Marco Terry's Articles http://www.articlealley.com en-us editorial@articlealley.com Dealing With Slow Paying Commercial Customers Slow paying customers can drain your company's resources and create a serious drag on your company's cash flow. In an ideal world, the best way to avoid slow paying customers is not to sign them on in the first place. But in reality things are never that ... http://marcoterry.articlealley.com/dealing-with-slow-paying-commercial-customers-2399213.html 19th December 2011 Financing a Pipeline Maintenance Company Although the natural gas and petroleum industry is doing very well, finding business financing for pipeline maintenance companies that serve this industry remains very challenging. Many are small or medium sized family owned companies that can have a diff... http://marcoterry.articlealley.com/financing-a-pipeline-maintenance-company-2363480.html 03rd October 2011 An Emergency Business Financing Alternative At one time or another, most businesses will run into cash flow problems. This happens even to the best managed businesses. It's not unusual for a business owner to be so focused in managing operations or servicing clients that they lose sight of their ca... http://marcoterry.articlealley.com/an-emergency-business-financing-alternative-2363465.html 03rd October 2011 Business Financing For Companies that Can't Get a Business Loan Although the recession officially ended a few years ago, the economy is still reeling from the economic after-shocks of the credit bubble. One of the most difficult challenges that small business owners are facing is the lack of conventional business fina... http://marcoterry.articlealley.com/business-financing-for-companies-that-cant-get-a-business-loan-2353052.html 21st September 2011 Business Financing For Companies with Negative Equity Most businesses are still feeling the effects of the past recession in one way or another. The most affected businesses are finding themselves with more liabilities that assets, leaving them with a negative equity situation. Unless handled correctly, this... http://marcoterry.articlealley.com/business-financing-for-companies-with-negative-equity-2353047.html 21st September 2011 How to Finance a New or Growing Trucking Company Trucking companies tend to be cash intensive businesses. To grow the company beyond the proverbial one person one truck business you will need access to capital or business financing. The big challenge is finding - and obtaining - business financing in th... http://marcoterry.articlealley.com/how-to-finance-a-new-or-growing-trucking-company-2353046.html 21st September 2011 Financing a Property Preservation Company Out of challenge comes opportunity. The real estate bust has forced a number of banks , trusts and real estate companies to foreclose on properties. Basically, they were transformed from being mortgage holders into being property owners, at least until th... http://marcoterry.articlealley.com/financing-a-property-preservation-company-2251072.html 26th May 2011 How an Invoice Factoring Transaction Is Structured Invoice factoring is a form of business financing that has been gaining a lot of notoriety in recent years. It is a specialized form of business financing that is designed to help companies that offer net 30 to net 60 terms to their customers, but can't a... http://marcoterry.articlealley.com/how-an-invoice-factoring-transaction-is-structured-2251070.html 26th May 2011 Two Ways to Finance Your Government Sales The U.S. government buys billions of dollars worth of products and services from commercial companies every year. This has held true even during the credit crunch and recession of the past few years, making government sales one of the more attractive oppo... http://marcoterry.articlealley.com/two-ways-to-finance-your-government-sales-2251068.html 26th May 2011 How to Finance a Growing Transportation Carrier Now that the recession is over and the economy is growing again, transportation companies are finally seeing some growth themselves. However, conditions are more difficult than they were before and most shippers are paying their freight bills slowly. Invo... http://marcoterry.articlealley.com/how-to-finance-a-growing-transportation-carrier-2207354.html 04th May 2011 How to Handle a Cash Shortage with Invoice Factoring Most companies experience cash shortages at one time or another. This article will explain how to address a common problem that causes shortages and will also suggest some strategies to del with them. However, this article should not replace the advice of... http://marcoterry.articlealley.com/how-to-handle-a-cash-shortage-with-invoice-factoring-2207353.html 04th May 2011 One Way to Solve Your Toughest Cash Flow Problem One of the most challenging situations a