http://www.articlealley.com en-us editorial@articlealley.com My Care Giving Angel.. It's been a few weeks since Cindy started coming over to spend time with Clay - to relieve me of my caregiving duties. She comes at least once a week. What a blessing! The long term care of any individual can be exhausting, at ti... http://www.articlealley.com/article_187662_27.html 23rd July 2007 We've all heard the horror stories about elderly people who can't take care of themselves moving into costly nursing homes and "outliving their money."' As Americans live longer, more and more of us will need some sort of long-term care, and the insura... http://www.articlealley.com/article_187150_19.html 20th July 2007 In April 2007, Senators Barack Obama and Hillary Clinton requested that our Government Accountability Office examine the long term care insurance industry's track-record for claims, premium increases and those increases' relation to LTCi policy lapses. Wi... http://www.articlealley.com/article_174891_19.html 16th June 2007 Genworth is promoting it's new long term care insurance product, Cornerstone Advantage, as an affordable LTCi solution. In today's market, there is only one way for an insurance company to offer lower priced long term care insurance coverage - and this is... http://www.articlealley.com/article_171488_19.html 07th June 2007 Conseco and Penn Treaty Long Term Care insurance companies must be biting their nails to the quick, as the House Committee on Energy and Commerce breathe down their necks and the General Accountability Office closes in. Conseco hired a great ad agency.... http://www.articlealley.com/article_170772_19.html 06th June 2007 Retirement planning is an pretty emotional subject. Many folks people fear they are not saving enough. Others are confused about investment options or they're unsure if their savings are being invested aggressively enough. Still others may be investing an... http://www.articlealley.com/article_151340_19.html 24th April 2007 "Know Thyself and Thy Situation" is a financial planning rule that applies to accounting for financial events that you absolutely know are going to happen and events that have a probability of happening. We're talking about both expenses that can and shou... http://www.articlealley.com/article_137668_19.html 12th March 2007 Everybody envisions the golden years as a time to relax away from the stresses and strains of working life, but for for many baby boomers it may be a far different picture. The majority of boomers' health is better than is their financial health. Many... http://www.articlealley.com/article_129434_19.html 15th February 2007 A contract is a contract, and a long term care insurance company has the right and responsibility to follow it's policy's wording to the letter. Buyers BEWARE! Companies can "interpret" vague wording in their favor. So, it's a very good idea to enlist ... http://www.articlealley.com/article_125445_19.html 01st February 2007 Long term care insurance coverage simply MUST be considered by everybody who can medically qualify for this important coverage. Why? For starters here are 10 good reasons: 1. The odds: The odds of your needing long term care are overwhelming: The od... http://www.articlealley.com/article_125288_19.html 01st February 2007 First, what is Medicaid?.......... Well, Medicaid is a Federal medical bills assistance program that pays medical bills for eligible, needy persons. It is administered by each state. All payments are made directly to the providers of medical and other ... http://www.articlealley.com/article_120853_19.html 17th January 2007 When long term care insurance was first conceived and offered, back in the 1980's, most LTCi premium rates were much lower than today's policies. Why have they increased so much and why are long term care insurance companies raising premiums on existing ... http://www.articlealley.com/article_120664_19.html 16th January 2007 Every insurance policy is a legal contract. Once agreed upon by both parties, a long term care insurance company must uphold their contract to the letter, or risk lawsuits and regulatory prosecution. Each policy is crafted with utmost care using the pro... http://www.articlealley.com/article_120106_19.html 15th January 2007 Hey - If I had known that official government policy toward caring for elderly parents was that their children would have to do it all, well I would have had 10 kids. While it's said that those in the developing world have numerous children with the ho... http://www.articlealley.com/article_119977_19.html 14th January 2007 Baby boomers are a different breed from previous generations, and they demand different choices for retirement. Forty years and a gold watch won't work on a me-first, go-for-it crowd of free thinkers weaned on social change, pot and LSD. So what choices ... http://www.articlealley.com/article_119812_19.html 13th January 2007 There are big changes coming to retirement plans. In August 2006, President Bush signed into law the Pension Protection Act of 2006 (PPA). This law affects both employee funded plans such as 401(k)s and traditional defined benefit pension plans. Con... http://www.articlealley.com/article_119253_18.html 12th January 2007 Many retirees, especially we baby boomers, want to retire from their careers yet become involved in other areas such as social and health services. Boomers, born between 1946 and 1964, are starting to retire, and they want to make remarkable contributi... http://www.articlealley.com/article_119007_19.html 11th January 2007 WASHINGTON - More than 1/3 of U.S. residents contacted indicated they would turn to family and friends for long term care, a new survey shows. That is the feeling, should the situation arise, among 39 percent of the 1,025 adults polled by the Life and ... http://www.articlealley.com/article_118981_19.html 11th January 2007 Prominent long term care insurance carrier Penn Treaty recently announced that it will discontinue offering the "unlimited lifetime" benefit option on all new policy forms as of 1/1/2007. Will other insurance companies follow suit? We think so, as the i... http://www.articlealley.com/article_112463_19.html 15th December 2006 Copyright 2006 Clay Cotton Long term care insurance is an obvious ?must-have' for Americans with assets and families to protect and with discretionary income to afford the premiums. While Suze Orman publicly promotes this coverage as the foundation of... http://www.articlealley.com/article_104568_19.html 17th November 2006 Copyright 2006 Clay Cotton When you consider a life long relationship with a Long Term Care Insurance company, you want to rest in the comfort of knowing that you have settled on a company with the highest possible ratings and reputation. After all, y... http://www.articlealley.com/article_88994_19.html 25th September 2006