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<title>Nick Cox's Articles</title>
<link>http://www.articlealley.com</link>
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<webMaster>editorial@articlealley.com</webMaster>
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<title>Save the World by Saving Energy</title>
<description>All of us are probably guilty of wasting energy. We all seem to be experts when it comes to using it, but many of us fail miserably when we're told to save it.

The government and media are constantly threatening us with impending doom unless we rethink...</description>
<link>http://www.articlealley.com/article_485281_19.html</link>
<pubDate>04th March 2008</pubDate>
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<title>Tips on how to Prevent Credit Card Fraud</title>
<description>New technologies, such as Chip and Pin, have helped provide a more secure way to pay with debit and credit cards. The introduction of this new technology saw a £60m reduction in fraud on lost and stolen cards in 2005 when compared to 2004. 

However, a...</description>
<link>http://www.articlealley.com/article_485271_34.html</link>
<pubDate>04th March 2008</pubDate>
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<title>Offset Mortgages Explained</title>
<description>An offset mortgage allows a homeowner to reduce the interest on their mortgage by offsetting credit that is held in savings or current accounts against the total mortgage debt. 

For example, if the homeowner has a mortgage of £150,000 and savin...</description>
<link>http://www.articlealley.com/article_484346_19.html</link>
<pubDate>03rd March 2008</pubDate>
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<title>Beginners Guide to Life Insurance</title>
<description>Death is a subject that most of us don't like to ponder on too often. Unfortunately, death is something that happens to us all, so it pays to be prepared.

Having adequate li...</description>
<link>http://www.articlealley.com/article_483625_19.html</link>
<pubDate>29th February 2008</pubDate>
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<title>A Beginners Guide to Life Insurance</title>
<description>Death is a subject that most of us don't like to ponder on too often. Unfortunately, death is something that happens to us all, so it pays to be prepared.

Having adequate lif...</description>
<link>http://www.articlealley.com/article_483621_19.html</link>
<pubDate>29th February 2008</pubDate>
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<title>Home insurance - What's covered?</title>
<description>Most people have some kind of home insurance. Seeing as it's probably the most valuable asset most people will ever own, it's sensible to have some form of protection against it, just in case the worst happens.

Many first time buyers will be offered &lt;a...</description>
<link>http://www.articlealley.com/article_483441_19.html</link>
<pubDate>28th February 2008</pubDate>
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<title>How to get Cheaper Home Insurance</title>
<description>According to research carried out by a price comparison site, homes in London prove to be the most expensive to insure in the UK. 

Lambeth in south London is the most expensive area in the UK, with home i...</description>
<link>http://www.articlealley.com/article_482711_19.html</link>
<pubDate>26th February 2008</pubDate>
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<title>Quit Smoking and Half your Life Insurance</title>
<description>Over the course of a year, a smoker with a 20 a-day habit spends £1900 on cigarettes. Kicking the habit is therefore quite a money-saver. The financial incentive to quit is for many more of a motivator than the health benefits associated with leading a c...</description>
<link>http://www.articlealley.com/article_482700_19.html</link>
<pubDate>26th February 2008</pubDate>
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<title>Last Minute Travel Insurance</title>
<description>Research carried out by a price comparison site has revealed that 63% of holidaymakers take out travel insurance less than two weeks before the beginning of their holiday. 

Holiday goers who leave purchasing &lt;a href="http://www.moneysupermarket.com/tra...</description>
<link>http://www.articlealley.com/article_482692_29.html</link>
<pubDate>26th February 2008</pubDate>
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<title>La Palma</title>
<description>One of the most peaceful and tranquil of the seven Canary Islands, La Palma is a favourite among tourists for its natural unspoilt beauty. Situated just off the coast of north-west Africa, La Palma is part of a group of islands that benefit from year roun...</description>
<link>http://www.articlealley.com/article_478199_29.html</link>
<pubDate>21st February 2008</pubDate>
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<title>Gran Canaria</title>
<description>Gran Canaria is one of the seven islands that make up the Canary Islands. This group of islands are located just off the coast of north-west Africa, and because of their location they have year round warm weather. This makes them an extremely popular tour...</description>
<link>http://www.articlealley.com/article_478196_29.html</link>
<pubDate>21st February 2008</pubDate>
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<title>Fuerteventura</title>
<description>The Canary Islands are made up of seven islands, and Fuerteventura is one of them. Located just off the coast of north-west Africa the islands benefit from warm weather all year round. In fact, the weather conditions of Fuerteventura are similar to that o...</description>
<link>http://www.articlealley.com/article_478185_29.html</link>
<pubDate>21st February 2008</pubDate>
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<title>A Guide to Lanzarote</title>
<description>One of the seven islands that make up the Canary Islands, Lanzarote is a place of diversity and dramatic contrasts. Located just 71 miles of the coast of north-west Africa, they benefit from year round warm weather. This makes them a popular destination e...</description>
<link>http://www.articlealley.com/article_478180_29.html</link>
<pubDate>21st February 2008</pubDate>
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<title>A Guide to Tenerife</title>
<description>Tenerife is one of the seven islands that make up the Canary Islands. The group of islands are located 71 miles off the coast of north-west Africa, and because of their location they are blessed with warm weather all year round.  

