http://www.articlealley.com en-us editorial@articlealley.com The general rule of thumb is that if you make one additional mortgage payment each year, you will reduce a 30 year mortgage down to about 22 years. However, keep in mind that if you make these additional payments, you must advise your lender - both on you... http://www.articlealley.com/article_49867_19.html 03rd May 2006