business owner can run into is having a lot of invoices that will be paid in 60 days, a lot of expenses that need to be paid now, and not enough cash in the bank to pay the bills. This is a very common situation fo... http://marcoterry.articlealley.com/one-way-to-solve-your-toughest-cash-flow-problem-2207352.html 04th May 2011 Using Your Slow Paying Invoices to Finance your Company One of the more troubling by-products of the recent credit crunch is that many companies implemented immediate measures to conserve cash. One of those measures was increasing how long they take to pay invoices. In the past, most commercial transactions we... http://marcoterry.articlealley.com/using-your-slow-paying-invoices-to-finance-your-company-2207350.html 04th May 2011 Financing a Business After a Recession Although the recession has been technically over for a while, finding business financing remains almost as challenging as it was during the worst part of it. This is due to a combination of lending institutions being in bad financial shape and lenders bei... http://marcoterry.articlealley.com/financing-a-business-after-a-recession-2132805.html 21st March 2011 Financing a Freight Carrier During a Credit Crunch The transportation industry was very affected by the recession that finished in 2009. Although the recession has formally ended, the credit crunch that started with the recession is still ongoing and will remain so for the foreseeable future. Although som... http://marcoterry.articlealley.com/financing-a-freight-carrier-during-a-credit-crunch-2132804.html 21st March 2011 How to Fund your Freight Bills Using Factoring Most new and growing transportation companies have one thing in common - cash flow problems. Unless they have a quick pay set up with their clients, most freight shippers and carriers can expect their bills to be paid in 30 to 45 days. This can be a probl... http://marcoterry.articlealley.com/how-to-fund-your-freight-bills-using-factoring-2132801.html 21st March 2011 What to Do if your Business Loan Application Is Rejected Going through the business loan application process with a financial institution can be a challenging and time consuming task. Preparing the application package usually requires a lot of effort and time while you collect the relevant information - past ta... http://marcoterry.articlealley.com/what-to-do-if-your-business-loan-application-is-rejected-2132799.html 21st March 2011 How to finance a Startup Freight Brokerage with Factoring One industry that is improving, along with the economy, is transportation. Many existing transportation carriers and freight brokers are seeing their revenues increase as the industry picks up. The improved economic outlook and the condition of the indust... http://marcoterry.articlealley.com/how-to-finance-a-startup-freight-brokerage-with-factoring-1888684.html 07th December 2010 How to Use a Factoring Company to Finance your New Business Although the economy still has challenges, most experts agree that conditions are improving. Unfortunately, this does not mean that getting conventional business financing will be easier. The sad truth is that many lending institutions are still licking t... http://marcoterry.articlealley.com/how-to-use-a-factoring-company-to-finance-your-new-business-1888679.html 07th December 2010 Understanding an Invoice Factoring Transaction Factoring is rapidly becoming a common way to finance a business, especially now that business loans are difficult to get. It is a good business financing tool that can work very well for growing companies - or companies that have cash flow problems. I... http://marcoterry.articlealley.com/understanding-an-invoice-factoring-transaction-1888677.html 07th December 2010 Dealing with a Cash Flow Nightmare Corporate cash flow nightmares are more common than most people think. Thanks to the current uncertainty about the economy, many companies have started delaying payments to their suppliers. They still pay, but they pay later. Two years ago, invoices usual... http://marcoterry.articlealley.com/dealing-with-a-cash-flow-nightmare-1717606.html 25th August 2010 Financing your Business by Leveraging Your Customers Credit Finding a way to finance your business in the current economic environment remains pretty difficult. Most institutions have tightened their business financing standards and will only offer business loans to large companies that have substantial assets an... http://marcoterry.articlealley.com/financing-your-business-by-leveraging-your-customers-credit-1717604.html 25th August 2010 Financing Your Business Without Investors Finding business financing for a company has always been a challenge. to complicate matters, the current economic environment has made it a nearly impossible task to find