http://www.articlealley.com en-us editorial@articlealley.com <ti... http://www.articlealley.com/article_86822_10.html 07th September 2006 Credit Repair Introduction: Late payment is the main reason for a bad credit report. To avoid a bad credit report all payments due should be paid in time and all the time. As most the time various factors such as how many times the late payment was ... http://www.articlealley.com/article_82367_19.html 17th August 2006