Donald Lusan's Articles http://www.articlealley.com en-us editorial@articlealley.com Cheap Life Insurance Quote - Getting The Most For Your Money You want a cheap life insurance quote. You have come to the conclusion that you need to buy some life insurance coverage to protect your family from your premature death, you want a cheap policy from a top rated carrier. What exactly is the best way to go... http://donaldlusan.articlealley.com/cheap-life-insurance-quote--getting-the-most-for-your-money-2405940.html 17th January 2012 30 Year Term Life Insurance Premiums Are Surprisingly Low The 30 year term life insurance premiums are quite low when you take into consideration what can be accomplished when you buy this policy. As most people know the longer your policy is built to last the higher the premium. If you buy a 20 year level te... http://donaldlusan.articlealley.com/30-year-term-life-insurance-premiums-are-surprisingly-low-1888449.html 07th December 2010 Permanent Life Insurance If Your Problem Is Permanent You should buy permanent life insurance if you have a permanent problem. Many people try to solve permanent needs with temporary life insurance. Term life insurance provides coverage for a limited period of time, thus it is temporary insurance. Whole l... http://donaldlusan.articlealley.com/permanent-life-insurance-if-your-problem-is-permanent-1824053.html 03rd November 2010 Buy Term Life Insurance For Temporary Needs You may want to consider term life insurance whether your need is short term or long term. You should appreciate though that term insurance is temporary insurance. What do I mean by that? Why Do You Need Term Insurance? If you need to protect your f... http://donaldlusan.articlealley.com/buy-term-life-insurance-for-temporary-needs-1824045.html 03rd November 2010 Is No Medical Exam Life Insurance For Older People Dead? Want no medical exam life insurance? Up until very recently it was probable to get some life insurance up until age 65 without having to do a full blown medical examination. Quite a few people were able to get these policies. The whole thing was based on ... http://donaldlusan.articlealley.com/is-no-medical-exam-life-insurance-for-older-people-dead-1806779.html 21st October 2010 Life Insurance - Differences Between Term And Whole Life Premiums Explained Why is there such a difference between term and whole life insurance premiums? Term life is so much cheaper. Perhaps the best way to explain this is to look at what is probably the purest type of life insurance, the yearly renewable term policy. As one... http://donaldlusan.articlealley.com/life-insurance--differences-between-term-and-whole-life-premiums-explained-1533022.html 05th May 2010 Life Insurance With No Exam Necessary Many people can qualify for life insurance with no exam necessary, even people who wait to apply in later years. They can get life insurance with no exam up until age 65. As you get older you would normally see the life insurance buying process as a chore... http://donaldlusan.articlealley.com/life-insurance-with-no-exam-necessary-1525181.html 29th April 2010 Review Life Insurance Needs - Keep Insurance Portfolio Up To Date It is just simple common sense to review life insurance needs each year. The amount of coverage you now own may be too little or, in some rare cases, too much. Life insurance is intended to protect the income of the breadwinner. It is designed to replace ... http://donaldlusan.articlealley.com/review-life-insurance-needs--keep-insurance-portfolio-up-to-date-1422980.html 01st March 2010 Term Insurance Quotes - Prepare Before You Get Quotes Are you looking for quality term insurance quotes? Have you determined how much you need? Do you know what type of term insurance is best for you? Getting suitable term insurance quotes and buying the right life insurance policy is a simple process. If yo... http://donaldlusan.articlealley.com/term-insurance-quotes--prepare-before-you-get-quotes-1419216.html 26th February 2010 Term Life Insurance With No Medical, No Physical, No Doctor Exam More and more people are buying term life insurance with no medical, no physical or no exam by a doctor, paramedic or nurse. The convenience of actually printing out your policy there and then seems to appeal to buyers a great deal. The surprising thing i... http://donaldlusan.articlealley.com/term-life-insurance-with-no-medical-no-physical-no-doctor-exam-1208343.html 30th October 2009 Term Insurance - What It Can Do For You What is term insurance? This is one of the questions I get from time to time. People want to know how it works. What are the advantages to owning a term policy? What are the disadvantages? Term insurance is simply a policy designed to take care of a sp... http://donaldlusan.articlealley.com/term-insurance--what-it-can-do-for-you-596129.html 13th August 2008 Life Insurance Proceeds - Managing Your Windfall Your spouse dies and you are aware that s/he had a sizable life insurance policy. You welcome your new acquired wealth but you are not certain how