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<title>John Harris's Articles</title>
<link>http://www.articlealley.com</link>
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<webMaster>editorial@articlealley.com</webMaster>
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<title>Five Factors to Consider Before Investing in Residential Real Estate</title>
<description>During the past decade, many people have jumped into residential real estate investing. This was never so true as during the recent real estate boom. People read all the “get rich quick” schemes that litter the book shelves of libraries and book store...</description>
<link>http://www.articlealley.com/article_139085_33.html</link>
<pubDate>26th March 2007</pubDate>
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<title>The Real Estate Market May Soon Take an Upturn with Homes for Sale Inventories Back to Normal Levels</title>
<description>According to the February 19, 2007, issue of BusinessWeek, the homes for sale market has not crashed and is forecasting normal inventory levels for homes for sale by midyear. 

We have gone through quite a lot of up and down forecasts over the past few ...</description>
<link>http://www.articlealley.com/article_139083_33.html</link>
<pubDate>26th March 2007</pubDate>
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<title>Realtor Certifications — Should Your Realtor Have One?</title>
<description>In real estate display ads, you will see many realtors with initials listed behind their names. These are realtor designations, representing the certifications held by the realtors. Here are just a few realtor designations:

•	ABR — The abbreviation...</description>
<link>http://www.articlealley.com/article_139082_33.html</link>
<pubDate>26th March 2007</pubDate>
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<title>Before Purchasing a Homes for Sale, Check Out the Condominiums on the Market</title>
<description>When considering to purchase homes for sale, we generally think first of single-family homes. There are many advantages, however, to condominiums that single-family homes for sale cannot give you.

According to the National Association of Realtors, cond...</description>
<link>http://www.articlealley.com/article_139080_33.html</link>
<pubDate>26th March 2007</pubDate>
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<title>How Important Is an Attorney to Your Real Estate Transaction?</title>
<description>Would you sign your name to a multi-million-dollar contract for the company for which you work without an attorney first looking it over? Probably not, because it is your fiduciary responsibility to ensure there is no adverse language in the contract. Yet...</description>
<link>http://www.articlealley.com/article_139079_33.html</link>
<pubDate>26th March 2007</pubDate>
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<title>Is the National Residential Real Estate Market Headed for a Depression in 2007?</title>
<description>At the beginning of 2006, the so named real estate “bubble” across the nation was leaking air. We read opposing views by economists, whose opinions graced the pages of national media and were dependent upon which economic theory they followed. It was ...</description>
<link>http://www.articlealley.com/article_125401_33.html</link>
<pubDate>01st February 2007</pubDate>
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<title>Homeowner Associations and Homes for Sale … What Buyers Need to Know</title>
<description>We all have heard of both good and bad opinions about homeowner associations (HOAs) from the people who have to deal with them as a resident right down to newspaper articles.  

One case in Jupiter, Florida, between resident George Andres and his develo...</description>
<link>http://www.articlealley.com/article_125399_33.html</link>
<pubDate>01st February 2007</pubDate>
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<title>The Current San Diego Market from the Realtors’ Perspective</title>
<description>We are inundated with the opinions of the so-called expert economists on the state of the real estate market; yet, they are forecasting from national or regional statistics. They are not “in the field” as are the San Diego realtors. 

I recently had...</description>
<link>http://www.articlealley.com/article_125397_33.html</link>
<pubDate>01st February 2007</pubDate>
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<title>Homes for Sale &amp; Taxes — What a Seller Needs to Know</title>
<description>In May of 1997, the tax code governing profit from the sale of a personal residence was changed. In the past, any gain from a home for sale could be taxed, unless rolled over into the purchase of a new home.

