Hans Richard's Articles http://www.articlealley.com en-us editorial@articlealley.com Why It Pays To Save By the time most of us finally realize that we have to do something to sustain ourselves and to maintain our standard of living even after our working life, a lot of debt has, more often than not, accumulated already and many are too busy paying off these... http://hansrichard.articlealley.com/why-it-pays-to-save-2151945.html 30th March 2011 Advice For Lowering The Cost Of Insurance 1. Do your homework To cut back unnecessary expenses on insurances, it is best to learn everything about the insurance policy first. In this way, you will know the rate variations based on coverage and the particulars of what is not covered. You need t... http://hansrichard.articlealley.com/advice-for-lowering-the-cost-of-insurance-2020265.html 09th February 2011 Keeping Your Child Fit However, this simple condition can bring about more trouble than you can think of. Treating your child occasionally may be good, but giving them the chance to devour every sweets and treats that they want could mean one big problem - childhood obesity. ... http://hansrichard.articlealley.com/keeping-your-child-fit-1607709.html 18th June 2010 The Benefits of Walking It is always necessary to maintain good walking style to get the maximum benefits of this exercise and at the same time minimizing any health risk. The following walking styles should be maintained for obtaining the benefits. • Try to be as straight ... http://hansrichard.articlealley.com/the-benefits-of-walking-1607707.html 18th June 2010 Getting Calcium from Coral Calcium is an essential mineral and is required for human life. However talk about the benefits of coral calcium can be confusing and may make it difficult to put into context how we can benefit from appropriate levels of calcium in the diet, be it from f... http://hansrichard.articlealley.com/getting-calcium-from-coral-1607706.html 18th June 2010 The Teachings of Bikram Yoga There are many reasons why you should do Bikram Yoga. The advantages of Bikram Yoga can totally change your life. It's amazing how Yoga can trigger your life and change your perspectives. Bikram Yoga is widely acknowledged as the "hot yoga". It was als... http://hansrichard.articlealley.com/the-teachings-of-bikram-yoga-1607703.html 18th June 2010 Tips on Building Your Chest Everyone wants a huge chest, plain and simple. It is all too common to see inexperienced lifters slaving away on endless sets of bench presses and cable crossovers in search of full, thick pecs. The reality is that there is nothing complicated about build... http://hansrichard.articlealley.com/tips-on-building-your-chest-1607701.html 18th June 2010 A Closer Look at Sunburn The experience of sunburn can be a very efficient (i.e. painful) reminder to heed adequate protection on future occasions. However more importantly, it should be a reminder of the long-term effects of sun exposure on our bodies and health - which can incl... http://hansrichard.articlealley.com/a-closer-look-at-sunburn-1607699.html 18th June 2010 Benefits and Risks of Exposure to the Sun The human body benefits from sun exposure. And a little bit of tan protects you from the sun. Right? Wrong! The body does indeed benefit from sun exposure. But a little bit of tan does not necessarily protect you from the sun. Let's see why. The sun... http://hansrichard.articlealley.com/benefits-and-risks-of-exposure-to-the-sun-1607697.html 18th June 2010 The Prognosis for Mesothelioma Patients A brief on Mesothelioma A whopping 2,000 to 3,000 new cases of mesothelioma is on the rise in United States of America. Mesothelioma is a rare form of cancer and it is an aftereffect of the asbestos exposure. The cancerous cells tend to destroy the mes... http://hansrichard.articlealley.com/the-prognosis-for-mesothelioma-patients-1607694.html 18th June 2010 Are Barbecued Meats Healthy or Dangerous? People used to question the nutritional effects of barbecuing because they were concerned about the fat content of traditional barbecue fare like hot dogs and hamburgers. That concern is valid, but it's easily avoided by substituting skinless chicken and ... http://hansrichard.articlealley.com/are-barbecued-meats-healthy-or-dangerous-1607691.html 18th June 2010 Do You Need to Take Vitamins? Let me tell you what a vitamin is and how useful they can be. A vitamin is an organic compound and these