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<title>Andy Adams's Articles</title>
<link>http://www.articlealley.com</link>
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<webMaster>editorial@articlealley.com</webMaster>
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<title>Repossessions could reach record levels for mortgage payments</title>
<description>The British public is currently struggling in almost every area to do with expenses and financial matters.  Food, fuel and energy all costing much more compared to this time last year and the interest rates on many loans and mortgages have shot up in ligh...</description>
<link>http://www.articlealley.com/article_742538_19.html</link>
<pubDate>08th January 2009</pubDate>
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<title>Bank plays Santa for 500 lucky mortgage owners</title>
<description>This Christmas many of us will have been concerned that this year money isn’t quite in abundance as it has been in previous years and obviously many people will be struggling this Christmas.  

Families are especially hard hit at Christmas having to s...</description>
<link>http://www.articlealley.com/article_742532_19.html</link>
<pubDate>08th January 2009</pubDate>
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<title>Mortgages remain unattainable as banks rake in profits</title>
<description>All that we’ve heard all year has been how irresponsible banks in the United States of America have been dishing out mortgages to people who had no hope of repaying or affording in the first place.  Now as we head into a new year with global banking str...</description>
<link>http://www.articlealley.com/article_742527_19.html</link>
<pubDate>08th January 2009</pubDate>
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<title>Personal loans costing more and more</title>
<description>As of late times are tough financially, the rise in costs of living as well as many job cuts throughout multiple industries has left many people wondering how they’ll cope.  Initially small increases in gas and electricity and other fuels like petrol we...</description>
<link>http://www.articlealley.com/article_742522_19.html</link>
<pubDate>08th January 2009</pubDate>
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<title>Loans: Beware of sharks</title>
<description>This year money is the hot topic or the lack of it with many factors of everyday life now costing much more than they used to from food to fuel it’s all making it tougher on the average wage earner.  The recent announcements of two major UK brands Woolw...</description>
<link>http://www.articlealley.com/article_742509_19.html</link>
<pubDate>08th January 2009</pubDate>
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<title>Tips to prevent car insurance claims this Christmas</title>
<description>Christmas is meant to be a happy time but for some of us it can be a sad time if we become a victim of crimes typical to the season.  Winter and especially near the Christmas period can become pretty traumatic if presents are stolen, cars broken in to and...</description>
<link>http://www.articlealley.com/article_742502_31.html</link>
<pubDate>08th January 2009</pubDate>
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<title>Fuel saving gimmicks isn’t where you’ll save pennies, its car insurance</title>
<description>In these times of financial uncertainty many of us are doing every little bit to try and save on the cost of living.  Driving a car is a big part of many people’s lives whether it’s going to the shops or commuting to work many of us cannot live withou...</description>
<link>http://www.articlealley.com/article_742497_31.html</link>
<pubDate>08th January 2009</pubDate>
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<title>BA leads the way in oil price drops for flights</title>
<description>For the majority of 2008 we have had many price hikes imposed on us from gas and electricity to flight costs.  Flights have long been a popular expense with many cheap flights companies cropping up from nowhere in the early 2000’s and now with many of t...</description>
<link>http://www.articlealley.com/article_742486_29.html</link>
<pubDate>08th January 2009</pubDate>
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<title>RyanAir’s cancellations could equal decreased tourism for Fuerteventura</title>
<description>The holidays business like many is suffering as a result of the credit crunch, quite simply many families that normally took one or even more holidays per year can no longer afford to do so and the problems that the airline industry has had with regards t...</description>
<link>http://www.articlealley.com/article_742482_29.html</link>
<pubDate>08th January 2009</pubDate>
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<title>Christmas Car Hire – Getting a cheap deal</title>
<description>Car Hire companies are often in high demand with the number of tourists visiting popular resorts many car hire companies end up having to turn people away who turn up on the first day of their holidays expecting to get a hire car straight away.  The Chris...</description>
