David Lorenson's Articles http://www.articlealley.com en-us editorial@articlealley.com Getting Out of Credit Card Debt If your monthly debt payments, excluding mortgage or rent, exceed 20% of your income, your debts are a serious problem requiring action. Here are some basic alternatives for getting out of debt: Credit Counseling The Do It Y... http://www.articlealley.com/article_53473_19.html 15th May 2006