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<title>Rachael0518's Articles</title>
<link>http://www.articlealley.com</link>
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<webMaster>editorial@articlealley.com</webMaster>
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<title>How to Choose a Mobile Phone Contract</title>
<description>Depending on how much you use your mobile, a contract can be good investment.  With a contract you never have to worry about running out of credit, not being able to top up and you will have the comfort of always being able to get in touch with family and...</description>
<link>http://www.articlealley.com/article_780116_45.html</link>
<pubDate>08th February 2009</pubDate>
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<title>The Credit Card Battle Begins…</title>
<description>During the recent months, people have become more wary about applying for credit cards.  Card companies have resorted to increasing customer’s minimum payments and APR in attempt to improve their finances, much to their disappointment.  Many customers f...</description>
<link>http://www.articlealley.com/article_773056_19.html</link>
<pubDate>31st January 2009</pubDate>
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<title>The End of 0% Balance Transfers?</title>
<description>Credit issuers have taken a beating within the last few months, especially when the government enforced new guidelines to credit companies forcing them to be more helpful to its struggling customers.  Now the credit card issuers have to wait up to two mon...</description>
<link>http://www.articlealley.com/article_773053_19.html</link>
<pubDate>31st January 2009</pubDate>
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<title>Nice Guy Credit Card Issuers?</title>
<description>The credit card industry has had some bad press recently.  Some companies have resorted to secretly increasing customers APR and minimum payments to make themselves more financially able, much to the disappointment of their customers.  Credit card owners ...</description>
<link>http://www.articlealley.com/article_771442_19.html</link>
<pubDate>30th January 2009</pubDate>
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<title>Recession Bites with Credit Cards</title>
<description>Credit card companies are beginning to feel the wrath of the credit crunch as a number of major credit card providers have increased some of their customer’s minimum payments- without consulting them first.  One company has doubled some customer’s rep...</description>
<link>http://www.articlealley.com/article_771437_19.html</link>
<pubDate>30th January 2009</pubDate>
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<title>A Beginners Guide to Mortgages</title>
<description>Fixed-Rate Mortgages
Fixed-rate mortgages are those which offer to borrow you the money and keep the same interest rate throughout the whole of the repayment period.  These can be extremely useful in an unstable climate, however they are now beginning to...</description>
<link>http://www.articlealley.com/article_764341_19.html</link>
<pubDate>21st January 2009</pubDate>
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<title>Pay-As-You-Drive Car Insurance</title>
<description>It is emerging that more and more people feel that their car insurance is too expensive in comparison to the amount they actually drive their car.  For example, a person who only uses their car to go to a nearby supermarket twice per week would pay the sa...</description>
<link>http://www.articlealley.com/article_761615_19.html</link>
<pubDate>20th January 2009</pubDate>
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<title>Travelling With the Kids</title>
<description>Looking forward to your annual holiday may be clouded with the worry of having to travel with your kids.  Even though your children may be as good as gold while at home, a disruption to their routine may cause all kinds of problems.  Depending on how old ...</description>
<link>http://www.articlealley.com/article_755241_29.html</link>
<pubDate>16th January 2009</pubDate>
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<title>How to Buy a Used Car</title>
<description>Buying a new car can be exciting- splashing out your hard earned money on something which could improve your life.  This excitement can be short-lived, when the reality of the actual purchase sets in.  There are so many things you should think about befor...</description>
<link>http://www.articlealley.com/article_740890_19.html</link>
<pubDate>07th January 2009</pubDate>
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<title>A Guide to Travel Insurance</title>
<description>It is estimated that 25% of people who go on holiday each year do not take out travel insurance.  This is surprising as these statistics suggest that one in four of us would be prepared to pay steep medical bills if we were to become ill or injured while ...</description>
<link>http://www.articlealley.com/article_740090_29.html</link>
<pubDate>07th January 2009</pubDate>
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<title>Too Old to Travel?</title>
<description>Retirement is supposed to be the most relaxing time of your life.  This is the time where you are free to enjoy the finer things in life, and reap the benefits of the pension which you have worked hard for.  What better way to celebrate this time by seein...</description>
<link>http://www.articlealley.com/article_739120_29.html</link>
<pubDate>06th January 2009</pubDate>
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<title>Car Insurance for Women</title>
<description>The age-old argument of which sex makes the better driver is still a prominent form of banter in many a pub today.  Even though women are less likely to cause accidents, men still believe they are the safer and better drivers.  Luckily for women, car insu...</description>
<link>http://www.articlealley.com/article_739105_19.html</link>
<pubDate>06th January 2009</pubDate>
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<title>A Guide to Homeowner Loans</title>
<description>A homeowner loan (also known as a secured loan), is a way of borrowing money that is secured to the value of your home.  These loans can be used for a number of purposes, from buying a holiday home to consolidating debt.  Secured loans usually range in be...</description>
<link>http://www.articlealley.com/article_734061_19.html</link>
<pubDate>04th January 2009</pubDate>
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<title>What is being done to lower Utility Bills?</title>