<link>http://www.articlealley.com/article_742473_29.html</link>
<pubDate>08th January 2009</pubDate>
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<title>Home Insurance – Crazy Christmas claims</title>
<description>This Christmas there’s plenty of scope for things to go wrong, whether its presents being stolen or your car being involved in an accident with the icy conditions on the roads.  It’s no surprise that the insurance industry will receive thousands of cl...</description>
<link>http://www.articlealley.com/article_742466_19.html</link>
<pubDate>08th January 2009</pubDate>
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<title>Cover at Christmas, Home Insurance may save your holidays</title>
<description>Christmas, it’s a time for families to spend time together and enjoy the festive period, quite often all going round to a relative’s house to share presents and most likely eating a delicious turkey and some roast potatoes.  The holiday season is a gr...</description>
<link>http://www.articlealley.com/article_742416_19.html</link>
<pubDate>08th January 2009</pubDate>
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<title>Ensure your vehicle’s roadworthy if you want to insure</title>
<description>It’s now winter and many areas of the country are falling victim to the winter’s frost and even snow in many areas of the country.  At this time of year many of us will have a weather related accident, many occasions it isn’t even through lack of sa...</description>
<link>http://www.articlealley.com/article_742386_31.html</link>
<pubDate>08th January 2009</pubDate>
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<title>Police crackdown on staged car insurance scams</title>
<description>We buy car insurance to help protect our investment: our car.  Since many newer cars cost well into the thousands of pounds they are not cheap to replace or repair, insurance helps cover the costs that are associated with owning a car and can help make in...</description>
<link>http://www.articlealley.com/article_742358_31.html</link>
<pubDate>08th January 2009</pubDate>
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<title>Airport protests throw flight plans up in the air</title>
<description>When you’re getting ready for your holidays you can normally prevent most mishaps such as making sure you keep everyone’s passport’s together, you can set off early to make sure you get to the airport on time and you can even check in over the inter...</description>
<link>http://www.articlealley.com/article_720193_29.html</link>
<pubDate>15th December 2008</pubDate>
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<title>Car Hire: Driving home for Christmas</title>
<description>Christmas is typically the time for families to spend time with each other, where children who have grown up and left home can come home for good times with the family and a big Christmas dinner.  A lot of families will live great distances from each othe...</description>
<link>http://www.articlealley.com/article_720125_31.html</link>
<pubDate>15th December 2008</pubDate>
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<title>Package Holidays: Less of them and at a higher price too</title>
<description>Going on holiday is a tradition in the average UK citizen’s year where we get to jet away from working in the office for a week or two in the sun.  Millions of Britons travel to Spain, Greece and other more far-flung destinations to get away from the ha...</description>
<link>http://www.articlealley.com/article_720055_29.html</link>
<pubDate>15th December 2008</pubDate>
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<title>Car Hire price increase troubles holidaymakers</title>
<description>With the current cash crisis and other increased costs many of us are worrying about next year’s holidays or may have even resolved that we may not be able to afford a week or two abroad this year.  Earlier this year holiday company XL holidays collapse...</description>
<link>http://www.articlealley.com/article_711959_29.html</link>
<pubDate>04th December 2008</pubDate>
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<title>Energy companies see sense and are set to cut bills</title>
<description>For nearly a year we’ve had to put up with over-inflated energy bills, fuelled by large costs for nature resources like oil many gas and electricity providers had to push up prices of energy in order to make sure they didn’t lose money on the millions...</description>
<link>http://www.articlealley.com/article_709189_27.html</link>
<pubDate>03rd December 2008</pubDate>
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<title>Government urges banks to increase loans and mortgage approvals</title>
<description>At the moment the government has a great interest in the UK and world banking system; many pundits believe that for too long the banking system and specifically the inter-bank lending has run amuck and is one of the many reasons for our current credit cri...</description>