investors. Nowadays, investors are looking for safe investments, and unfortunately,... http://marcoterry.articlealley.com/financing-your-business-without-investors-1714320.html 20th August 2010 How to Fix Cash Flow Problems from Slow Paying Clients Large companies usually pay their invoices in 30 to 45 days. It's a standard practice in which few companies make any exceptions. Lately, due to the past recession, companies have started lengthening their payment times. Many now pay their invoices in 60 ... http://marcoterry.articlealley.com/how-to-fix-cash-flow-problems-from-slow-paying-clients-1714317.html 20th August 2010 How to Get Customers to Pay on Time Having customers that pay their invoices on time is critical to the success of any business. Late paying customers affect your cash flow and therefore your ability to meet your own obligations. In most commercial transactions customers pay their invoices ... http://marcoterry.articlealley.com/how-to-get-customers-to-pay-on-time-1714316.html 20th August 2010 Preventing Cash Flow Problems by Factoring Invoices Most growing companies run into cash flow problems at one time or another. The recent recession has made this problem all too common, forcing managers to find strategies to cope with these problems. Many cash flow problems are caused by customers delaying... http://marcoterry.articlealley.com/preventing-cash-flow-problems-by-factoring-invoices-1714313.html 20th August 2010 Financing a Commercial Cleaning and Janitorial Company with Invoice Factoring Most commercial cleaning and janitorial companies are small businesses - started by entrepreneurs who had an idea and plenty of motivation. Few, however, have plenty of capital. But that is understandable because janitorial companies tend to be easy to st... http://marcoterry.articlealley.com/financing-a-commercial-cleaning-and-janitorial-company-with-invoice-factoring-1712654.html 20th August 2010 How Invoice Factoring can Replace a Line of Credit Most businesses will need some form of business financing to succeed. One of the most common forms of business financing is a line of credit. As opposed to a business loan, a revolving line of credit can be drawn upon when needed. For example, companies l... http://marcoterry.articlealley.com/how-invoice-factoring-can-replace-a-line-of-credit-1712652.html 20th August 2010 How to Finance a Demolition Company with Construction Factoring Finding business financing for any small or medium sized company in the construction industry has always been a challenge. As an industry, construction has always been difficult to finance. This is in part because each contract carries a lot of risk since... http://marcoterry.articlealley.com/how-to-finance-a-demolition-company-with-construction-factoring-1712650.html 20th August 2010 How to Fix your Biggest Cash Flow Problem Own a company that has cash flow problems? Learn how to solve the biggest and most common cash flow problem. The most common cash flow problem that companies have occurs because clients pay their invoices in net 30 (or net 60) day terms rather than pay... http://marcoterry.articlealley.com/how-to-fix-your-biggest-cash-flow-problem-1707527.html 18th August 2010 How to Use Factoring to Finance your Food Distribution Company Learn how invoice factoring financing can be used to finance a growing food distribution company. Factoring is an alternative form of financing. Food distribution companies tend to be cash flow intensive, They are constantly receiving products from sup... http://marcoterry.articlealley.com/how-to-use-factoring-to-finance-your-food-distribution-company-1707525.html 18th August 2010 Using Freight Bill Factoring to Fund your Transportation Company Do you own a transportation company that needs funding? Read this article to learn how to finance your transportation carrier or freight broker using factoring. Most transportation company owners have to constantly juggle responsibilities. They have to... http://marcoterry.articlealley.com/using-freight-bill-factoring-to-fund-your-transportation-company-1707524.html 18th August 2010 How to Finance a Pallet Manufacturing and Distribution Company The pallet manufacturing and distribution industry is very competitive. Whether you are manufacturing pallets, distributing them or both - managing income and expenses can be very challenging. You have to work with suppliers that demand quick or immediate... http://marcoterry.articlealley.com/how-to-finance-a-pallet-manufacturing-and-distribution-company-1702180.html 16th August 2010 How to Finance an IT Company The field of Information technology (IT) is full of small and medium sized companies that are vying for customers and for position. Surviving in this cutthroat industry requires that owners manage their businesses, especially their