are essential to help your body grow and remain healthy. What this means, in simple terms, is that a vitamin is a natural chemical. Of the essential v... http://hansrichard.articlealley.com/do-you-need-to-take-vitamins-1607689.html 18th June 2010 The Basics of Hatha Yoga Increasingly, you may hear about your companions enrolling in Hatha classes at the local gym. In terms of pure popularity, Hatha yoga is number one in the yoga world. As a result, the poses are known well by both beginners and experts. Hatha yoga pose... http://hansrichard.articlealley.com/the-basics-of-hatha-yoga-1607687.html 18th June 2010 Understanding the Food Pyramid The recommended food pyramid provides a simple guide to establishing healthy eating habits. The food pyramid was originally established in the 1960s in response to the increase in heart disease, and to help people understand what it takes to stay healthy.... http://hansrichard.articlealley.com/understanding-the-food-pyramid-1607686.html 18th June 2010 Your Guide to Vitamin Supplements What are vitamins? The term 'vitamin' was first given to a group of substances that were thought to be vital for life, each containing a nitrogen-containing component known as an amine. Vitamins are essential for the proper functioning of our body. They h... http://hansrichard.articlealley.com/your-guide-to-vitamin-supplements-1607684.html 18th June 2010 Colon Cleansing and Weight Loss I was driving past the gym the other day and I was actually impressed at how full the building was with people diligently getting their workout for the day in. Perhaps it's because it is summer time here in Los Angeles and everyone wants to look good for ... http://hansrichard.articlealley.com/colon-cleansing-and-weight-loss-1607683.html 18th June 2010 An Introduction to Lap Band Surgery Obesity drags down the quality of life on so many levels. It causes serious health problems and plays havoc with your daily life affecting everything from getting around to choosing clothes. Weight loss surgery is one way to claim your inner slimness that... http://hansrichard.articlealley.com/an-introduction-to-lap-band-surgery-1607682.html 18th June 2010 Insight into Psychic Abilities Countless movies, stories, and tales have spun gold out of the concept of extrasensory perception (often referred to as ESP). Consider popular television shows and films like Medium and The Sixth Sense. People are fascinated with the paranormal - Ouija bo... http://hansrichard.articlealley.com/insight-into-psychic-abilities-1607680.html 18th June 2010 Yoga to Strengthen Your Arms I was at work the other day and a co-worker of mine who takes Yoga classes suddenly started pumping a 20 pound dumbbell he had nestled in his cubicle. Being that he does this rather frequently, I asked why and his response was "Oh, my yoga classes don't... http://hansrichard.articlealley.com/yoga-to-strengthen-your-arms-1607679.html 18th June 2010 The Effects of PH on Weight It is a fact that over 75% of people who lose weight put that weight back on within a year and of those who put it back on a further 50% will actually put on more weight than they started with in the first place! How is that for a scary fact? What I... http://hansrichard.articlealley.com/the-effects-of-ph-on-weight-1607675.html 18th June 2010 Are You Bored at the Gym? Every now and then I catch myself stuck in the same routine and my workout starts to get a little boring. I know this is starting to happen when it gets easy to miss my regular workout. Recently, I noticed this had happened when I easily talked myself o... http://hansrichard.articlealley.com/are-you-bored-at-the-gym-1607674.html 18th June 2010 Ten Mesothelioma Treatment Options As with any cancer, treatment for Mesothelioma depends on the location of the cancer, the progression of the disease, the age as well as state of health of the patient. It is the oncologist who specializes in the disease who will decide on the line of ... http://hansrichard.articlealley.com/ten-mesothelioma-treatment-options-1607672.html 18th June 2010 Things You Should Know about Nutritional Supplements Nutritional supplements refers to a wide range of products that are designed to enhance your health, improve athletic performance, or otherwise affect your physical or mental well being. These can include vitamins, sports supplements, weight loss products... http://hansrichard.articlealley.com/things-you-should-know-about-nutritional-supplements-1564583.html 