<link>http://www.articlealley.com/article_709130_19.html</link>
<pubDate>03rd December 2008</pubDate>
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<title>Personal loans rates sky rocket</title>
<description>Loans, mortgages and credit cards are all financial products that many people are finding they cannot get approved for at the moment, the state of banking and lending in not only England but all over Europe and the United States of America has been left w...</description>
<link>http://www.articlealley.com/article_709100_19.html</link>
<pubDate>03rd December 2008</pubDate>
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<title>MOT type tests for homes may help energy costs</title>
<description>Typically our cars need testing every few years to make sure that they’re safe to run on the road and also to pinpoint any problems that may be wrong with the car.  These tests go by the name of MOT certification, or MOT for short standing for Ministry ...</description>
<link>http://www.articlealley.com/article_706682_27.html</link>
<pubDate>02nd December 2008</pubDate>
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<title>Gas prices set to become a worrying expense in the future</title>
<description>As a part of the on going financial problems in the UK gas and electricity prices were one of the first vital expenses to go up in cost in 2008, scaremongering in late 2007 proved to hold weight when people’s prepay utility bills skyrocketed by over 100...</description>
<link>http://www.articlealley.com/article_706660_27.html</link>
<pubDate>02nd December 2008</pubDate>
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<title>Potential loans and mortgage troubles if action isn’t taken soon</title>
<description>Borrowing money is a bit of a sore subject at the moment, many people who need to are unable to because of the current lockdown on lending money in the UK.  The reasoning behind this spreads far and wide with bank closures, financial bailouts and years of...</description>
<link>http://www.articlealley.com/article_706642_19.html</link>
<pubDate>02nd December 2008</pubDate>
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<title>Schwarzenegger and Obama team up to combat energy crisis</title>
<description>The hot topic of recent years has been climate change and how our fondness for fossil fuels is causing severe damage to our planet, it’s in the news and even in the movies; we need to change our ways if we want to have any hope for the future of earth....</description>
<link>http://www.articlealley.com/article_705514_27.html</link>
<pubDate>02nd December 2008</pubDate>
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<title>Gas providers feel the heat over inflated utility costs</title>
<description>Nearly 12 months ago UK residents were warned to prepare for an increase in heating and utility costs, on the verge of a cold winter and possibly a colder and wetter summer many people were worried that at a time when they’d need their heating and elect...</description>
<link>http://www.articlealley.com/article_704225_27.html</link>
<pubDate>01st December 2008</pubDate>
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<title>iPhone, Google Phone, Skype phone, now Facebook Phone?</title>
<description>Over the years there have been a lot of developments in the mobile phone world and especially over the past few years in particular.  Many mobile phones now can not be described as a mobile phone but more of a personal computing device as they can browse ...</description>
<link>http://www.articlealley.com/article_694314_45.html</link>
<pubDate>26th November 2008</pubDate>
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<title>More doom and gloom on the horizon for debt</title>
<description>Many people will have felt the pinch recently with the costs of living going up and other expenses like fuel costing more and so many UK residents have had to tighten their belts to make sure that they don’t find themselves in hot water.

The prospect...</description>
<link>http://www.articlealley.com/article_687677_19.html</link>
<pubDate>17th November 2008</pubDate>
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<title>The only people who can get credit are the ones that don’t need it!</title>
<description>These days there are fewer and fewer companies who will lend you money, whether it’s for a credit card or something grander like a mortgage banks and other lenders are simply holding back.

The credit crunch and faltering global mortgage market has me...</description>
<link>http://www.articlealley.com/article_686353_19.html</link>
<pubDate>12th November 2008</pubDate>
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<title>A possible cashless society as credit card use increases</title>
<description>We use credit cards a lot, whether it’s paying for expenses like bills or purchases the general public often relies on a credit card to pay for goods and services when paying with our own money is not a possibility.

