http://www.articlealley.com en-us editorial@articlealley.com Insurance is all about managing risks, any insurance companies will not take any risks when rates are set, which are paid by you as premium. They would take precautions to make sure that you won’t die prematurely; it may cause them to pay out more than ... http://www.articlealley.com/article_121523_19.html 19th January 2007