<description>2008 has been the year of economic downfall.  The banks are struggling; no one can borrow or get a mortgage, people’s homes are getting repossessed, food prices are increasing, retailers are going bust, unemployment is at its highest in over 15 years an...</description>
<link>http://www.articlealley.com/article_732997_19.html</link>
<pubDate>02nd January 2009</pubDate>
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<title>Car Insurance Fraud- Don’t be a Victim</title>
<description>It’s the age old trick- falsely claiming on insurance to get your hands on some cash.  Recently, Royal &amp; Sunalliance have published figures that over 22,000 fraudulent claims have been made to car insurance companies, and that the number will keep incre...</description>
<link>http://www.articlealley.com/article_732972_19.html</link>
<pubDate>02nd January 2009</pubDate>
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<title>Insuring Your Dream Car</title>
<description>If you were to list a group of peoples dream cars, there would probably be a huge variety of different styles, colours and manufacturers.  But there would be one thing that many of the cars would have in common- all would probably be made for speed; a per...</description>
<link>http://www.articlealley.com/article_732898_19.html</link>
<pubDate>02nd January 2009</pubDate>
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<title>Car Cover for Christmas</title>
<description>The Christmas season sees Brits splash out more then they usually would.  Money becomes no object to us, just as long as we make those few days the most special of the year for our families, and ourselves.  It is estimated that shoppers with spend over £...</description>
<link>http://www.articlealley.com/article_730032_19.html</link>
<pubDate>29th December 2008</pubDate>
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<title>How to Get Cheaper Life Insurance</title>
<description>For most people, life insurance is there to lift a financial weight off your soldiers.  It will pay out a fixed sum if you were to die, meaning your family wouldn’t have to struggle when you pass away.  This assurance comes at a cost, and many factors e...</description>
<link>http://www.articlealley.com/article_727120_19.html</link>
<pubDate>19th December 2008</pubDate>
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<title>Things Which Affect Your Car Insurance</title>
<description>All drivers know that many things affect the cost of your insurance premium.  The area you live, your age, and even where you keep your car can cause your policy to be more expensive.  Often, even if you have no claims, your insurance could still go up th...</description>
<link>http://www.articlealley.com/article_727086_19.html</link>
<pubDate>19th December 2008</pubDate>
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<title>The Advantages of Credit Cards</title>
<description>Credit cards have had bad press over the past few months of the credit crunch, by politicians claiming that they only cause more debt and have unfair rates of interest.  There are some truths which are apparent when concerning this method of borrowing, su...</description>
<link>http://www.articlealley.com/article_711927_19.html</link>
<pubDate>04th December 2008</pubDate>
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<title>Ho Ho Ho- A Christmas Credit Card</title>
<description>Christmas is an expensive time for everyone, and with more and more pressure to impress relatives and friends with fancy presents and extravagant food and wine, more and more people are spiralling into debt over the festive season.  Those who are not fort...</description>
<link>http://www.articlealley.com/article_710626_19.html</link>
<pubDate>03rd December 2008</pubDate>
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<title>The World of Credit Cards- An Uncertain Climate</title>
<description>The credit crunch has brought the inevitable uncertainty to the credit card market.  With the Bank of England dropping its base rate, there was an expected decrease in interest rates, concerning a number of products. Instead, loan companies, and more rece...</description>
<link>http://www.articlealley.com/article_710259_19.html</link>
<pubDate>03rd December 2008</pubDate>
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<title>A Guide to Personal Loans</title>
<description>A personal loan can be taken out for whatever you like (within reason), for example, a new car, a holiday, home improvements, or to consolidate debts.  A personal loan allows you to pay for something a little more extravagant in one go, which you can then...</description>
<link>http://www.articlealley.com/article_706666_19.html</link>
<pubDate>02nd December 2008</pubDate>
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<title>How to Get a Mortgage during the Credit Crunch</title>
<description>The British housing market is in trouble.  Banks are putting money back into the industry, but not as much as they are taking out.  This means that the housing market is significantly slowing down, and eventually house prices will begin to decrease.  For ...</description>
<link>http://www.articlealley.com/article_706625_19.html</link>
<pubDate>02nd December 2008</pubDate>
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<title>The Effects of Modifying You Car</title>
<description>Car modifications are becoming increasingly popular, especially with younger drivers.  It is a well known fact that under 21’s struggle to get low prices on their car insurance as it is, but by making a modification to their car, they could see their pr...</description>
<link>http://www.articlealley.com/article_700594_19.html</link>
<pubDate>01st December 2008</pubDate>
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<title>The Effects of Modifying You Car</title>
<description>Women try to look presentable all the time, the habit is found in all women as part of the gender behavior. Make over has high importance to women when it comes to presentation of their personality. They want to wear, carry and display the makeup that sui...</description>
<link>http://www.articlealley.com/article_700593_81.html</link>
<pubDate>01st December 2008</pubDate>
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<title>Cosmetic Surgery and Travel Insurance Don’t Mix</title>
<description>Cosmetic surgery is a growing market.  More and more men and women are opting for a nip and tuck to delay the aging process.  Procedures such as breast implants, face lifts and tummy tucks are an expensive indulgence, which some people cannot live without...</description>