It’s proven that we are using cr...</description>
<link>http://www.articlealley.com/article_686339_19.html</link>
<pubDate>12th November 2008</pubDate>
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<title>Is the mortgage industry ready for a comeback?</title>
<description>It’s been no secret that over the past few months it’s been pretty much impossible to get a mortgage, with decreased spending by banks there’s been less of the 95% mortgages that many people have been able to get during the credit boom and it’s ha...</description>
<link>http://www.articlealley.com/article_681258_19.html</link>
<pubDate>03rd November 2008</pubDate>
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<title>The big 20: Tips to help reduce Car Insurance quotes Part Two 11-20</title>
<description>In the previous part of this article I covered ten ways to help reduce your car insurance quotes, despite petrol prices going down our insurance premiums continue to rise to the point of many of us questioning whether having a car is really worth it.  
...</description>
<link>http://www.articlealley.com/article_679107_19.html</link>
<pubDate>30th October 2008</pubDate>
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<title>Dedicated travel insurance advised for failing airline customers</title>
<description>With fuel prices now beginning to quietly climb down from their lofty prices they’ve been set at for the past few months at least now we can look forward to petrol being under £1.00 for the first time in a long time.  But whilst we may be able to affor...</description>
<link>http://www.articlealley.com/article_672139_19.html</link>
<pubDate>21st October 2008</pubDate>
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<title>Track days may invalidate your car insurance</title>
<description>If you asked any driver if they like driving fast then chances are they’ll say they love being able to go full throttle on the open road, especially the younger drivers amongst us.  This is clear when you see more and more super cars on the roads these ...</description>
<link>http://www.articlealley.com/article_672085_19.html</link>
<pubDate>21st October 2008</pubDate>
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<title>Checking in to the High Tech Hotel</title>
<description>These days if you were to book a hotel room you are less likely to get just a bed and a bathroom and more likely to get much more for your money.  Hotels have moved with the times and have made themselves more attractive to the 21st century traveller with...</description>
<link>http://www.articlealley.com/article_671303_29.html</link>
<pubDate>21st October 2008</pubDate>
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<title>EasyJet, the latest to cut back on frequency of flights</title>
<description>Many travellers who have booked their holidays recently have been advised to proceed with extra caution; specifically, get some form of travel insurance to cover any unforeseen changes to their plans.  This information comes in the light of EasyJet joinin...</description>
<link>http://www.articlealley.com/article_666745_29.html</link>
<pubDate>15th October 2008</pubDate>
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<title>Flights getting cut back during airline financial crisis</title>
<description>Chances are whoever you are you will have been affected in some way by the current financial crisis, whether it’s being rejected for a mortgage or having to rearrange your savings and investments to make sure you don’t lose out.  

It isn’t just t...</description>
<link>http://www.articlealley.com/article_666631_29.html</link>
<pubDate>15th October 2008</pubDate>
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<title>We are not giving up our holidays no matter what happens</title>
<description>Despite troubled times in the finance world and even more troubling times for the travel industry many Britons are simply refusing to let the financial black hole take their summer holidays off them.