The islands also boas...</description>
<link>http://www.articlealley.com/article_478013_29.html</link>
<pubDate>21st February 2008</pubDate>
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<title>Sightseeing in Paris</title>
<description>The city of Paris is an ideal choice for a weekend break.  Travelling to Paris is quick and easy from the UK, with a broad range of transportation options available. 

A popular route to Paris is via the channel tunnel, with a journey time of only 2 hou...</description>
<link>http://www.articlealley.com/article_477962_29.html</link>
<pubDate>21st February 2008</pubDate>
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<title>New York, New York:  So good they named it twice!</title>
<description>New York is an exciting vibrant city; it's the epicentre of fashion, food, culture and art.

It's a sprawling multicultural metropolis that cannot be fully appreciated in a single trip. Visitors to the city are often enthralled and enchanted by the dive...</description>
<link>http://www.articlealley.com/article_475072_29.html</link>
<pubDate>14th February 2008</pubDate>
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<title>Milan: Capital of Fashion </title>
<description>If you're in search of glitz and glamour, then the Italian city of Milan is probably one of the best places to be. It's one of Europe's wealthiest cities, renowned the world over as the capital of fashion and design. 

Milan endured heavy bombing during...</description>
<link>http://www.articlealley.com/article_475067_29.html</link>
<pubDate>14th February 2008</pubDate>
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<title>Car Insurance: How to make a claim</title>
<description>There are over 31 million cars on Britain's roads. With such a vast amount of traffic, it's no surprise that everyday there are over 10 thousand accidents reported. 

Over the course of your lifetime it's likely that you will be involved in at least one...</description>
<link>http://www.articlealley.com/article_473566_31.html</link>
<pubDate>13th February 2008</pubDate>
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<title>How to get cheaper car insurance</title>
<description>Here are some tips, that if followed could save you a few quid on your car insurance.

Check your mileage – Car insurance companies take into account the amount of miles you travel annually t...</description>
<link>http://www.articlealley.com/article_470516_19.html</link>
<pubDate>07th February 2008</pubDate>
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<title>UK Holiday Cottages</title>
<description>If you're looking for a peaceful, relaxing break then a holiday cottage provides an ideal solution. They're a real home away from home, offering you the chance to get away from it all and to experience for a while a slower pace of life.

If you have a l...</description>
<link>http://www.articlealley.com/article_470472_29.html</link>
<pubDate>07th February 2008</pubDate>
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<title>Planning Your Villa Holiday</title>
<description>If you are in need of a break away from the unpredictable British weather, then a Villa holiday could be just the thing you need. 

Villa holidays provide an altogether different experience to s...</description>
<link>http://www.articlealley.com/article_469790_29.html</link>
<pubDate>06th February 2008</pubDate>
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<title>What you need to hand before applying for car insurance</title>
<description>Before you apply for car insurance or even if you are just after a simple quote, then you will need the following information close at hand…

•	Full postcode
•	Car make and model
•	Registration number
•	Your number of no claims discounts an...</description>
<link>http://www.articlealley.com/article_469737_31.html</link>
<pubDate>06th February 2008</pubDate>
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<title>A Guide to Mortgages – Part 2</title>
<description>Welcome to the final instalment of A Guide to Mortgages. This article looks into the interest only mortgage. 

The Interest-only mortgage option

If you choose this option, then the payments you make will only pay the interest and not th...</description>
<link>http://www.articlealley.com/article_469645_19.html</link>
<pubDate>06th February 2008</pubDate>
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<title>Payday Loans - are they a good idea?</title>
<description>Payday loans are a convenient way to obtain quick cash. They are especially useful during times of financial crisis, where you are left struggling for money until your next payday, hence the name.  

