http://www.articlealley.com en-us editorial@articlealley.com So you have stopped paying on your unsecured credit card accounts and it has been four years since your last payment and you think you are home free. Creditors and collectors have a way of finding you, the best weapon they have is our Social Security N... http://www.articlealley.com/article_936671_19.html 15th June 2009 Having had the distinction of running one of the best and most honest debt settlement companies in America both left a profound sense of inspiration and fulfillment in my life. As a young man I did not appreciate the value of money, I spent it as it came ... http://www.articlealley.com/article_812247_19.html 09th March 2009 How long can banks in America withstand the heavy burdens being placed on them and not settle with willing clients? The answer is, how long will clients wait to make the telephone calls that will set them free? Do not wait for creditors to call you up and... http://www.articlealley.com/article_812246_19.html 09th March 2009 There are certain things one must not due or say when pursuing settlements on unsecured debt, the most important one obviously is not to tell your creditors you want to settle your accounts. Most creditors offer settlements after Ninety days delinquenc... http://www.articlealley.com/article_793478_19.html 20th February 2009 This debt management program allows consumers who are having trouble meeting their monthly unsecured credit card payments to lump them all together for one monthly payment. This means the debt consolidation company will negotiate to lower the interest rat... http://www.articlealley.com/article_685587_19.html 11th November 2008 Many people join debt management or debt settlement programs not knowing that the service they are paying for they can actually do it themselves and save additional money. All it takes is the courage to pick up the phone and speak to your creditors. If yo... http://www.articlealley.com/article_684177_19.html 10th November 2008 Is everyone watching what is going on with the current financial crisis? Now more than ever consumers looking to settle unsecured debt have the advantage over their creditors. Settling unsecured debt in these troubled financial times is easier than ev... http://www.articlealley.com/article_668182_19.html 17th October 2008 Be careful when looking for debt relief information online, certain forums, not all, are used as money making opportunities hiding behind the excuse they want to help. The internet is the best tool we have available to learn and gather information on any ... http://www.articlealley.com/article_628291_19.html 08th September 2008 Debt settlement coaching, or do it yourself debt settlement is the easiest, cheapest and smartest way to settle unsecured credit card these days. No expensive fees, do it at your own pace negotiations with expert coaching. Debt settlement coaching is ... http://www.articlealley.com/article_614336_19.html 02nd September 2008 Negotiating with original creditors in not as complex as debt settlement companies make it out to be. If you are well informed you can settle your own debt with original creditors. If you wish to negotiate your accounts with your original creditors it is... http://www.articlealley.com/article_609539_19.html 25th August 2008 Debt is a heavy burden to carry, especially in the financial times we live in. Many people make costly desperate choices that in the end provide no relief at all. When it comes to debt we all want relief, we want the stress to go away, this stress com... http://www.articlealley.com/article_609522_19.html 25th August 2008 Thousands have tried it, many work at it and many succeed. It is debt settlement, a rewarding and exciting art that has become popular amongst Americans. People have negotiated since the beginning of time, it is an ageless art many have mastered, to th... http://www.articlealley.com/article_603315_19.html 19th August 2008 Debt settlement programs are seeing a new dawning, more Americans are choosing to negotiate settlements by themselves with the help of coaching programs that are both inexpensive and practical, thus saving hundreds if not thousands of dollars। The mos... http://www.articlealley.com/article_585841_19.html 22nd July 2008 Are you swimming in a pool of debt? You are not alone, foreclosures, bankruptcies, lawsuits are at an all time high in America, debt is eating away at the American dream, nowadays more Americans are living in standards comparable to third world countrie... http://www.articlealley.com/article_576491_19.html 15th July 2008 Ever dream of becoming debt free? Set your dream into motion and gain the present and financial future you deserve through debt settlement. The benefits of debt settlement are endless. First imagine yourself debt free, stress free, on that island of ... http://www.articlealley.com/article_559769_19.html 20th June 2008 Creditors, collectors, lawyers, etc... know that collection efforts yield them great amounts of earnings, the question is what collection tactics are they using to scare people into coming to terms? Very simple anyone who has ever been in debt knows about... http://www.articlealley.com/article_540999_19.html 