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<title>Jill Russo Foster's Articles</title>
<link>http://www.articlealley.com</link>
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<webMaster>editorial@articlealley.com</webMaster>
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<title>Credit Card Shaving Is Cut and Paste Fraud</title>
<description>Credit Card Shaving – it sounds like what you would say if you were cutting back on your credit cards, but that’s not what it means. This is the latest credit card scam and there is nothing you can do to prevent it. Isn’t that scary? 

Q &amp; A on...</description>
<link>http://www.articlealley.com/article_646982_19.html</link>
<pubDate>24th September 2008</pubDate>
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<title>You Can Fight Mother Nature: 2008 Edition</title>
<description>September is here, do you know what that means? No, I’m not talking about back-to-school shopping. No, I’m not talking about taking the last vacation of the summer.  I’m talking about hurricanes!  According to the AOML, August, September and October...</description>
<link>http://www.articlealley.com/article_646980_19.html</link>
<pubDate>24th September 2008</pubDate>
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<title>Debt Consolidation is Risky Business for People in Need</title>
<description>I recently met with a potential mortgage client. This couple was trapped by one of those easy to overlook agreements found so often in troubled mortgages today. Their adjustable rate mortgage payment was about to go higher, and taxes were not included in ...</description>
<link>http://www.articlealley.com/article_646978_19.html</link>
<pubDate>24th September 2008</pubDate>
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<title>FICO Has Something to Say About You</title>
<description>You have all heard me talk about FICO scores and how important they are to your financial health. I’m going to walk you through a scenario so you can see how FICO affects you.

Let’s say that you are going to apply for credit.  You may be thinking o...</description>
<link>http://www.articlealley.com/article_598224_63.html</link>
<pubDate>14th August 2008</pubDate>
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<title>Married Finances: Should Two Become One?</title>
<description>Weddings are an emotional celebration. We love the idea of a bride and groom starting a new life together. We use words like “two becoming one” or “sharing your lives as one,” meaning that everything will be shared as though the couple are no long...</description>
<link>http://www.articlealley.com/article_596347_19.html</link>
<pubDate>13th August 2008</pubDate>
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<title>Fees and How to Avoid Them</title>
<description>Does it seem like wherever you turn everything is costing you more?  A client of mine in the automotive business was saying that, with rising fuel costs, he felt as if he had an additional mortgage payment. In turn, fuel costs are affecting the price of f...</description>
<link>http://www.articlealley.com/article_562061_63.html</link>
<pubDate>24th June 2008</pubDate>
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<title>What Do You Mean I’m Not Qualified?</title>
<description>You have all heard the news about the mortgage crisis in America. For investors, the mortgage crisis is about defaulted loans, but for the average American, the crisis means being unable to qualify for a new mortgage or being unable to pay for the mortgag...</description>
<link>http://www.articlealley.com/article_557531_19.html</link>
<pubDate>18th June 2008</pubDate>
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<title>It's Your Tax Refund, Isn't It?</title>
<description>Here is something that I just learned about and thought I would pass this on to you.  Did you know that identity theft has hit the income tax process? Thieves are taking your personal information, filing a false tax return and getting your refund!

How ...</description>
<link>http://www.articlealley.com/article_506414_27.html</link>
<pubDate>03rd April 2008</pubDate>
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<title>8 Tips for Saving Money with the Green Lifestyle</title>
<description>Many people believe that going green means spending more money. It's true that when "green" lifestyle options are discussed, the first things mentioned are solar panels and hybrid cars. These are investments that most people simply can't afford. Here are ...</description>
<link>http://www.articlealley.com/article_498340_27.html</link>
<pubDate>27th March 2008</pubDate>
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<title>A Savings Account Can Save Your Home</title>
<description>Defaulted home loans and foreclosures in the United States are making international news. You cannot open up a newspaper or turn on a television without hearing about the housing market. It's my opinion that mortgages will continue to be in the news for q...</description>
<link>http://www.articlealley.com/article_491680_19.html</link>
<pubDate>19th March 2008</pubDate>
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<title>Divorce: How to Make a Clean Financial Break</title>
<description>How often have you heard about a divorce that went well? And when someone tells you their divorce went smoothly with no hard feelings, you would be smart to wonder how the other side felt about the divorce settlement. There are definitely winners and lose...</description>
<link>http://www.articlealley.com/article_482049_19.html</link>
<pubDate>26th February 2008</pubDate>
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<title>Wallet Wellness-Protect Yourself in 3 Steps</title>
<description>I'm borrowing the line from the Capital One TV commercial: "What's in your wallet?"  Do you know? If your wallet was lost or stolen, would you know what was lost? Of course, you can always check your records at home, and cancel everything just to be safe,...</description>
<link>http://www.articlealley.com/article_478890_19.html</link>
<pubDate>22nd February 2008</pubDate>
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<title>Why You Need A Living Will</title>
<description>I have had several family members in and out of the hospital in the past year. As you can imagine, my family has had a lot of emotional talks about Living Wills. What should be documented? Does the family know and respect my wishes? Who is my advocate? Do...</description>
<link>http://www.articlealley.com/article_473664_18.html</link>
<pubDate>13th February 2008</pubDate>
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<title>10 Ways to Save on Everyday Expenses</title>
<description>We all have fixed expenses - mortgage / rent, insurance, taxes, utilities, - expenses that rarely change and are hard to miss because we write large monthly or quarterly checks. But, what about your other expenses? All your little trips to the store can s...</description>
<link>http://www.articlealley.com/article_468703_27.html</link>
<pubDate>06th February 2008</pubDate>
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<title>6 Tips From Home Disaster Survivors</title>
<description>Looking back at 2007, it sure seems like nature had it in for the suburbs. The whole country was beset by weather related disasters. We had wildfires in Southern California, ice storms in the Midwest, and flooding in the Northeast. It was devastating for ...</description>
<link>http://www.articlealley.com/article_464267_19.html</link>
<pubDate>30th January 2008</pubDate>
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