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<title>Jim Osterman's Articles</title>
<link>http://www.articlealley.com</link>
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<webMaster>editorial@articlealley.com</webMaster>
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<title>A Virtual Terminal is Great Asset to Online Business</title>
<description>When I was growing up I remember watching my folks go through the catalogues looking for things we needed. They’d fill out an order form, write a check and mail it in, then wait at least three weeks for their merchandise to arrive. 

Back then there w...</description>
<link>http://www.articlealley.com/article_603071_3.html</link>
<pubDate>18th August 2008</pubDate>
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<title>Online Credit Card Processing Great for E-Retailing</title>
<description>If you are wondering if there is any part of the retail sector that might be safe to get into these days you might consider opening an online business. 

While fluctuating gas prices and other factors have hammered the real-world retail sector online bu...</description>
<link>http://www.articlealley.com/article_601774_3.html</link>
<pubDate>17th August 2008</pubDate>
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<title>Young Adult Online Shoppers Seek Credit Card Processing</title>
<description>It may be hard to fathom but there are a number of college kids and young professionals who have never balanced their checkbooks. Some might not have ever even written their first check.

This isn’t because they don’t know how -- but that they track...</description>
<link>http://www.articlealley.com/article_600556_3.html</link>
<pubDate>15th August 2008</pubDate>
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<title>What Will Not Having Credit Card Processing Cost?</title>
<description>There are a number of online business owners who have taken a casual look at adding credit card processing services to their sites, seen that there will be monthly fees and charges and stopped looking at that point. Why give the credit card companies thei...</description>
<link>http://www.articlealley.com/article_596178_3.html</link>
<pubDate>13th August 2008</pubDate>
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<title>Does Your E-Business Have a Future Without Merchant Account Services?</title>
<description>Every business owner keeps their eyes cast in two directions. One is keeping a watch on what is happening to their business now. The other is focused on the future – what’s coming down the road that might be good for that business.

And the online b...</description>
<link>http://www.articlealley.com/article_593817_3.html</link>
<pubDate>29th July 2008</pubDate>
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<title>Your Merchant Account Choice Requires Careful Consideration</title>
<description>For the owner of an online business, every decision about that business is a major one if it affects how customers will be able to connect.

There should be no decisions arrived at capriciously because every choice made is going to have a bearing on pro...</description>
<link>http://www.articlealley.com/article_585962_3.html</link>
<pubDate>23rd July 2008</pubDate>
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<title>Get Global Reach with Credit Card Processing</title>
<description>Before relations with China were normalized in the early part of the 70s there was very little business being done between our country and the Chinese. But several businesses were chomping at the bit for that country to open up. The hundreds of millions o...</description>
<link>http://www.articlealley.com/article_570770_3.html</link>
<pubDate>07th July 2008</pubDate>
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<title>Merchant Services Are a Shopper Magnet</title>
<description>I got a great piece of advice from a retired businessman who has become my mentor and is helping me get my online business going.

He told me that many businesses fail because while the impetus may be the owner’s passion, they still have to make their...</description>
<link>http://www.articlealley.com/article_565107_3.html</link>
<pubDate>27th June 2008</pubDate>
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<title>A Merchant Account is a Powerful Business Builder</title>
<description>There are some people who have an online business and have heard what a great asset being able to accept credit cards can be. And there are several good reasons to do so, and they will be spelled out briefly later in this post, but the overarching reason ...</description>
<link>http://www.articlealley.com/article_555117_3.html</link>
<pubDate>11th June 2008</pubDate>
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<title>Virtual Shopping Demands an Internet Merchant Account</title>
<description>In many ways the world of online shopping is not that different from shopping at the mall or your local strip shopping center. Most of the time when we leave home to shop we know what we want, we have a pretty idea of what we’re prepared to spend for it...</description>
<link>http://www.articlealley.com/article_550578_3.html</link>
<pubDate>04th June 2008</pubDate>
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<title>E-Shoppers Want Merchant Services</title>
<description>For anyone who has ever worked in retail – even an online retailer -- they have no doubt heard the phrase: “The customer is always right.” That is a short way of saying that having one’s own store tacitly says you are interested in delivering good...</description>
<link>http://www.articlealley.com/article_549784_3.html</link>
<pubDate>02nd June 2008</pubDate>
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<title>Why Doesn't Your E-Store Have Credit Card Processing</title>
<description>There are people operating online businesses that have not added credit card processing but when I think of them the image of a dinosaur comes to mind. Especially those that could not adapt to the changes in the world and simply faded into the background ...</description>
<link>http://www.articlealley.com/article_546538_3.html</link>
<pubDate>25th May 2008</pubDate>
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<title>Small Online Business People Need Merchant Services</title>
<description>The other day I saw something that I haven’t seen in quite a while, and I’m not talking about black and television. I found a new online shopping site and their checkout page had directions on how to send in a check for payment. 