24th May 2010 Managing Metabolism in Women through Supplements Here's a test: define metabolism. Go ahead, what is it? If you said it's how fast you burn calories, you're partially right. Your metabolic rate does determine the number of calories your body burns. But your metabolism governs more than just your metabol... http://hansrichard.articlealley.com/managing-metabolism-in-women-through-supplements-1564575.html 24th May 2010 Why Mesothelioma Is Preventable Mesothelioma is a type of cancer that is caused by exposure to asbestos. This disease attacks the protective lining that covers most of the body's internal organs and in almost all cases is fatal, although new treatments for cancer are always underdevelop... http://hansrichard.articlealley.com/why-mesothelioma-is-preventable-1564564.html 24th May 2010 A Different Kind of Yoga Has anyone heard of Hindu-Push ups? If you haven't, boy have I got news for you. Quite simply, they work (they almost made me forego yoga till I found it was actually Yogic) and you need to check them out. In doing research for an article I wrote a ... http://hansrichard.articlealley.com/a-different-kind-of-yoga-1564538.html 24th May 2010 Easy Ways to Burn Calories 1) Move More Sedentary people burn about one-third less calories per day. By simply taking every opportunity to move can make quite a dramatic difference to the amount of calories you burn in one day. Small movements will add up over time to lots of c... http://hansrichard.articlealley.com/easy-ways-to-burn-calories-1564494.html 24th May 2010 Week One of Your Weight-Loss Program The idea of the weight loss program is to be able for you to develop a consistent approach to weight loss as well as a healthy endurance when exercising. The weight loss program's objective is to get rid of the excesses in your body, the excess fat. Not... http://hansrichard.articlealley.com/week-one-of-your-weightloss-program-1534719.html 06th May 2010 What Is the Glycemic Index? Not so long ago, the media reported that we should reduce our fat intake for health reasons. Consequently, carbohydrates came under the spotlight and a new trend developed: eat less fat and fill up on carbs. Carbohydrates may be low in fat, but eat too... http://hansrichard.articlealley.com/what-is-the-glycemic-index-1534718.html 06th May 2010 Formulating a Sustainable Weight Loss Plan Are you not sure how to create a healthy weight loss diet plan? There are so many diets available that it can become difficult to stay focused on a weight loss diet plan that you can stick too. That is because most diets don't fit our individual needs. Fo... http://hansrichard.articlealley.com/formulating-a-sustainable-weight-loss-plan-1534713.html 06th May 2010 Dieting in a Fast-Paced World Staying on your diet can be a challenge for anyone, but for a busy working mom the challenges can be especially tough. A busy lifestyle can make it impossible to get to the gym for a daily workout, prepare your meals ahead of time, or even to remember to ... http://hansrichard.articlealley.com/dieting-in-a-fastpaced-world-1534712.html 06th May 2010 Low APR Credit Cards - How To Protect Them A low APR credit card is the best option for securing credit by far. The lower your interest rate is, the less you have to pay for borrowing money and using your card. Yet, it is very clear to most of us that our credit score is the main factor in what ... http://hansrichard.articlealley.com/low-apr-credit-cards--how-to-protect-them-1500784.html 14th April 2010 Understand Your Cash Back Credit Card Cash back credit cards are great for those who pay off their balances every month and don't require a super-low interest rate. For the reward seeker who wants cold hard cash in exchange for his or her credit card loyalty, cash back credit cards pay you ca... http://hansrichard.articlealley.com/understand-your-cash-back-credit-card-1500783.html 14th April 2010 Instant Credit Cards - Immediate Gain? Tempted to grab those instant credit cards at the checkout counters of your favourite stores to get those cool discounts? Before you sign on the dotted line, you may want to read the fine print. Some companies offering instant card approval may not be pac... http://hansrichard.articlealley.com/instant-credit-cards--immediate-gain-1500779.html 14th April 2010 HSBC - An Organization As Diverse As Its Offerings HSBC is an international