http://www.articlealley.com en-us editorial@articlealley.com Common Practice It is a common practice for parents to give a child a credit card. It’s good for emergencies and handy for everything from summer camp to college life. It is also common for one spouse to make the other spouse an additional car... http://www.articlealley.com/article_619578_19.html 04th September 2008 Credit Repair Step by Step There are many things you can do to build your credit and optimize your credit scores. A nationally recognized credit repair expert offers a selection of powerful and easy steps you can take to reach your credit goals.... http://www.articlealley.com/article_617278_19.html 03rd September 2008 Breaking News! Fair Isaac Corp. has announced a modification of their software which will block the credit score benefits of authorized user accounts. A nationally recognized credit repair expert discusses the news and the impact it may have on ... http://www.articlealley.com/article_612333_19.html 01st September 2008 Your Credit Scores and Your Life Credit scores will affect your loans, your insurance, and your ability to rent an apartment. Your credit scores may even affect your ability to get a job. A nationally recognized credit repair expert answers your... http://www.articlealley.com/article_608583_19.html 24th August 2008 Are You Ready? Are you ready to get your credit repair effort in gear? There is no time like the present. Here is a collection of powerful tips from a nationally recognized credit repair expert that you can use right away. Using Your Credi... http://www.articlealley.com/article_606574_19.html 22nd August 2008 Every Point Counts Do you plan to purchase a home or refinance your mortgage anytime soon? You better make sure your credit score is as good as it can be. A leading credit repair expert offers some powerful tips on improving your credit score an... http://www.articlealley.com/article_600595_19.html 16th August 2008 Know Your Rights! If you are contacted by a collector you should know your rights. A nationally recognized consumer advocate and credit repair expert offers some useful advice about dealing with collectors, and coming out ahead. The Basic ... http://www.articlealley.com/article_595067_19.html 12th August 2008 The Word is Out The word is out. Unless you are independently wealthy and can pay cash for everything, your credit score will determine the cost of every dollar you borrow, and consequently, the quality of your life. A nationally recognized cred... http://www.articlealley.com/article_585958_19.html 23rd July 2008 You Have the Power! You can achieve anything you wish. Success is a matter of focus and determination. Would you like to have perfect credit? A nationally recognized credit repair expert offers some powerful tips on achieving all of your credit ... http://www.articlealley.com/article_582544_19.html 21st July 2008 Bring Your Goals to Life! Effective credit repair involves a systematic effort to clean up and reconfigure the content of your credit report. There is some work involved, and you want the results to last. A nationally recognized credit repair ex... http://www.articlealley.com/article_572942_19.html 09th July 2008 Every Point Counts! Your credit score will determine the interest rate you pay on every dollar you borrow, from your car loan to your mortgage. Every point makes a difference! A nationally recognized credit repair expert explains how to give you... http://www.articlealley.com/article_568930_19.html 03rd July 2008 The Credit Repair Journey Begins Bob and Sue are real people. They are smart and resourceful, but several years ago they made some bad choices. Soon their credit was a mess. So they started their credit repair journey. Here are a few of their cr... http://www.articlealley.com/article_566138_19.html 30th June 2008 Right Where You Belong The credit bureaus are not the enemy. And the folks that created the FICO credit score model are not out to get you. In fact, if you take time to learn the rules you will find out how fun the game can be. Here are a few m... http://www.articlealley.com/article_562866_19.html 25th June 2008 Do it Right! Are you concerned about your credit? A nationally recognized credit repair expert offers a step-by-step guide to getting started with your credit repair effort, and valuable advice on avoiding some common and costly mistakes. ... http://www.articlealley.com/article_559128_19.html 20th June 2008 Collectors use both law and psychology in the practice of their craft. Many collectors operate legitimately, while others cross the line daily. Do you know your rights? A nationally recognized credit repair expert explains the correct way to deal with a c... http://www.articlealley.com/article_557299_19.html 18th June 2008 Credit Cards Hold the Key There is nothing like the subject of credit cards to get people excited. Credit cards can be a great convenience, or a weapon of financial destruction. But there is more power in that plastic than you think. Credit card... http://www.articlealley.com/article_552620_19.html 