This situation has arisen because mainly the lending...</description>
<link>http://www.articlealley.com/article_666568_29.html</link>
<pubDate>15th October 2008</pubDate>
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<title>Steps to ensure your car rental goes smoothly</title>
<description>When you’re on holiday you may get the urge to venture away from the organised coach tours and their deadlines, after all you are on holiday and don’t expect to be told when and where to be at a particular time of the day.  The common solution for man...</description>
<link>http://www.articlealley.com/article_665221_31.html</link>
<pubDate>14th October 2008</pubDate>
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<title>Over 50s getting more adventurous with their holidays</title>
<description>Whilst it’s certainly becoming tougher to take more holidays with travel companies folding under the pressure of rising fuel costs we are still able to carry on taking our yearly holidays.  These holidays may be returning back to the typical two weeks o...</description>
<link>http://www.articlealley.com/article_661020_29.html</link>
<pubDate>10th October 2008</pubDate>
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<title>Luxor – The World’s largest open air museum</title>
<description>When people think of somewhere hot to go on their holidays typically you’ll hear Turkey, Spain and Greece as their destination of choice but one place that is perennially hot is Egypt.  Egypt is right at the northern tip of Africa and has sweltering hea...</description>
<link>http://www.articlealley.com/article_661003_29.html</link>
<pubDate>10th October 2008</pubDate>
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<title>Backpackers – Have money, will travel</title>
<description>The typical image of backpackers is someone who is scrimping on their expenses, opting only to pay for necessities like travel arrangements and food, pretty much anything else is subject to begging, borrowing or dealing.  This may have been true in the pa...</description>
<link>http://www.articlealley.com/article_660957_29.html</link>
<pubDate>10th October 2008</pubDate>
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<title>Prestige Car Hire allows you to own your dream car…for a few days</title>
<description>Many of us have a dream car, a car that we think “one day, I’ll own that”. Some people have not only one dream car but an entire list of varying sports cars that we’d love to drive down an open road.  For those of us who win the lottery this fanta...</description>
<link>http://www.articlealley.com/article_660926_31.html</link>
<pubDate>10th October 2008</pubDate>
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<title>Holidays remain top priority for cash strapped families</title>
<description>With the credit crunch in full effect (or whatever you want to kid yourself it is/isn’t) there’s no doubt that the amount of money we have to spend on extraneous activities has certainly decreased.  With most of our earnings now struggling to meet the...</description>
<link>http://www.articlealley.com/article_660313_29.html</link>
<pubDate>08th October 2008</pubDate>
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<title>Companies opting to hire not buy fleet cars</title>
<description>The financial situation that many of us are now in the midst of has meant that we are less likely to be spending money on frivolous or excessive expenses any time soon.  Many consumers are simply refusing to buy goods and services for the simple fact that...</description>
<link>http://www.articlealley.com/article_660291_31.html</link>
<pubDate>08th October 2008</pubDate>
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<title>Switch winter blues for blue skies with holidays to Koh Samui</title>
<description>The summer (if you can call what we’ve had for the past three months a summer) is now over and already only a few days into autumn we’re already feeling the effect of the colder winter months upon us.  What would be perfect is to find somewhere to esc...</description>
<link>http://www.articlealley.com/article_660276_29.html</link>
<pubDate>08th October 2008</pubDate>
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<title>Financial buzzwords become common phrase</title>
<description>Ninja loans, Funt, Jingle Mail and Stagflation.  These are all terms derived from the financial world, phrases spoken amongst the moneymen and women about our finances and quite often they aren’t very favourable towards us.

Ninja loans for instance s...</description>
<link>http://www.articlealley.com/article_660267_19.html</link>
<pubDate>08th October 2008</pubDate>
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<title>Green fuel deals, how do they work?</title>
<description>The hot topic these days seems to be thinking more of the environment, making sure that we lead greener lives in order to halt global warming and other damages being done to our planet.  If you think about the many changes we’ve had to make over the pas...</description>
<link>http://www.articlealley.com/article_608517_19.html</link>
<pubDate>24th August 2008</pubDate>
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<title>Home improvement loans on the rise</title>
<description>Homeowners have been getting the short end of the stick recently with all the rises in living costs.  It seems as if you’re being punished with gas and electricity forcing you to use less electricity and hot water to rises in the food costs also relievi...</description>
<link>http://www.articlealley.com/article_608504_19.html</link>
<pubDate>24th August 2008</pubDate>
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<title>Car Insurance prices set to rise unfortunately</title>
<description>The cost of living seems to rise by the day recently, first it was food prices then petrol skyrocketed above and beyond £1.00 per litre and now Car Insurance, an already high cost expense, is set to rise yet again according to some analysts.

Car insur...</description>
<link>http://www.articlealley.com/article_605484_19.html</link>
<pubDate>21st August 2008</pubDate>
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