http://www.articlealley.com en-us editorial@articlealley.com A credit union is a non-profit financial organization that is owned and regulated by its members through a representative electoral board of directors nominated from the membership itself. A member of a credit union can deposit or withdraw the money from ... http://www.articlealley.com/article_42253_19.html 06th April 2006 The airline credit card came into existence when credit card companies realized the profitability of teaming up with airline companies to provide better incentives and opportunities for consumers to encourage spending. Luckily for the credit card companie... http://www.articlealley.com/article_42247_19.html 06th April 2006 Being well versed in the art of personal finance and managing personal expenses is one of the first things every college going student must know. The moment your child sets foot inside the college campus, he or she will be flooded with a lot of credit car... http://www.articlealley.com/article_42220_19.html 06th April 2006 How will you react if you get a call one fine day from the collection agency stating that you are liable for charges on your account that have not been made by you? You will definitely get angry, lambast the credit card company and take the legal course. ... http://www.articlealley.com/article_42212_19.html 06th April 2006 You might have encountered a situation where you chance upon an attractive pink dress for your girlfriend. The moment you give the credit card to complete the transaction, the card is declined. Frustrated, you call up the credit card company only to know ... http://www.articlealley.com/article_41998_19.html 05th April 2006 One of the most important factors a person considers when choosing a credit card is the interest rate. The interest rate is the rate which is computed on the card on a yearly basis. The grace period is the number of days remaining before you make your out... http://www.articlealley.com/article_41978_19.html 05th April 2006 Have you ever imagined how much of your money is literally going waste as interest payments on credit cards? The average family in the United States is knee-deep in debt with a liability of around $7500 as credit card payments. About $1000 is paid as inte... http://www.articlealley.com/article_41970_19.html 05th April 2006 A divorcee who remarries has to call up the customer service division of the credit company and inform them about the change in the personal details. If a woman remarries and changes her name on the account, lenders have the right to review her account or... http://www.articlealley.com/article_41962_19.html 05th April 2006 The minimum payment or the minimum due is typically the minimal amount that you pay every month in order to avoid being late on your payments or going past due. You must pay the minimum due before the due date in order to prevent delinquency or defaulting... http://www.articlealley.com/article_41951_19.html 05th April 2006 Many credit card companies are turning towards offering gas rebates and discounts on gas considering the escalating prices of gas. Now you have an opportunity to fill your gas at a cost which is lesser than the market price with the help of a gas credit c... http://www.articlealley.com/article_41949_19.html 05th April 2006 Having a business platinum credit card is quite convenient and important in order to have enough purchasing power in the business to outdo your competitors. A business platinum card can help you with extra funds to purchase a certain commodity or service ... http://www.articlealley.com/article_41944_19.html 05th April 2006 Consolidation of credit card debt is one of the best ways in which you can get rid of credit card debt. You will see a lot of advertisements from financial eagles and credit counselors as to how you can cut down your interest rate and save those precious ... http://www.articlealley.com/article_41934_19.html 05th April 2006 Have you ever found yourself being billed for goods not delivered or billed twice for purchases from a website which has ultimately disappeared? It's time you stay clear of the nasty world of spam and spammy credit card websites. It is very important to ... http://www.articlealley.com/article_41930_19.html 05th April 2006 A person with a bad credit has a tough time getting his mortgage approved, a car purchase done or a college education funded. In fact many a time, you are not able to get credit or loan extended to you if you have a low credit rating. Even if you are able... http://www.articlealley.com/article_41877_19.html 05th April 2006 The balance transfer credit card can help you save money if you have an outstanding payment to make on one or more high interest credit cards. You can use the balance transfer feature to transfer you balance from your high interest credit card to the cred... http://www.articlealley.com/article_41825_19.html 05th April 2006 If you run a business or have just started one, you can avail of the benefits of a business credit card. These cards help you manage your finance and take care of the expenses for your office. There is a lot of competition among different credit companies... http://www.articlealley.com/article_41806_19.html 05th April 2006 A credit card is an agreement between the issuer (a financial organization or a bank) and the cardholder (you). The agreement becomes a binding contract when you sign it, indicating to the credit company or the issuer that you will pay them in future for ... http://www.articlealley.com/article_41800_19.html 05th April 2006 Conventional thinking leads us to understand that school and college going children do not have any special usage of the credit card, other than downloading the latest chartbuster or purchasing an occasional gift item. However in practicality, children to... http://www.articlealley.com/article_41789_19.html 05th April 2006 What is an instant approval credit card? You must have come across many credit card companies online claiming that you can apply for a credit card right away and it will be approved 'instantly'. However, it does not primarily mean that once your applicat... http://www.articlealley.com/article_41664_19.html 04th April 2006 A free prepaid debit card is a viable alternative to a credit card. If you are looking for a mode of payment which can save money and also help you manage your finances, then you can go for free prepaid debit cards. Prepaid debit cards are easier to apply... http://www.articlealley.com/article_41653_19.html 04th April 2006 Travel reward credit cards are a part of the credit card reward program that allows you to redeem cash or credit on your travel purchases. If you are a frequent flier, you can accumulate points using the travel reward credit card of your favorite airline... http://www.articlealley.com/article_41629_19.html 04th April 2006 An APR or the Annual Percentage Rate is the combination of monthly finance charges and interest rates expressed annually. Every credit card has different APRs. For example there is a certain rate of APR for purchases, cash advances and balance transfers. ... http://www.articlealley.com/article_41604_19.html 04th April 2006 Low interest credit cards are a great choice if you feel that you are paying too high interest rates on your credit cards. If you want to lower your credit card debt, then you can consider getting a credit which has a low rate of interest. Here are some o... http://www.articlealley.com/article_41579_19.html 04th April 2006 Reward credit cards come in different varieties. There is a different set of procedures for earning reward points and the ways in which you can redeem those points for rewards for different cards. There is a specialized field or area toward which a rewar... http://www.articlealley.com/article_41568_19.html 04th April 2006