to handle it. For someone accustomed to handling large sums of money there is no problem but for the average... http://donaldlusan.articlealley.com/life-insurance-proceeds--managing-your-windfall-533745.html 08th May 2008 No Exam Life Insurance - Are We Paying Attention? Is no exam life insurance a new thing? If you read some of the writings on the subject you would think it is. The fact is that the idea is not new at all. Life insurance companies have been issuing policies on a non medical basis for a very long time. The... http://donaldlusan.articlealley.com/no-exam-life-insurance--are-we-paying-attention-496339.html 26th March 2008 Life Insurance - Why We Buy Life Insurance Why do people buy life insurance? We work hard for a living. Sometimes the income earned affords us a comfortable life. In other cases we just barely make ends meet. Why then should we purchase a product that pays when we die? In some cases these policies... http://donaldlusan.articlealley.com/life-insurance--why-we-buy-life-insurance-494693.html 25th March 2008 No Medical Exam Life Insurance - What Is Going On Here? No Medical Exam Life Insurance. What is going on here? Is this new? The way people act one would think that this is an entirely new idea. The fact is that the "no medical exam" idea is not new at all. It has been around for years. In recent years, however... http://donaldlusan.articlealley.com/no-medical-exam-life-insurance--what-is-going-on-here-473679.html 13th February 2008 The Effect Of Life Insurance -The Death Of A Breadwinner The effect of life insurance after the death of a breadwinner can be interesting to observe. I guess it would be best to first look at the situation without life insurance. A hypothetical example may also help. Jim is age 42, married and has 2 children... http://donaldlusan.articlealley.com/the-effect-of-life-insurance-the-death-of-a-breadwinner-465221.html 01st February 2008 Whole Life Insurance Options Whole life insurance is the plan of choice for many people. There are many variations to this plan. It may be a good thing to look at some of them. We will begin by examining the basic whole life policy. Whole Life Insurance What is a whole life pol... http://donaldlusan.articlealley.com/whole-life-insurance-options-465219.html 01st February 2008 Buy Life Insurance - Increase Spendable Income Have you ever considered that when you buy life insurance you increase your spendable income? We all have responsibilities that we pay special attention to. We have to save for retirement. We must create an emergency fund, just in case. Surely we take car... http://donaldlusan.articlealley.com/buy-life-insurance--increase-spendable-income-234819.html 01st November 2007 Life Insurance Quandary We all know that at some point in our lives the prudent thing to do is to buy some life insurance. Some people have definite ideas as to the type and amount necessary to fulfill their needs. Others find themselves in a decision making dilemma. These peopl... http://donaldlusan.articlealley.com/life-insurance-quandary-220129.html 27th September 2007 10 Year, 20 Year And 30 Year Term Life Insurance Let us take a look at the 10 year, 20 year and 30 year term life insurance policies. You know, you have a bunch of great policies that the public can choose from, however, for some reason there are certain ones that just stand out. They tend to stand w... http://donaldlusan.articlealley.com/10-year-20-year-and-30-year-term-life-insurance-184759.html 11th July 2007 Partnership Life Insurance A partnership is fairly simple to set up. Two or more people get together with the intent of going into business; they get the appropriate licenses and file the necessary papers with the State and you are in business. When the areas of expertise of these ... http://donaldlusan.articlealley.com/partnership-life-insurance-22669.html 05th January 2006 In Praise Of Whole Life Insurance Whole life insurance even though it is not the least expensive life insurance policy you can buy can still fulfill the needs of some. Why some people have such an aversion to this policy I will never understand. Term insurance is also good insurance and c... http://donaldlusan.articlealley.com/in-praise-of-whole-life-insurance-22668.html 05th January 2006 Level Term Life Insurance Buying level term life insurance is a simple matter if we know exactly what type we want before hand. There are several types to choose from; each serving a different need and each bought for a different purpose. Let us take some time to examine some of t... http://donaldlusan.articlealley.com/level-term-life-insurance-22667.html 05th January 2006 Term Life Insurance Quotes For Everyone Everybody is running out to get term life insurance quotes now. May, be the phrase I should use is, going online to get quotes. Is it that the number of people interested in life insurance have increased dramatically with nothing driving them, or is the r... http://donaldlusan.articlealley.com/term-life-insurance-quotes-for-everyone-9194.html 19th September 2005