<link>http://www.articlealley.com/article_699535_29.html</link>
<pubDate>01st December 2008</pubDate>
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<title>Visiting the City of London</title>
<description>London was discovered by the Romans, and has been recognised as a city since AD 67.  Since then it has flourished to become one of the world’s most sophisticated and most visited capital city.  London is a place of history, with most of Britain’s poli...</description>
<link>http://www.articlealley.com/article_698392_29.html</link>
<pubDate>30th November 2008</pubDate>
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<title>House Insurance- How to Get the Best Deal</title>
<description>No sensible person would step into a car without taking out the necessary insurance.  So why buy a house without taking out the necessary home insurance?  In most cases, a house is the most expensive purchase you will be likely to make during your life ti...</description>
<link>http://www.articlealley.com/article_697648_19.html</link>
<pubDate>30th November 2008</pubDate>
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<title>Learning to Drive- Bad for Your Wallet</title>
<description>The prospect of learning to drive is often exciting, and leads to thoughts of freedom and independence.  However, people aren’t always aware how much this freedom and independence will cost.  After numerous lessons, paying for your hazard perception tes...</description>
<link>http://www.articlealley.com/article_696456_19.html</link>
<pubDate>27th November 2008</pubDate>
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<title>Amsterdam- Not Just for the Promiscuous </title>
<description>Many people’s first thoughts of Amsterdam would probably be the seedy Red Light district where sex is for sale and promiscuity is very apparent.  Then there are the coffee shops (not a misleading name, they do serve coffee), where you are free to enjoy ...</description>
<link>http://www.articlealley.com/article_694187_29.html</link>
<pubDate>26th November 2008</pubDate>
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<title>Cardiff- The Newest Capital in Europe</title>
<description>Even though Cardiff was only made a city in 1905 and subsequently a capital in 1955, it has become one of the fastest growing and popular cities in the UK.  Redevelopment over the past twenty years has turned Cardiff into a hot tourist spot, as well as at...</description>
<link>http://www.articlealley.com/article_694152_29.html</link>
<pubDate>26th November 2008</pubDate>
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<title>Blackpool- The Original British Seaside Resort</title>
<description>Blackpool is the UK’s original seaside resort.  Since the Blackpool Tower was built and the first fairground attraction was opened (the Gigantic Wheel) in the 1890’s, the town’s popularity has soared, and by 1914 the town was receiving over 4 millio...</description>
<link>http://www.articlealley.com/article_691181_29.html</link>
<pubDate>21st November 2008</pubDate>
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<title>How to Book Cheap Flights</title>
<description>The holiday market has never been more competitive.  BA claimed that a further 30 airlines would go bust before Christmas after XL handed in the towel in September.  With airline companies fighting for your custom, now may be a good time to find some good...</description>
<link>http://www.articlealley.com/article_689980_29.html</link>
<pubDate>18th November 2008</pubDate>
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<title>The Sunshine State- Perfect for Everyone</title>
<description>Florida is the most popular tourist destination in the world, for many reasons.  Not just for families seeking Disney fever, but for those who appreciate spectacular beaches and exquisite golf courses.  There truly is something for everyone in Florida- wh...</description>
<link>http://www.articlealley.com/article_686381_29.html</link>
<pubDate>12th November 2008</pubDate>
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<title>The Wonders of the Costa del Sol</title>
<description>The Costa del Sol is a paradise for holiday goers- sun, sea, sand and a liveliness that will keep you coming back.  Located on the south coast of Spain, with numerous resorts on offer with sandy beaches and fantastic nightlife, it is no wonder thousands o...</description>
<link>http://www.articlealley.com/article_686032_29.html</link>
<pubDate>12th November 2008</pubDate>
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<title>Hiring a Car in the Uk- Useful Tips</title>
<description>The UK is a haven for those who love historical monuments and the beauty of rural countryside.  The see the best of the UK you need good means of transport to get you to those places which you can’t afford not to visit.  One of the best modes of transpo...</description>
<link>http://www.articlealley.com/article_683106_29.html</link>
<pubDate>05th November 2008</pubDate>
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<title>The Secured Loan-Dead or Alive?</title>
<description>Even though a secured loan means less interest and more money to borrow, this type of loan is decreasing in popularity.  As these loans are secured to the value of your home, some people have become wary to take such a risk, especially when the economy is...</description>
<link>http://www.articlealley.com/article_681145_19.html</link>
<pubDate>03rd November 2008</pubDate>
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<title>The Race is on for Personal Loans</title>
<description>With the Bank of England’s base rate being recently lowered, it has led to a general assumption that personal loan rates with lower accordingly.  Surprisingly, for people who have been looking to apply for a personal loan, they have found that rates hav...</description>
<link>http://www.articlealley.com/article_679297_19.html</link>
<pubDate>31st October 2008</pubDate>
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<title>Gas and Electricity Meters- Eating Your Money?</title>
<description>With the credit crunch not showing any signs of slowing down, fuel and coal prices are still soaring, having a catastrophic effect on the prices of household electricity and gas bills, especially those who use pre-paid methods such as the electricity and ...</description>
<link>http://www.articlealley.com/article_677805_19.html</link>
<pubDate>30th October 2008</pubDate>
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