginning work on any consulting engagement, it’s a good idea for marketing consultants to protect their business and reduce their liability by getting their client’s signature on a comprehensive marketing consulting contract. During the ini... http://www.articlealley.com/article_1088682_19.html 16th September 2009 In Grand Rapids, Michigan, visitors can experience the perfect balance between natural beauty and urban delights. There are several attractions to enjoy in Grand Rapids including a sculpture park, zoo, gardens, children’s museums, art galleries, beache... http://www.articlealley.com/article_1083037_29.html 15th September 2009 Behind almost every web site development or graphic design project is a set of business requirements. The hard part is making sure that the site you build meets those business needs, 100 percent. It’s easy for a web site developer or designer to list... http://www.articlealley.com/article_1017686_4.html 04th August 2009 Every management consulting project is driven by a business requirement. Often, management consulting businesses are called upon to meet those business requirements by enhancing the productivity, management, delivery or performance of a company’s inform... http://www.articlealley.com/article_1002087_19.html 28th July 2009 Congratulations! You’ve been chosen to do a software development project, and you’re almost ready to get started. But before you jump in, you need both you and your client’s signatures on a contract that clearly defines all aspects of the project. ... http://www.articlealley.com/article_985750_11.html 17th July 2009 Behind almost every IT project is a business requirement – but how do you ensure that the end product truly meets that business need? It’s easy for system integrators, computer programmers or software programmers to sit in a meeting and listen to w... http://www.articlealley.com/article_983871_19.html 16th July 2009 Every IT project is driven by a business requirement. For an IT project manager, the hard part is translating that business requirement into an end product that fully meets that business need. It’s easy for a project manager to sit in a meeting and l... http://www.articlealley.com/article_983864_19.html 16th July 2009 If you’re in engineering, you’ve probably encountered plenty of situations in which you’re required to carry some level of insurance. Maybe you run a small engineering consultancy with a few employees, or perhaps you’re a solo professional enginee... http://www.articlealley.com/article_966552_19.html 05th July 2009 If you’re in the management consulting business, you probably have clients that require you to carry some level of insurance. Maybe you run a small firm with a few employees, or maybe you’re an independent freelancer. Either way, you might wonder if y... http://www.articlealley.com/article_965071_19.html 04th July 2009 Your client has agreed to hire you for a managed network services project, and you’re ready to start ordering the necessary equipment and software and developing your implementation plan. But before you do, there’s one very important detail you need t... http://www.articlealley.com/article_965061_4.html 04th July 2009 IT staffing agencies are familiar with their clients’ requirements for insurance coverage, and know that they have to have the insurance to get the business. But you may wonder if all that coverage is really necessary. The good news is that in almost al... http://www.articlealley.com/article_948065_19.html 22nd June 2009 Whether you’re working directly with a client or through a staffing firm, if you’re a systems integrator or custom programmer, you’ll probably have at least one client who requires you to carry insurance. Maybe you are responsible for employees, or ... http://www.articlealley.com/article_936401_19.html 15th June 2009 Deciding whether to select a managed Web host or a shared Web host depends on the level of security required by your company and how much traffic your site generates. While shared hosting is the most common type of hosting available, and ideal for most We... http://www.articlealley.com/article_784934_2.html 13th February 2009 As a software and application developer, creating, customizing, maintaining and supporting software programs is the core of your business, and likely the most important asset to your company. Safeguarding that asset is absolutely essential to operation. W... http://www.articlealley.com/article_769684_2.html 28th January 2009 Whether you need a major Web site overhaul, customized software or networking solutions, finding the right IT consulting company to handle your needs is key to producing the desired results and ultimately positively impacting your bottom line. Finding... http://www.articlealley.com/article_762544_2.html 21st January 2009 As an independent IT consultant you’ve just landed another client. You’ve taken the time to get the proper insurance and had the client review and sign your contract. But does the contract contain enough detailed information within the statement of wo... http://www.articlealley.com/article_751849_2.html 13th January 2009 You’ve been diligent about locking away your most sensitive documents in the filing cabinet each night, and encrypting all of your electronic files with