I had two immediat...</description>
<link>http://www.articlealley.com/article_541943_3.html</link>
<pubDate>20th May 2008</pubDate>
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<title>Take the Stress Out of Owning an Oline Business with Credit Card Processing</title>
<description>Having an online business is relatively easy compared to those in the real world. 

You pay for a domain name and hosting but that pales compared to monthly rent and inventory, not to mention utilities, etc. Indeed, the economy and ease of setting up a ...</description>
<link>http://www.articlealley.com/article_528149_3.html</link>
<pubDate>01st May 2008</pubDate>
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<title>Tech Support an E-Business Requirement</title>
<description>If you own a business online and you’re looking to make the leap into credit card processing there will be several factors to consider. Among them are how much experience the merchant accounts provider has with businesses like yours, what their pricing ...</description>
<link>http://www.articlealley.com/article_526458_3.html</link>
<pubDate>30th April 2008</pubDate>
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<title>Credit Card Processing is Ideal for New Online Businesses</title>
<description>Assumptions can be a dangerous thing – and in the world of business they can be costly.

That includes assumptions made in tandem with facts. Indeed, when assumptions are mixed with facts it’s like trying to blend oil and water with outcome about as...</description>
<link>http://www.articlealley.com/article_525759_3.html</link>
<pubDate>29th April 2008</pubDate>
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<title>It Can Cost You Not to Invest in Credit Card Processing</title>
<description>By Jim Osterman 

The decision on whether or not to add credit card processing services to an online business’ site is driven by several factors,  one way to make the decision is by playing the “what if” game.

As in: “What if I (the Internet ...</description>
<link>http://www.articlealley.com/article_523065_3.html</link>
<pubDate>25th April 2008</pubDate>
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<title>Is Your Online Store Safe as it Should Be?</title>
<description>By Jim Osterman

Though the numbers may vary from study to study, consumers are acutely aware of credit card fraud and identity theft. They read the same stories that you do, and they know that some people can struggle for months to clear a bogus charge...</description>
<link>http://www.articlealley.com/article_519773_3.html</link>
<pubDate>18th April 2008</pubDate>
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<title>Your Consumers Prefer You Accept Credit cards</title>
<description>By Jim Osterman

There are two sides to the rationale for adding credit card online processing to your Internet-based business, and which side you see depends on how you think about the business.

One view stems from being a business owner. You’ve r...</description>
<link>http://www.articlealley.com/article_519738_3.html</link>
<pubDate>18th April 2008</pubDate>
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<title>Don't Hesitate to Seek Credit Card Processing Advice</title>
<description>By Jim Osterman 

It’s an irony of the business world that the more successful a person is, the less likely they are to reach out and ask for help when comes to an area of commerce they have no experience in. 

And there is no area where this is mor...</description>
<link>http://www.articlealley.com/article_514110_3.html</link>
<pubDate>09th April 2008</pubDate>
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<title>Credit Card Processinjg is What People Want</title>
<description>By Jim Osterman 

It makes no difference whether you have a store in the neighborhood strip shopping center, or in the virtual shopping community, if you can give your customers what they want you will never know a hungry day.

