http://www.articlealley.com en-us editorial@articlealley.com Disability insurance is the mutual agreement between the policy provider and the beneficiary in which the provider agrees to pay a certain amount of money to the beneficiary on certain unexpected event leading to a disability, which incapacitates the pers... http://ritaroy.articlealley.com/disability-insurance-101-what-you-absolutely-need-to-know-2292.html 16th June 2005