passwords, but what about the information that is shared among employees on a daily basis? Do you... http://www.articlealley.com/article_744106_2.html 08th January 2009 How do you differentiate between an employee and an independent contractor? It’s a seemingly obvious answer, but in some cases the separation can become difficult. The classification can significantly change the type of contract between the two parties,... http://www.articlealley.com/article_739712_2.html 06th January 2009 Being self-employed can be one of the most lucrative and satisfying careers available, but it requires due diligence on the part of the independent professional. Whether working in information technology, entertainment or business consulting, it’s incre... http://www.articlealley.com/article_733077_2.html 02nd January 2009 It’s a rewarding career, but what should you look out for? Working as an independent contractor or consultant can be a very rewarding, lucrative and satisfying career. Beyond knowing the dynamics of your field, however, you also have to understand ho... http://www.articlealley.com/article_723571_2.html 16th December 2008 Today, the hub of the small business and home-based entrepreneur is the computer system and network. For many users and business owners computers are the lifelines of the company, but what if they suddenly crashed? Will your computer service contract cove... http://www.articlealley.com/article_717331_2.html 12th December 2008 For Application Service Providers – anyone who provides clients access to licensed software and application services – implementing a system of checks and balances, risk management procedures and quality control is invaluable. Typically a solid Applic... http://www.articlealley.com/article_714553_11.html 08th December 2008 If severe storm damage caused your business to shut down, would you be able to sustain the company while the repairs were being made? If the closure spanned several months would you be able to pay the continuing expenses such as the mortgage or rent, taxe... http://www.articlealley.com/article_713333_15.html 05th December 2008 A common misconception is that doctors and lawyers are the only professionals in need of Errors and Omissions (E&O) insurance. In fact, nearly every organization that provides a service to a client for a fee has E&O exposure, and because professional requ... http://www.articlealley.com/article_710721_19.html 03rd December 2008 A primary goal of new business owners is to keep operating costs low. At launch, they may not have a tremendous amount of risk or liability, and will only purchase the necessary insurance such as Commercial General Liability coverage and workers’ compen... http://www.articlealley.com/article_709400_19.html 03rd December 2008 Is a small service company less likely to have a lawsuit brought against it than a manufacturing plant? No, but this is a common misconception among office-based businesses. The fact is, in today’s dynamic and complex business climate, businesses small ... http://www.articlealley.com/article_707943_19.html 03rd December 2008 As a management consultant your clients turn to you for advice and expertise, to improve their performance, or for strategy development. In this capacity you will often bring your own proprietary methodologies or strategies to identify problems or provide... http://www.articlealley.com/article_705612_19.html 02nd December 2008 Workers’ compensation, which is required by law in nearly all 50 states, provides medical and disability coverage for employees who are injured on the job. Employers’ Liability, typically included on a Worker’s Compensation policy protects employers... http://www.articlealley.com/article_704441_19.html 02nd December 2008 Many small businesses operate without liability insurance to cut down on operating costs, but in today’s business climate in which frivolous lawsuits are brought against companies on a daily basis, operating without any liability coverage is a highly vo... http://www.articlealley.com/article_702669_19.html 01st December 2008 In today’s global economy innovation will be the key to survival for any industry. It is especially necessary for the insurance industry, which until this point has primarily focused on optimizing its products, processes and services rather than injecti... http://www.articlealley.com/article_701496_19.html 01st December 2008 Today, there are more than 23 million businesses operating as sole proprietorships or partnerships. This accounts for more than 80 percent of all U.S. businesses, according to BizStats.com. Do these structures protect small business owners from certain li... http://www.articlealley.com/article_699107_19.html 01st December 2008 As the end of the first decade of the new century approaches, insurance companies are realizing a need for change and innovation within their industry. The urgency to make these changes is underscored by several external forces that will continue to take ... http://www.articlealley.com/article_695441_19.html 26th November 2008 Company liability insurance safeguards businesses from various allegations of negligence, but it may also protect them from having to absorb the fees associated with defending a frivolous lawsuit. While attention to quality control and seamless