Lance Williams's Articles http://www.articlealley.com en-us editorial@articlealley.com Can you afford the house you want? If you have been thinking of moving to a new home the one thing that has definitely crossed your mind is whether you can afford the new home that you have chosen. This clearly depends on the amount that you borrow from your lender and the total amount of ... http://lancewilliams.articlealley.com/can-you-afford-the-house-you-want-1399196.html 16th February 2010 New retirement savings plan - Roth 401(k) coming into effect The Retirement savings plan, Roth 401(k) introduced by the Economic Growth and Tax Relief Reconciliation Act, 2001 will come into force from January 2006. Unlike a traditional 401(k) Retirement Plan, a Roth 401k plan applies to all employees but the latte... http://lancewilliams.articlealley.com/new-retirement-savings-plan--roth-401k-coming-into-effect-18837.html 09th December 2005 Negative-Amortization : Why Fear ? Mortgage terms have always been confusing. This is an attempt to get the Negative Amortization process clear to you. Amortization is the process of repaying the principle borrowed in full within the term settled on .But as the term 'negative' is added ... http://lancewilliams.articlealley.com/negativeamortization--why-fear--1888.html 22nd May 2005 Shared appreciation mortgage Mortgages are gaining in importance as a financing option with the Americans. With this growing popularity comes the innovation in the existing types of mortgages to suit different interests. This is an attempt to elaborate on one of these terms-shared ap... http://lancewilliams.articlealley.com/shared-appreciation-mortgage-1762.html 12th May 2005 Mortgage - Harvesting Time for Consumers Mortgages are for a lifetime today and there is absolutely no trend of savings and 'burning the mortgage' party. Your home equity is more than enough to pay your expenses from. It is one bankable asset. Mortgages help you attain the home and also teaches... http://lancewilliams.articlealley.com/mortgage--harvesting-time-for-consumers-1722.html 10th May 2005