How do they work? 
Payday loan amounts vary, ...</description>
<link>http://www.articlealley.com/article_469639_19.html</link>
<pubDate>06th February 2008</pubDate>
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<title>Essential Personal Loans Advice</title>
<description>For people in need of extra credit, a personal loan is often one of the first choices to consider. Personal loans can provide finance for whatever you want, be it a car, home improvements etc. They also provide the ideal solution for paying off existing d...</description>
<link>http://www.articlealley.com/article_469637_19.html</link>
<pubDate>06th February 2008</pubDate>
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<title>How your car insurance quote is calculated</title>
<description>There are a number of factors that determine how much your insurance will cost you. These include:

The car's value and insurance category - Insurance companies place vehicles in different categories depending on their value and performance. The ...</description>
<link>http://www.articlealley.com/article_469584_31.html</link>
<pubDate>06th February 2008</pubDate>
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<title>Where to go for car insurance</title>
<description>The internet is slowly taking over our lives. It's capable of satisfying all of our consumer desires; with a simple click of the mouse you can book yourself a holiday, organise your stag weekend, purchase some new shoes etc, etc. There are seemingly no li...</description>
<link>http://www.articlealley.com/article_469564_31.html</link>
<pubDate>06th February 2008</pubDate>
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<title>Insurance for Performance Cars</title>
<description>Driving a high performance car comes at a price. Insurance premiums for performance vehicles are generally a lot higher compared to smaller engine cars. 

Insurance companies assign a rating – a number between 1 and 20 – to provide the correct level...</description>
<link>http://www.articlealley.com/article_469185_31.html</link>
<pubDate>06th February 2008</pubDate>
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<title>Car Insurance for Women and Young Drivers</title>
<description>Woman drivers can benefit from cheaper car insurance by going to insurance companies who deal specifically with the female driver market. 

Statistically the claims made by women are for relatively minor accidents when compared to the claims made by mal...</description>
<link>http://www.articlealley.com/article_469183_31.html</link>
<pubDate>06th February 2008</pubDate>
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<title>Car Insurance: How to get the best deal</title>
<description>Being a UK legal requirement makes car insurance one of the most popular financial products held by consumers. 

Seeing as the majority of people in the UK have car insurance, it would be easy to assu...</description>
<link>http://www.articlealley.com/article_469175_31.html</link>
<pubDate>06th February 2008</pubDate>
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<title>Car Hire Tips</title>
<description>Before hiring a car, here are some useful tips to consider

•	Always pay close attention to the car high provider's terms and conditions. Failing to do so could result in you incurring additional charges.
•	Before driving the car away, check the am...</description>
<link>http://www.articlealley.com/article_468429_29.html</link>
<pubDate>05th February 2008</pubDate>
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<title>The Mysteries of the Basque Country</title>
<description>The Basque country - otherwise known as Euskadi – lies in the north of Spain. It spans both sides of the French and Spanish borders, but culturally the Basque country is very different from both of its neighbours. 

The countries size and diversity ma...</description>
<link>http://www.articlealley.com/article_468296_29.html</link>
<pubDate>05th February 2008</pubDate>
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<title>Car Hire in Spain</title>
<description>Hiring a car abroad provides you with the freedom to travel and explore a country at your own leisure. 

Where to go? 
You could head to the north of Spain. The Basque country provides gorgeous lush country side and coastlines that are untainted...</description>
<link>http://www.articlealley.com/article_468241_29.html</link>
<pubDate>05th February 2008</pubDate>
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<title>A Weekend Ski Break</title>
<description>If you have used up all your holiday time from work, but you want to make the most of what's left of the ski season, then a weekend ski holiday could be just what you need. It may seem like a lot of hassle and expense for the sake of just a couple of days...</description>
<link>http://www.articlealley.com/article_468225_29.html</link>
<pubDate>05th February 2008</pubDate>
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<title>Ski Holiday Accommodation Tips</title>
<description>You probably won't be spending a great deal of time in your ski resort accommodation; your days will most likely be spent enjoying the slopes and your evenings will probably be filled with the delights of what the resorts après-ski has to offer.

Howev...</description>
<link>http://www.articlealley.com/article_468173_29.html</link>
<pubDate>04th February 2008</pubDate>
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<title>Ski Holidays: in search of Après-ski  </title>
<description>Many skiers would agree that the après-ski scene is one of the most important factors of a good skiing holiday. 

But, not all ski holidays provide the same après-ski experience. So...</description>
<link>http://www.articlealley.com/article_468135_29.html</link>
<pubDate>04th February 2008</pubDate>
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<title>Mobile phones: Using them Abroad</title>
<description>When travelling abroad, be it for business or pleasure, then many people like the convenience of having their mobile phones with them.

Here are some things to consider before takin...</description>
<link>http://www.articlealley.com/article_463663_45.html</link>
<pubDate>30th January 2008</pubDate>
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<title>Car Insurance - What type of cover to choose?</title>
<description>Insurers will normally give you three types of cover to choose from. Choosing the right one is important, so consider the options they give you carefully. 