And the great thing abo...</description>
<link>http://www.articlealley.com/article_514106_81.html</link>
<pubDate>09th April 2008</pubDate>
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<title>Pass By the Bank When Looking for Credit Card Processing</title>
<description>By Jim Osterman 
It can be tempting for a business owner to consider keeping all their financial resources in one place – usually their bank. The bank has their checking account, may have provided a loan to get the business going and has probably offer...</description>
<link>http://www.articlealley.com/article_511602_3.html</link>
<pubDate>07th April 2008</pubDate>
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<title>Today's Online Consumer Wants You to Accept THeior Credit Card</title>
<description>To have an online business presence these days is easy. Anyone can set up a free Web site and start selling. But not all businesses are created equally. 

To have a flourishing online business presence takes the willingness to accept payment online, and...</description>
<link>http://www.articlealley.com/article_503024_3.html</link>
<pubDate>01st April 2008</pubDate>
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<title>Cost of Card Processing a Wise Investment</title>
<description>There are costs associated with credit card processing online , but if you’re a business owner who operates primarily from a Web site, processing plastic is going to be a vital link between you and your consumers.

Virtually everyone who shops online ...</description>
<link>http://www.articlealley.com/article_503019_81.html</link>
<pubDate>01st April 2008</pubDate>
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<title>Research Possible Credit Card Services Cos.</title>
<description>There is no denying that credit-card processing has become an effective e-commerce business-building tool. Studies have shown that having the ability to accept credit cards as payment off of your Web site will increase sales and profits, plus drive additi...</description>
<link>http://www.articlealley.com/article_500705_81.html</link>
<pubDate>30th March 2008</pubDate>
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<title>Invest in Merchant Services for Your E-Business</title>
<description>For as long as there have been entrepreneurs there has been someone lurking in the background murmuring: “To make money you have to spend money.”

A better way to turn that phrase so it truly gets its meaning across is: “To make money you have to ...</description>
<link>http://www.articlealley.com/article_500704_3.html</link>
<pubDate>30th March 2008</pubDate>
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<title>Learn the Language of Merchant Accounts</title>
<description>By Jim Osterman

There are people with Web-based business that want to add credit card processing but are intimidated by the process. 

They have looked through some of the merchant accounts provider’s Web sites and it seems like there is a whole ne...</description>
<link>http://www.articlealley.com/article_494577_3.html</link>
<pubDate>25th March 2008</pubDate>
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<title>Make Card Processing Provider Choice Carefully</title>
<description>There is a temptation for any business person who reaches a certain level of success to not want to change anything. What they did allowed them a certain level of achievement and, understandably, they feel like the formula for ongoing success will be to n...</description>
<link>http://www.articlealley.com/article_489165_3.html</link>
<pubDate>11th March 2008</pubDate>
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<title>Standing Still in E-Business is Losing Ground</title>
<description>By Jim Osterman

For an online business that is trying to grow, the notion of adding credit card processing is no longer just a matter of choosing to get a benefit or standing pat. And the reason for this can be traced to modern consumer attitudes. 

...</description>
<link>http://www.articlealley.com/article_487401_3.html</link>
<pubDate>10th March 2008</pubDate>
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<title>Forget the </title>
<description>Though there are some fees that are associated with the addition of credit card processing to your Web site, they should not deter you from making the move. With all the benefits that go with merchant account services, the cost of having card processing i...</description>
<link>http://www.articlealley.com/article_481862_3.html</link>
<pubDate>26th February 2008</pubDate>
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<title>How to Make a Smart Merchant Services Decision</title>
<description>By Jim Osterman

If you’ve made the decision that credit card processing is the smart way to go for your e-business, a few more well-thought-out choices will make the call more productive and cost-effective.

You already know that the addition of me...</description>
<link>http://www.articlealley.com/article_480654_3.html</link>
<pubDate>25th February 2008</pubDate>
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<title>All Signs Point to Card Processing as an E-Business Booster</title>
<description>By Jim Osterman 

A combination of recent e-retailing studies and consumer Web spending habits are making a strong case for anyone doing business on the internet to make sure that credit card online processing is a large part of their business plan.