06th June 2008 Take Control! Don’t imagine that other people always play fair. Look out for yourself. Knowing your legal rights can make all the difference in the world. A nationally recognized credit repair expert explains some essential rights and remedies... http://www.articlealley.com/article_550349_19.html 03rd June 2008 The Devil in the Details Have you had credit issues in the past? Are you ready for better times? Credit repair can produce awesome results if done properly. But a wrong turn can leave you worse off than before. A nationally recognized credit rep... http://www.articlealley.com/article_547750_19.html 27th May 2008 Powerful Credit Repair Tips Do you think you know how credit scores work? There is more than meets the eye. A nationally recognized credit repair expert reveals some little known and powerful tips that can improve your credit scores faster than ... http://www.articlealley.com/article_546974_19.html 25th May 2008 Are You Ready? You have the power to transform your credit – regardless of what it looks like today. A nationally recognized credit repair expert outlines a powerful plan easy enough to start right now, and powerful enough to change everything... http://www.articlealley.com/article_543200_19.html 21st May 2008 Time to Rebuild! Are you starting the process of credit repair? The most important thing you can do, aside from removing erroneous information from your report, is to be sure you have sufficient open credit in good standing. A nationally recogni... http://www.articlealley.com/article_537871_19.html 15th May 2008 Choices and Solutions A period of financial hardship may leave you with unmanageable debt. If you find yourself unable to meet your monthly obligations you may be forced to consider bankruptcy. Here is a discussion of the new bankruptcy laws alo... http://www.articlealley.com/article_532862_19.html 08th May 2008 What Do You Want? How serious are you about credit repair? Some people are happy to improve their credit, others are not satisfied until they master their credit scores. If you are aspiring for credit repair perfection, then you are ready for a ... http://www.articlealley.com/article_528141_19.html 01st May 2008 Time For a Change! Are you ready for a change? Are you tired of hiding from your bills, dodging collection calls, feeling like you took a wrong turn? A nationally recognized credit repair expert offers some advice on setting yourself free. <b... http://www.articlealley.com/article_522942_19.html 25th April 2008 Be Prepared! Do you plan to apply for a mortgage soon? A nationally recognized credit repair expert discusses the latest change in the way the mortgage industry determines your interest rate, and what you can do about it. Mortgage Time... http://www.articlealley.com/article_519792_19.html 18th April 2008 An Exciting Movement There is a new approach to credit repair being taken by a select group of credit repair businesses. These businesses are redefining the industry, and you stand to benefit. A nationally recognized credit repair expert discuss... http://www.articlealley.com/article_517669_19.html 16th April 2008 Nothing More Important Credit repair can be a daunting task. You may have mixed feelings about past credit issues, concerns about confronting creditors, and uncertainty about the credit repair process. But taking action is essential. A nationall... http://www.articlealley.com/article_512982_19.html 08th April 2008 Every Error Counts Credit reporting errors can ruin your credit scores and cost you money. It is essential that you examine your reports periodically to spot these errors. But do you know what to look for? A nationally recognized credit repair ... http://www.articlealley.com/article_508842_19.html 04th April 2008 Have You Lost Your Wallet? Have you lost your wallet? You will need to cancel your credit cards and get a new drivers license, but it may be more involved. You should take steps to protect your identity too. A nationally recognized credit repair... http://www.articlealley.com/article_504902_19.html 02nd April 2008 What's Up With Those Inquires? What’s up with all those inquiries on your credit report? Where did they come from? Do you have to authorize them? Do they hurt your scores? Can they be removed? A nationally recognized credit repair expert answe... http://www.articlealley.com/article_494560_19.html 25th March 2008 So Many Scores! Credit scores can be confusing. FICO, TrueCredit, PLUS, Beacon, and Empirica scores are all in daily use. Why are there so many scores? A nationally recognized credit repair expert explains the different scores and how they can i... http://www.articlealley.com/article_488377_19.html 10th March 2008 It's Your Life! Have you been through some challenging times? Are you ready for a fresh start? Credit repair expert Jim Kemish discusses some steps you can take to improve your credit, and insure that it remains as good as possible in the years ... http://www.articlealley.com/article_485241_19.html 04th March 2008 Let's Get to Work! We speak with people