http://www.articlealley.com en-us editorial@articlealley.com So you have a mortgage, and you need to refinance to get your interest rates low. Most people simply walk into their bank, ask to refinance, and then end up paying more money long term than they would have otherwise. Some banks would like everyone who is ... http://www.articlealley.com/article_2720_19.html 11th July 2005