risk ma... http://www.articlealley.com/article_689301_19.html 18th November 2008 Many business owners have taken proper steps to insure against property loss and injury claims, the more traditional forms of commercial insurance coverage. However, they may have overlooked protecting themselves against claims of professional negligence.... http://www.articlealley.com/article_689299_19.html 18th November 2008 Today, many small businesses operate without liability insurance – with the exception of the workers’ compensation insurance, which is required by law. In many cases, business owners simply want to cut down on operating costs, but in today’s climate... http://www.articlealley.com/article_688060_19.html 18th November 2008 Economies are constantly changing, and evolving. Whereas first they birth as a bartering system, they next take on a currency structure. This leads to a stock market, international trade, economic specialization, an industrial revolution, and forever co... http://www.articlealley.com/article_625612_18.html 08th September 2008 Many are under the inherent assumption that all contracts are the same, and that if it’s written down on paper, then the terms of the contract are clearly spelled out. Conversely, contracts aren’t simply about written terms, and represent a greater s... http://www.articlealley.com/article_619101_18.html 04th September 2008 Intrinsically, insurance is based on the principles of protecting a person or business from particular risks. This can include anything from natural disasters to theft to property damage. Yet, when it comes to business, the kinds of risk can be far m... http://www.articlealley.com/article_616687_19.html 03rd September 2008 Licensed software, and the legal purchase of it, has unique legal contract obligations. Generally, the consumer owns any product they purchase. Although the seller may maintain certain responsibilities after the time of purchase, the consumer still owns t... http://www.articlealley.com/article_616684_15.html 03rd September 2008 It’s simply human nature to think that no harm will ever come, or hit close to home. Unfortunately, things go wrong from time to time. Because the unexpected is possible at any given moment, it’s vital to have insurance, business insurance, liability... http://www.articlealley.com/article_615041_19.html 02nd September 2008 The IT industry has been a high demand sector with respect to job growth for well over a decade now. Since the beginning of the high-tech boom in the late nineties, almost anyone with a background and education in information technology was guaranteed not... http://www.articlealley.com/article_615040_15.html 02nd September 2008 Recently, home based businesses have been on the rise. The ease of starting up a company in the convenience of the home is an inviting temptation. Not only do you have an instant office, but going to work is literally a step away. Though there are a va... http://www.articlealley.com/article_238520_19.html 06th November 2007 If you are a small information technology (IT) business and finding it hard to get contractors to work with your company, maybe you are overlooking the importance of verified liability insurance. Having business insurance can really add a level of profes... http://www.articlealley.com/article_238528_19.html 06th November 2007 Today’s high tech businesses have insurance needs that were impossible to foresee a generation ago, when Internet insurance was unheard of and even inconceivable. The liability risks for an IT firm are particularly complex. Having property coverage for... http://www.articlealley.com/article_238535_19.html 06th November 2007 First, we need to make a distinction between an insurance “broker” and an insurance “agent.” In the insurance business, an agent is in partnership with one or more insurance companies. A dedicated agent has a contract with a single company, nor... http://www.articlealley.com/article_238538_19.html 06th November 2007 There are various things that come to mind when people start and grow their own business. They think of financing, location, and even legal fees associated with their dreams of becoming a successful entrepreneur. What they often overlook or don't consider... http://www.articlealley.com/article_226980_19.html 12th October 2007 While a good business insurance package can often include coverage specific to doing certain kids of business, such as professional liability insurance, all businesses essentially have the same kinds of insurance needs as individuals and properties do —... http://www.articlealley.com/article_226982_19.html 12th October 2007 Common principles do exist when it comes to all forms of insurance. In fact, when people think of insurance, they tend to think of the same things regardless of what kind of insurance you're talking about. Harm might occur to you, your property, or your l... http://www.articlealley.com/article_226984_19.html 12th October 2007 Why do you carry an umbrella? The easy answer is so that you protect yourself from the rain, right? Well, not exactly. You also carry an umbrella in case it rains, at least forward-looking people do. And business owners and professionals looking for the r... http://www.articlealley.com/article_226986_19.html 12th October 2007