http://www.articlealley.com en-us editorial@articlealley.com The past few years have seen millions of Brits put at increased risk of identity theft by banks, retailers, and government departments who have failed to effectively secure the personal details of their customers and staff. 1 HM Revenue and Customs was... http://www.articlealley.com/article_629681_19.html 09th September 2008 Debt problems come in all shapes and sizes from the occasional cash flow crisis to the full on, out of control, debt nightmare that requires professional debt advice. For Australians experiencing short term debt problems a number of easy steps are open... http://www.articlealley.com/article_602949_19.html 18th August 2008 Credit card companies, who stand accused of rip off practices, are facing mounting pressure from politicians all around the globe. No matter where you go, be it the US, UK or Australia, credit card companies are experiencing a backlash from politicos, ... http://www.articlealley.com/article_531249_19.html 08th May 2008 A leading Australian credit ratings firm has warned those in love to be cautious when taking on debt for a partner. It says debts taken on for a partner, when things are rosy, can become a real hassle if the relationship breaks up. For example, women t... http://www.articlealley.com/article_529793_35.html 06th May 2008 A leading Australian credit ratings firm has warned those in love to be cautious when taking on debt for a partner. It says debts taken on for a partner, when things are rosy, can become a real hassle if the relationship breaks up. For example, women t... http://www.articlealley.com/article_529771_35.html 06th May 2008 Consumers in the US, UK and Australia can all get their hands on a free copy of their credit report to do a credit check on themselves. The systems in each country are different, and this article explains how consumers can go about getting a free credit r... http://www.articlealley.com/article_521557_19.html 24th April 2008 A study by Australia’s biggest credit report provider has shown many Australian consumers are worried about their ability to pay the bills. The Veda Advantage study has indicated that making repayments is a major cause of concern for three quarters o... http://www.articlealley.com/article_511462_19.html 07th April 2008 A proposed new law could see Australian brokers legally obliged to only offer consumers credit products they can afford. This development has come about as a result of a growing number of credit horror stories giving Australia’s credit broking industry ... http://www.articlealley.com/article_506212_19.html 03rd April 2008 A proposed new law could see Australian brokers legally obliged to only offer consumers credit products they can afford. This development has come about as a result of a growing number of credit horror stories giving Australia’s credit broking industry ... http://www.articlealley.com/article_506129_19.html 03rd April 2008 Australia is losing a billion dollars every year to identity theft, according to the Australian government, and nearly 90 per cent of Aussies are said to be concerned about having their identity stolen. With identity theft reputed to be the fastest gr... http://www.articlealley.com/article_488064_63.html 10th March 2008 1. Low Doc Loans stands for low documentation loans. These are typically used to purchase property and to be accepted for this type of loan a consumer does not need the same level of documentary proof as required for standard bank loans. Most banks requir... http://www.articlealley.com/article_484437_19.html 03rd March 2008 A credit report is information sent to private credit checking firms, typically by banks, lenders, utility companies, telecoms and internet suppliers about how customers manage their accounts with them. This information is then used by other banks, lender... http://www.articlealley.com/article_481772_19.html 26th February 2008 Surging numbers of Australians defaulting on their credit agreements has led two of Australia’s credit checking firms to call for major credit reporting reforms to tackle the nation’s growing debt problem. Two recent studies conducted by credit ref... http://www.articlealley.com/article_475607_19.html 15th February 2008 Australia’s voluntary banking code, designed to protect consumers, is up for review amid concerns bank customers facing financial trouble are not being helped. The Code of Banking Practice, which has been adopted by most of Australia’s banks, provi... http://www.articlealley.com/article_475602_19.html 15th February 2008 Home loan exit fees have come under attack from Australian consumer watchdogs as interest rate hikes push consumers to refinance. Banks and lenders have been accused of ‘punishing’ home owners and stifling competition in the Australian home loans m... http://www.articlealley.com/article_475600_19.html 15th February 2008 Australia’s latest credit report rumpus is soon to switch into overdrive as the deadline nears for the publication of proposals that may see big changes to the way Australians are credit checked. Since 2006, Australia has been going through a major d... http://www.articlealley.com/article_464992_19.html 31st January 2008 Predatory home loan sharks are coming under increased pressure from consumer campaigners concerned at the number of Australians falling victim to rogue lenders. It is feared the problem could get worse as interest rate hikes force struggling families ... http://www.articlealley.com/article_464542_63.html 31st January 2008 Australia’s latest credit report rumpus is soon to switch into overdrive as the deadline nears for the publication of proposals that may see big changes to the way Australians are credit checked. Since 2006, Australia has been going through a major d... http://www.articlealley.com/article_464538_19.html 31st January 2008 Most lenders across the world approve credit applications using some form of credit scoring. The lifestyle and financial habits of consumers are statistically crunched down and converted into three figure numbers that have to reach or exceed a lender’s ... http://www.articlealley.com/article_460041_19.html 24th January 2008 Many Australians may be surprised to learn that Australia’s tradition of strong financial privacy laws is one of the key reasons Australian consumers pay more for credit, such as bank loans and credit cards, than consumers in the UK. While Australia... http://www.articlealley.com/article_254134_63.html 20th January 2008