http://www.articlealley.com en-us editorial@articlealley.com A secured loan requires that the house of the borrower be used as collateral. In the case that the borrower is unable to repay the loan then the lender has the property as security against default. Since the risk to the lender is lower, then the rates of ... http://www.articlealley.com/article_248204_19.html 07th January 2008