Third Party
This is the cheapest option. Third party &lt;a href="http://www.moneysupermarke...</description>
<link>http://www.articlealley.com/article_463629_19.html</link>
<pubDate>29th January 2008</pubDate>
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<title>Car Insurance: Driving Down the Cost</title>
<description>Car insurance, especially for the young, can be an expensive business. However, there are things that can be done to help reduce insurance costs. 

By reducing your insurer's perception of the risk you pose, you can easily make a big difference to the c...</description>
<link>http://www.articlealley.com/article_463608_19.html</link>
<pubDate>29th January 2008</pubDate>
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<title>Mobile Phone Crime</title>
<description>Mobile phone theft is an increasingly common problem. The latest mobile phones are a desirable target for thieves and according to the Home Office they account for 28% of all reporte...</description>
<link>http://www.articlealley.com/article_463539_45.html</link>
<pubDate>29th January 2008</pubDate>
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<title>Mobile Phones: Road to Nowhere</title>
<description>Under recent guideline changes, motorists in England and Wales will now face jail if caught driving dangerously while using a mobile phone.

The current penalty for using a mobile phone while driving stands at 3 points on your licence as well as a £60 ...</description>
<link>http://www.articlealley.com/article_463468_45.html</link>
<pubDate>29th January 2008</pubDate>
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<title>Mobile Phones: When to Switch</title>
<description>If you are growing tired of receiving expensive monthly bills from your network then it could be time for a change.

The fierce competition between networks means that there's no shortage of great deals to choose from. If you are already on a contract a...</description>
<link>http://www.articlealley.com/article_461709_45.html</link>
<pubDate>25th January 2008</pubDate>
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<title>Mobile Phone Health Risks</title>
<description>Recent studies have raised yet more concerns over the possible effects of radiofrequency (RF) energy from mobile devices. The study revealed that prolonged exposure to RF energy severely disrupted sleep patterns. Other symptoms such as headaches and chang...</description>
<link>http://www.articlealley.com/article_461650_23.html</link>
<pubDate>25th January 2008</pubDate>
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<title>Broadband – What affects your speed?</title>
<description>Broadband providers have been under scrutiny recently, as it has come to light that broadband speeds advertised by ISP's (Internet Service Providers) are not matching actual broadband speeds that customers receive. 

It's proving to be a frustrating tim...</description>
<link>http://www.articlealley.com/article_460973_81.html</link>
<pubDate>24th January 2008</pubDate>
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<title>Mobile Phone Insurance</title>
<description>Mobile phone technology has advanced rapidly over recent years, with their functionality evolving to encompass a broad range of different technologies.

Today's mobile phones are so much more than just phones. In fact, the name no longer does jus...</description>
<link>http://www.articlealley.com/article_460885_45.html</link>
<pubDate>24th January 2008</pubDate>
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<title>Mobile Phone Tariffs Explained</title>
<description>It's important to choose wisely when deciding on a mobile phone tariff. Take into consideration how you intend to use your mobile phone and research all the different tariff options available. Mobile phone providers offer a range of different services, so...</description>
<link>http://www.articlealley.com/article_460140_19.html</link>
<pubDate>24th January 2008</pubDate>
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<title>Choosing a Mobile Phone</title>
<description>Before you purchase a mobile phone it's important to consider how you plan on using it. Will you be using it simply for making calls and sending and receiving text messages? Or, do you plan on using your phone for business? If it's the latter, then your r...</description>
<link>http://www.articlealley.com/article_460100_19.html</link>
<pubDate>24th January 2008</pubDate>
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<title>Ways to Improve Your Credit Rating</title>
<description>Having a less than perfect credit score can damage your chances of qualifying for credit. But, there are things that you can do to improve your current credit rating. 

The following tips can potentially improve your credit score. However, don't expect ...</description>
<link>http://www.articlealley.com/article_460068_19.html</link>
<pubDate>24th January 2008</pubDate>
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<title>Alternatives to Payday Loans</title>
<description>A payday loan can be an effective way to deal with an unexpected cash shortfall. However, payday loans are not suitable for everyone, it's therefore important to be aware of the alternatives that...</description>
<link>http://www.articlealley.com/article_458310_19.html</link>
<pubDate>22nd January 2008</pubDate>
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<title>Dicing with Debt</title>
<description>Britons are taking on record levels of mortgage and credit card debt, with figures released last year showing that UK personal debts far out weigh that of our European neighbours. 

For those in need of help with financial problems then the Citizens Adv...</description>
<link>http://www.articlealley.com/article_457687_19.html</link>
<pubDate>22nd January 2008</pubDate>
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