http://www.articlealley.com en-us editorial@articlealley.com Life assurance, also known as life insurance, is a financial contract agreed between a person(s) and an insurance policy provider. The contract stipulates that money will be paid o... http://www.articlealley.com/article_619410_19.html 04th September 2008 The term ISA stands for Individual Savings Account. They should be a necessary addition to the financial portfolio of anyone has savings or capital. To qualify for an ISA you must be... http://www.articlealley.com/article_619352_19.html 04th September 2008 You will have heard of the pensions crisis that is looming in the UK and you probably want to ensure yourself that you’ll be secure come retirement time. Reasons to Transfer Your Pension Fund There are many reasons that people ch... http://www.articlealley.com/article_619311_19.html 04th September 2008 Your IFA or Independent Financial Advisor should be a qualified expert in all areas, competent to offer professional advice on mortgages, savings and investments, pension annuities, commercial finance, equity release and life assurance. But why should yo... http://www.articlealley.com/article_601482_19.html 16th August 2008 Many people are turning to Equity Release to unlock the real value in their homes. Through equity release, people are able to more fully enjoy their retirement. These are ten poin... http://www.articlealley.com/article_601471_19.html 16th August 2008 What is a Pension Annuity? An Annuity is a product that you buy for a lump sum that guarantees an income for the rest of your life. At present, Pension Annuities are only availa... http://www.articlealley.com/article_601451_19.html 16th August 2008 View Chapter One Here View Chapter Two Here Why is it that different companies charge different life cover premiums for what is essentially the same product? With life assurance, the ‘product’ is an assurance that an agreed sum of money will be pa... http://www.articlealley.com/article_553453_19.html 09th June 2008 View Chapter One Here So, what is life assurance and why do people buy i... http://www.articlealley.com/article_524380_19.html 28th April 2008 From the end of the Second World War, the vast majority of life assurance policies were purchased from the ‘Insurance Man’, on his annual visit to the family home. As the chi... http://www.articlealley.com/article_524377_19.html 28th April 2008 The Chancellor has confirmed that there will be an 18% flat rate of CGT applying to amounts over the annual exempt amount (£9,600 for 2008/09) on disposals after 6 April 2008. The annual exempt amount for trustees will be £4,800 in 2008/09. In a... http://www.articlealley.com/article_502843_19.html 01st April 2008 Estate planning is to preserve, protect and pass down family wealth. At its simplest, it consists of making a will. But there are plenty of other ways of passing on benefits to your dependant... http://www.articlealley.com/article_502841_19.html 01st April 2008 Today’s mortgage market is more competitive than it has ever been. Never before have you had so many options; fixed rates, discount rates, cash back options, variable rates, capp... http://www.articlealley.com/article_252920_19.html 19th January 2008 Stamp Duty is the tax you pay when you buy property or shares. You pay Stamp Duty Land Tax when purchasing property like houses, flats, other buildings and land. If the purchase ... http://www.articlealley.com/article_238879_19.html 06th November 2007 Types of Mortgages Repayment mortgages Every month, your payments to the lender go towards reducing the amount you owe as well as paying the interest they charge. So each month you're paying off a small part of your mortgage. The pros It'... http://www.articlealley.com/article_147084_19.html 12th April 2007 Why you should be thinking about Equity Release Your home can be your most valuable possession and investment, but many people are 'asset rich and cash poor'- living in a valuab... http://www.articlealley.com/article_111642_19.html 13th December 2006