The new Internal Revenue Service rules are m...</description>
<link>http://www.articlealley.com/article_125394_33.html</link>
<pubDate>01st February 2007</pubDate>
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<title>Residential Real Estate and Water Damage Claims — What You Should Know</title>
<description>Homeowners’ insurance is a must for any owner of residential real estate. It has been around for many years, coming to the rescue of many real estate homeowners. Leaky pipes and their subsequent damage have been causing homeowners grief for an even long...</description>
<link>http://www.articlealley.com/article_125382_33.html</link>
<pubDate>01st February 2007</pubDate>
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<title>Realtors Seeing a Buyer’s Market for Condos</title>
<description>According to the National Association of Realtors, the flourishing condominium market is no longer an advantage for sellers. It has become a buyer’s market across the United States amidst declining sales and median prices. By year end June 2006, realtor...</description>
<link>http://www.articlealley.com/article_109108_33.html</link>
<pubDate>30th November 2006</pubDate>
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<title>Make Your Homes for Sale Offer Contingent Upon a CLUE Report</title>
<description>In most state’s, you purchase title insurance to ensure you are not also buying the responsibility for earlier liens against the property. In a finite few states, you pay to have an abstract search to do the same. The one thing most buyers of &lt;a href=ht...</description>
<link>http://www.articlealley.com/article_109106_33.html</link>
<pubDate>30th November 2006</pubDate>
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<title>Real Estate Tax Breaks for Your Home</title>
<description>It is always beneficial during tax season to own real estate, which gives you many annual deductions. If you purchased residential real estate during this year, however, you can look forward to even more generous savings at tax time. 

Mortgage Interest...</description>
<link>http://www.articlealley.com/article_109105_33.html</link>
<pubDate>30th November 2006</pubDate>
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<title>Real Estate and Your Retirement</title>
<description>Many people are looking for ways to increase their retirement income. For most of these individuals, their homes are the greatest asset. A large section of the aging population has failed to plan effectively in order to have sufficient savings at retireme...</description>
<link>http://www.articlealley.com/article_96710_33.html</link>
<pubDate>06th November 2006</pubDate>
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<title>How Do Restrictive Covenants Affect the Buyers of Homes for Sale?</title>
<description>Restrictive covenants (also called deed covenants) have been affecting buyers of real estate for as long as property has been transferring ownership. Such covenants are a condition of sale for real property, placed on the buyer by the seller or passed on ...</description>
<link>http://www.articlealley.com/article_96707_33.html</link>
<pubDate>06th November 2006</pubDate>
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<title>Before You Sell, Let Your Realtor Help You to Prepare</title>
<description>When preparing to sell a home, you may be dealing with a lot of mixed feelings — for example, letting go of all the memories in the old house, yet looking forward to new and exciting adventures in a new one. It also is a very hectic time, especially if ...</description>
<link>http://www.articlealley.com/article_96702_33.html</link>
<pubDate>06th November 2006</pubDate>
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<title>The Bubble Has Yet to Burst on Existing Homes for Sale</title>
<description>For months now, the doomsayers have been forecasting a burst in the real estate bubble. The burst has yet to happen. According to data released during the first week of October, the median existing homes for sale price fell in August by 1.7 percent, a fir...</description>
<link>http://www.articlealley.com/article_96701_33.html</link>
<pubDate>06th November 2006</pubDate>
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<title>Why Do You Need a Real Estate Appraisal?</title>
<description>Anytime you buy or sell real estate, you need a real estate appraisal. The primary purpose is to find out exactly how much your property is worth. Banks and similar lending companies also require it, before a buyer can obtain a mortgage. 

A real estate...</description>
<link>http://www.articlealley.com/article_96700_33.html</link>
<pubDate>06th November 2006</pubDate>
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<title>Choosing the Right San Diego Realtor for YOU!</title>
<description>Whether buying or selling a home, it is one of the largest financial events that happens only a few times within your life. That makes choosing a realtor just as important and a crucial decision that can add to the stressful event or make it smoother and ...</description>
<link>http://www.articlealley.com/article_95600_33.html</link>
<pubDate>20th October 2006</pubDate>
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<title>Who Should Hire the Real Estate Appraiser and Why?</title>
<description>Everyone involved in the sale of real estate has a vested interest in the results of a real estate appraisal. The outcome affects the seller, the buyer, the lender, and even the realtor. 

A too low valuation of the property by the appraiser could mean ...</description>
<link>http://www.articlealley.com/article_95599_33.html</link>
<pubDate>20th October 2006</pubDate>
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<title>Before Viewing Homes for Sale, Know What You Can Afford to Pay</title>
<description>Before contacting a realtor and begin looking at homes for sale, there are a few things you need to do. Your realtor will assist you in discovering how much home price you can afford, but he/she needs information from you to do it. So, go prepared with yo...</description>
<link>http://www.articlealley.com/article_95598_33.html</link>
<pubDate>20th October 2006</pubDate>
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<title>The Pitfalls of Selling Your Home without a Realtor</title>
<description>For those individuals who use realtors to buy or sell a home, the transaction looks fairly seamless. It goes something like this:

•	Buyers: 
o	Contact a realtor, who elicits from them what type of property they wish to purchase.
o	The realtor shows...</description>
<link>http://www.articlealley.com/article_95597_33.html</link>
<pubDate>20th October 2006</pubDate>
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<title>After Bankruptcy, Rebuild Your Credit Before Buying Real Estate</title>
<description>You have gone through bankruptcy and you do not owe anyone. Now is the perfect time to purchase that home you have always wanted — right? Wrong! Yes, you can probably locate a real estate mortgage lender, since you cannot declare chapter 7 bankruptcy ag...</description>
<link>http://www.articlealley.com/article_95595_33.html</link>
<pubDate>20th October 2006</pubDate>
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<title>What You Can Do to Stop Foreclosure of Your Real Estate</title>
<description>You have received a notice of foreclosure on your real estate. It may seem hopeless, but the last thing you should do is give up. Many people encounter life-altering events that interfere with their ability to pay their debts. Usually the last payment to ...</description>
<link>http://www.articlealley.com/article_90037_33.html</link>
<pubDate>28th September 2006</pubDate>
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<title>Improve Your FICO Score Before Shopping for Homes for Sale</title>
<description>It always is exciting to begin looking at homes for sale in your area, bigger and perhaps nicer than the property you currently own. Before you let the excitement carry you away and make an offer for homes for sale, first check your FICO score to ensure y...</description>
<link>http://www.articlealley.com/article_90036_33.html</link>
<pubDate>28th September 2006</pubDate>
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<title>Determining Your Maximum Offer for Homes for Sale</title>
<description>Though the housing market is shifting towards the buyer, the shifts are moving slowly and many investors continue to make good profits by flipping real estate. Flipping is a relative new term for buying homes that are "fixer-uppers", renovating them, and ...</description>
<link>http://www.articlealley.com/article_90035_33.html</link>
<pubDate>28th September 2006</pubDate>
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<title>Brokers or Lenders  Which Do You Want for Your Real Estate Mortgage?</title>
<description>A mortgage is a mortgage is a mortgage. NOT! Not only do mortgages differ between lenders, but they also differ greatly by the lenders, themselves.  There are two types of real estate originators  brokers and loan officers. 

Brokers generally are self...</description>
<link>http://www.articlealley.com/article_90034_33.html</link>
<pubDate>28th September 2006</pubDate>
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<title>Good News for Owners  Sale of New Homes Down, but Existing Home Sales in Good Shape</title>
<description>Over the past months, we have all been inundated with projections on the housing market bubble  Will it burst? It is going to burst soon, be prepared! Sell Now! Buy Now! And the forecast differs depending upon the television channel you are listening to ...</description>
<link>http://www.articlealley.com/article_81291_33.html</link>
<pubDate>13th August 2006</pubDate>
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<title>Increase the Value of California  Homes for Sale by Preparing in Advance</title>
<description>Increasing the value of homes for sale can increase the asking price. Though realtors suggest improvements that can be made to increase home values, there are many things that can be done by owners in advance of listing their California homes for sale. 
...</description>
<link>http://www.articlealley.com/article_81290_33.html</link>
<pubDate>13th August 2006</pubDate>
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<title>How Much Is Your Home Worth? Ask Your San Diego Realtor!</title>
<description>As you prepare to sell your home, the main question on your mind is "How much is my home worth?"  Your San Diego realtor can assist you much better than the web sites on the Internet with their "home worth" calcula...</description>
<link>http://www.articlealley.com/article_80212_33.html</link>
<pubDate>09th August 2006</pubDate>
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<title>Your FICO Score and Purchasing San Diego Real Estate</title>
<description>You have found your perfect piece of San Diego real estate, and now you only need secure a real estate mortgage at a great rate. Simple, right? Definitely not!

Before a mortgage makes that real estate yours, the...</description>
<link>http://www.articlealley.com/article_80211_33.html</link>
<pubDate>09th August 2006</pubDate>
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<title>San Diego Real Estate Bubble Not Yet Ready to Burst</title>
<description>Michael Youngblood is a veteran analyst and the managing director of asset-backed securities research for Friedman Billings Ramsey &amp; Co. in Arlington, Virginia. According to an interview he gave to BusinessWeek for its May 15th issue, the idea of a nation...</description>
<link>http://www.articlealley.com/article_80209_33.html</link>
<pubDate>09th August 2006</pubDate>
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