20th May 2008 The current economic situation of our country is dictating more and more how banks seek solutions that will help them avoid losing money. Now is the time to go after settlements if unsecured credit accounts have fallen behind. Debt settlement has been... http://www.articlealley.com/article_530782_19.html 07th May 2008 Debt settlement is a risky business, there are great achievements and some times great disappointments as well. Once you become a seasoned veteran in this business you learn to appreciate day in and day out what we do for our clients, you fall in love wi... http://www.articlealley.com/article_528873_19.html 02nd May 2008 Unsecured credit card debt, unsecured student loans, unsecured personal loans, car repossessions, unpaid medical bills that have fallen behind at least ninety days or more on monthly payments qualify for debt settlement. Once an account is ninety days ... http://www.articlealley.com/article_490901_19.html 17th March 2008 Debt settlement is not a complicated process, it is rather a mix of experience and perseverance between an individual looking to negotiate unsecured debt and his or her negotiators. Many believe simply because they have stopped making payments on their... http://www.articlealley.com/article_486133_19.html 07th March 2008 Using the credit allowed by credit card companies as if we were at the roulette wheel is more dangerous than playing the stock market with out any prior information of the stock we are about to place our hard earned money into. Credit card debt is the ... http://www.articlealley.com/article_466964_19.html 02nd February 2008 Debt and stress in these modern times go hand in hand, two ways to avoid the stress of debt are to live within our means and budget properly. Most if not all family affairs are directly linked to our finances, school, health, mortgage, and so on; our l... http://www.articlealley.com/article_461773_19.html 25th January 2008 Different credit companies have different criteria when offering settlements on unsecured debt. More and more these companies look to negotiate a way out of the money owed to avoid having to sell their debt to junk buyers or collection agencies. It i... http://www.articlealley.com/article_460245_19.html 24th January 2008 Debt settlement is the term used when we come to terms or agree to pay back a portion of a specific debt with a creditor. Before achieving a settlement a negotiation process must take place. Debt settlement and negotiation go hand in hand, a settlemen... http://www.articlealley.com/article_459514_19.html 24th January 2008 Negotiating on unsecured debt is the surest and fastest way to improve debt-to-income ratio, credit score and peace of mind. The best way to this is to contact a company with experience in the field of negotiations. Recurring debt has a direct effect ... http://www.articlealley.com/article_456344_19.html 21st January 2008 The new laws which have undertaken some major changes will now make it harder to file for bankruptcy. All debtors will now have to seek credit counseling before filing a bankruptcy case. In addition to credit counseling additional counseling on budget... http://www.articlealley.com/article_456341_19.html 21st January 2008 If a debt settlement or negotiation company has been hired to negotiate on unsecured debt, simply allow such company to do its job, do not get involved in negotiations with any of your creditors or collectors unless it is requested by your debt negotiato... http://www.articlealley.com/article_254985_19.html 20th January 2008 Money like an ace under a poker player’s sleeve is the best weapon when it comes down to reaching excellent settlements on unsecured debt. Funds availability is the main reason people fall into debt. This lack of funds may be a direct result of a jo... http://www.articlealley.com/article_253065_19.html 19th January 2008 Debt being collected on such as credit card debt, medical bills, repossessions, unsecured student loans, etc.. can be negotiated on. The key is these accounts must be delinquent in order to be negotiated on. Delinquent is a term used by creditors and ... http://www.articlealley.com/article_253062_19.html 19th January 2008 What if the debt relief program someone joins is truly legit? We have no way of knowing who is legit and who is not. What a person should look for when requesting information from a debt relief agency is the truth! I have written in the past about pr... http://www.articlealley.com/article_252299_19.html 18th January 2008 Debt settlement is the direct result of negotiation on a delinquent account such as credit card debt, medical debt, repossessions and more. We can then say negotiation is the key to debt settlement and many debt settlement programs are therefore not nece... http://www.articlealley.com/article_252298_19.html 18th January 2008 In the debt relief world one finds all kinds of people. One will find good people, caring people but one will also find liars and bad people. Not everyone that claims is going to help you, will. I will cite some examples of the tactics used to lure people... http://www.articlealley.com/article_246893_19.html 14th November 2007