cash flow, very careful... http://marcoterry.articlealley.com/how-to-finance-an-it-company-1702179.html 16th August 2010 How to Finance your Machining and Metal working Company Most machine shops tend to be very cash flow intensive companies. They have to handle purchase orders, pay suppliers, handle payroll and collect from clients. All these events have to happen with the right timing for the business to be successful. And usu... http://marcoterry.articlealley.com/how-to-finance-your-machining-and-metal-working-company-1702173.html 16th August 2010 Funding your Midsized Company in Turbulent Times Most midsized companies have always been in a peculiar position when they seek financing. Often times they are too big to qualify for most small business financing packages, and too small to qualify with large financial institutions. Although many provide... http://marcoterry.articlealley.com/funding-your-midsized-company-in-turbulent-times-1609278.html 20th June 2010 One Way to Fix your Business Cash Flow Problems Sooner or later, almost every business will run into cash flow problems. Although ideally you want to prevent these problems, this is not always possible. Part of running a business involves, at times, living a little bit on the edge. Sometimes, you go a ... http://marcoterry.articlealley.com/one-way-to-fix-your-business-cash-flow-problems-1540947.html 11th May 2010 Using Accounts Receivable Factoring to Enhance your Cash Flow Managing your company's cash flow can be a tedious but critical task. If you operate your business like most other managers, you probably pay your supplier invoices in about 30 days. Likewise, your clients probably pay your invoices in about 30 days as we... http://marcoterry.articlealley.com/using-accounts-receivable-factoring-to-enhance-your-cash-flow-1438386.html 09th March 2010 How to Use Invoice Factoring to Finance a Staffing Agency Although the economy is recovering, the strength and duration of the recovery remain uncertain. Because of this, many companies are reluctant to hire permanent employees, opting instead to use a temporary staffing agency to fulfill their personnel needs. ... http://marcoterry.articlealley.com/how-to-use-invoice-factoring-to-finance-a-staffing-agency-1438385.html 09th March 2010 How to Fund a Company with Invoice Financing Business owners are usually surprised that a business that has solid income can actually have serious cash flow problems. Sounds like a contradiction, but consider that income is usually booked when you invoice the client - not when they pay. And in the c... http://marcoterry.articlealley.com/how-to-fund-a-company-with-invoice-financing-1404189.html 18th February 2010 How to Finance your Trucking Company with Freight Factoring Fuel. Repairs. Salaries. These three items are ever present in the minds of trucking company owners. These are the three most important expenses of any trucking company and they need to be paid regularly and on time. Making these payments on time can... http://marcoterry.articlealley.com/how-to-finance-your-trucking-company-with-freight-factoring-1330939.html 07th January 2010 Invoice Financing as a Business Loan Alternative Having a business loan application rejected can be a very heavy blow for a business. Ultimately, this may mean that the business will not be to invest for growth - or not be able to cover certain expenses. For many companies, having business financing is ... http://marcoterry.articlealley.com/invoice-financing-as-a-business-loan-alternative-1278372.html 08th December 2009 Improving Your Company's Cash Flow with Invoice Financing Managing the cash flow of a growing business is a constant juggle for company managers. On the revenue side, most of your clients want to pay their invoices on 30 to 60 days. On the expense side, you have to deal with many immediate expenses that have di... http://marcoterry.articlealley.com/improving-your-companys-cash-flow-with-invoice-financing-1278370.html 08th December 2009 What is Invoice Financing? Let's examine a situation that is all too common in business. A small business lands a contract to supply products or services to a large company. It's a solid contract that calls for ongoing deliveries and will be very profitable for your company. Howev... http://marcoterry.articlealley.com/what-is-invoice-financing-1278360.html 08th December 2009 Factoring Financing for Canadian Staffing Agencies Of all the responsibilities that temporary staffing agency owners have, none is more important than payroll. Employees are the lifeline of the business and making sure they are paid in time goes a long way at ensuring your company has smooth operations. P... http://marcoterry.articlealley.com/factoring-financing-for-canadian-staffing-agencies-1248696.html 24th November 2009