...</description>
<link>http://www.articlealley.com/article_478271_81.html</link>
<pubDate>21st February 2008</pubDate>
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<title>Merchant Services and E-Business a Good Combo</title>
<description>By Jim Osterman 

For some e-business people the idea of navigating the process of adding credit card processing seems as byzantine as divining the mystery of the Egyptian pyramids. In reality, however, the learning curve is very short, the process itse...</description>
<link>http://www.articlealley.com/article_478270_3.html</link>
<pubDate>21st February 2008</pubDate>
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<title>Tomorrow's Consumer Wants Card Processing Online</title>
<description>The final numbers have not been crunched yet, however, according to retail-shopping estimates, more than three-quarters of all shoppers over the age of 18 did their shopping last year over the Web.

Window shopping has moved to the personal computer and...</description>
<link>http://www.articlealley.com/article_478158_3.html</link>
<pubDate>21st February 2008</pubDate>
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<title>Adding Card Processing Easy &amp; Profitable</title>
<description>By Jim Osterman

With the increasing influence of retail shopping by personal computer, the discussion for any Web-based business person should not be if they will add credit card processing services to their site, but when.

Today’s consumer votes ...</description>
<link>http://www.articlealley.com/article_477505_3.html</link>
<pubDate>20th February 2008</pubDate>
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<title>The Time is Right to Add Credit Card Processing</title>
<description>There are several trends that mean great news for e-businesses that have credit card processing, and should prod those sites that aren’t processing plastic yet.

First, consumers are embracing the ease and convenien...</description>
<link>http://www.articlealley.com/article_475714_3.html</link>
<pubDate>17th February 2008</pubDate>
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<title>Don't Be Afraid of Credit Card Processing</title>
<description>Many Web-based business owners are hesitant to make the move to accept credit cards because they are afraid the fees and the process can seem intimidating.

And while fees certainly have to be considered, they are...</description>
<link>http://www.articlealley.com/article_474299_3.html</link>
<pubDate>13th February 2008</pubDate>
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<title>How to Remove the Anxiety from the Merchant Services Choice</title>
<description>By Jim Osterman

If you’re a Web business person that is new to the credit card processing world, it can seem too complicated to be worth pursuing. But with the explosion of credit-card use for internet shopping, e-...</description>
<link>http://www.articlealley.com/article_472807_81.html</link>
<pubDate>11th February 2008</pubDate>
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<title>Credit Card Services Necessary for E-Biz Future</title>
<description>By Jim Osterman

There’s been a shift in consumer buying patterns over the last several months when it comes to internet shopping. Several e-retailers are beginning to see people shopping online for more “everyday” items – this as opposed to the...</description>
<link>http://www.articlealley.com/article_466760_81.html</link>
<pubDate>02nd February 2008</pubDate>
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<title>Credit Card Processing is Boost to E-Store Traffic</title>
<description>By Jim Osterman

If you’re in business for yourself on the internet you’ve probably been told that to make money you have to spend money. A more accurate way to think about it would be to make money you have to invest money -- as in investing back i...</description>
<link>http://www.articlealley.com/article_465851_3.html</link>
<pubDate>01st February 2008</pubDate>
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<title>Ready to Accept Credit Cards? Here's What You Should Know</title>
<description>Want to Accept Credit Cards? Here’s Your Bill of Rights

By Jim Osterman

Whether a business is a traditional brick-and-mortar establishment or a Web-based retailer – or both – its unlikely any merchant can thrive in today’s economy without th...</description>
<link>http://www.articlealley.com/article_461884_3.html</link>
<pubDate>25th January 2008</pubDate>
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<title>Should E-Retailers Take Credit Cards? The Numbers Say Yes</title>
<description>According to a recent study, well in excess of 80% purchases made on the Internet are being made via credit card, good news for e-retailers who have card processing abilities.

The remaining purchases are made using snail-mailed checks or other payment ...</description>
<link>http://www.articlealley.com/article_460139_3.html</link>
<pubDate>24th January 2008</pubDate>
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<title>Do You Take Plastic? Here are Two More Reasons You Should</title>
<description>By Jim Osterman

There were two pieces of good news for e-shopkeepers in the last 90 days:

•	During the final two months of 2007 Americans spent close to $30 billion online, setting a new record for Internet shopping.
•	There was also a small bu...</description>
<link>http://www.articlealley.com/article_457688_3.html</link>
<pubDate>22nd January 2008</pubDate>
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