banking entity with over 10,000 offices in more than 80 countries on five of the seven continents (and if anyone is going to be banking on Antarctica anytime soon, I'd bet it'd be these people). Many of the founding companies of t... http://hansrichard.articlealley.com/hsbc--an-organization-as-diverse-as-its-offerings-1500774.html 14th April 2010 How To Utilize A Collection Agent To Repair Your Credit Your credit rating is determined by your credit report. If you obtain a loan from a bank, credit card company, or other loan establishment, your ability to make your payments on time is reported to a credit reporting agency. Credit reporting agencies then... http://hansrichard.articlealley.com/how-to-utilize-a-collection-agent-to-repair-your-credit-1465274.html 23rd March 2010 To Repair Your Credit With Credit Advice Budgeting is a skill, like anything else, and takes practice. Some people have a natural aptitude for managing their income and staying in positive standing with their debtors. Most people have some kind of debt, whether it's a credit card bill, a mortgag... http://hansrichard.articlealley.com/to-repair-your-credit-with-credit-advice-1465273.html 23rd March 2010 Obtaining Your Credit Card Reward There are many credit card deals that are aimed at people with a lot of debt to manage. These credit card deals offer 0% balance transfer rates and low long term interest rates to credit card customers. But people who pay off their credit card balance in ... http://hansrichard.articlealley.com/obtaining-your-credit-card-reward-1465263.html 23rd March 2010 Obtaining The Lowest Interest Rate For Your Credit Card Everyone needs credit these days and credit cards have become a part and parcel of everyone's life. But man has woven a credit card debt trap around itself. To avoid this debt trap low rate credit cards have been introduced. A low rate credit card is usua... http://hansrichard.articlealley.com/obtaining-the-lowest-interest-rate-for-your-credit-card-1465259.html 23rd March 2010 Searching The Best Cash Back Credit Cards To Suit Your Lifestyle With so many different types of credit card, the task of picking the appropriate card with the appropriate deal can seem perplexing at best. The reason, of course, for so many offers is that all consumers are different in one way or another and in order t... http://hansrichard.articlealley.com/searching-the-best-cash-back-credit-cards-to-suit-your-lifestyle-1465252.html 23rd March 2010 Easy Credit Repair By Yourself We all know that credit is important, but what should we do if we are in need of credit repair? I know if were to find that my credit was in trouble, I would want to solve the problem myself rather than pay someone to do it. Credit repair is a serious thi... http://hansrichard.articlealley.com/easy-credit-repair-by-yourself-1465249.html 23rd March 2010 Does Your Child Know About a Credit Card? From the early childhood on, we try to teach our children the basic knowledge for adult life - how to keep room in order, how to eat healthily, how to communicate with people. Modern life requires that parents should start teaching kids how to spend money... http://hansrichard.articlealley.com/does-your-child-know-about-a-credit-card-1465248.html 23rd March 2010 CreditCard Account - Be Shrewd With It The society we live in today makes it more and more difficult to manage without a creditcard account. We are told that it is the safest way to buy things over the internet or abroad as purchases are often covered by insurance. We can use it to manage o... http://hansrichard.articlealley.com/creditcard-account--be-shrewd-with-it-1465242.html 23rd March 2010 Insurance: Is It Correct for You? Credit insurance protects the loan on the chance that you can't make your payments. Credit insurance usually is optional, which means you don't have to purchase it from the lender. In fact, the Federal Trade Commission (FTC), the nation's consumer protect... http://hansrichard.articlealley.com/insurance-is-it-correct-for-you-1465234.html 23rd March 2010 Credit Cards Having Bad Credit If you have less than perfect credit, you may have seen ads promising you a credit card regardless of your credit history or job status. Most of these ads are actually for a secured credit card, which can be a great way to rebuild your credit. Your credit... http://hansrichard.articlealley.com/credit-cards-having-bad-credit-1465233.html 23rd March 2010