all day long about their credit reports. Here is a review of the most common questions that we encounter, as well as guidance on understanding and resolving the related issues. These details, if properly u... http://www.articlealley.com/article_480638_19.html 25th February 2008 It's All New! Good credit has never been so important. The entire credit landscape has changed over the last year. And 2008 brings new and unprecedented challenges. A leading credit repair expert discusses the ways that you can adapt and thrive ... http://www.articlealley.com/article_466820_19.html 02nd February 2008 Debt Validation - A Powerful Tool Have you received a collection letter? The law provides consumers with a powerful tool for dealing with collectors. Credit repair expert Jim Kemish explains the power of debt validation and how to use it to your... http://www.articlealley.com/article_456347_19.html 21st January 2008 It's Easy! Credit repair offers an opportunity to improve your credit scores and save significant dollars each month. The process does not have to be complicated. If you are organized and have an understanding of the basics you can succeed. Cred... http://www.articlealley.com/article_248015_19.html 07th January 2008 Wealth is PowerWealth means security, opportunity, and quality of life. Are you ready to take the first step towards financial freedom? Credit repair expert Jim Kemish offers some powerful tips that can get you started today.<br /... http://www.articlealley.com/article_237543_19.html 05th November 2007 Getting contacted by a collector is never a good thing. But there are laws that govern the behavior of collectors, and there are steps you can take to control the situation. Credit repair expert Jim Kemish discusses the rights and remedies that anyone f... http://www.articlealley.com/article_210013_19.html 02nd September 2007 An Overview of Re-Aging Credit card issuers have the ability to bring your account current and wipe out your entire record of late payments using a procedure called “re-aging”. Re-aging, if managed properly, can be a fantastic credit repair ... http://www.articlealley.com/article_206946_19.html 26th August 2007 It is absolutely essential for anyone attempting credit repair to know the statues of limitation for reporting of derogatory information as it applies to the credit bureaus. Credit repair expert Jim Kemish offers some insight on specific statute of limita... http://www.articlealley.com/article_202525_19.html 16th August 2007 An Unpleasant Possibility Are there entries on your credit report that do not belong to you? These may be the result of a file merger error on the part of the credit bureaus. Or they may be the result of a more nefarious case of identity theft. ... http://www.articlealley.com/article_199068_19.html 08th August 2007 Are you ready to move your life to the next level? Credit repair can be a powerful first step towards achieving your life goals. Credit repair expert Jim Kemish outlines a plan of action that can empower your life and guarantee a bright future. Deci... http://www.articlealley.com/article_192333_19.html 26th July 2007 Florida Mortgage: Just Another Cycle Florida mortgage broker Jim Kemish discusses the ups and downs of the economic cycle. Has the Florida real estate market hit bottom? Is this the right time to purchase a home? Here are some thoughts that might surpr... http://www.articlealley.com/article_189827_33.html 24th July 2007 There is a Lot at Stake Are you a sub-prime borrower? Chances are that you have had credit issues in the past. There are many reasons for you to make credit repair an immediate priority in your life. There are also many reasons that you might he... http://www.articlealley.com/article_186887_19.html 20th July 2007 The Real Problem with Disputes Credit bureau disputes are the essential backbone of every successful credit repair program. And almost without exception it is necessary to start the process with these disputes. But if your efforts are confined o... http://www.articlealley.com/article_180090_19.html 01st July 2007 What Do You Want From Life? Do you own a home? Do you have the security of a savings account? Can you afford to set aside a percentage of your take-home pay for investment? Everything that you do in life is connected to your credit report. There... http://www.articlealley.com/article_177166_19.html 25th June 2007 A Great Investment Home ownership has always been considered an integral part of the American Dream. Over the last fifty years those that were able to realize this dream have experienced a great financial benefit. Home ownership, in fact, has co... http://www.articlealley.com/article_173685_19.html 15th June 2007 Overcoming Avoidance There is nothing funny about credit repair fear. Well, maybe it would be humorous if the side effect were not so potentially devastating. Do you know anyone who can’t seem to get themselves to the dentist? Years slip by. E... http://www.articlealley.com/article_171564_19.html 07th June 2007 How Quickly We Forget You might be surprised to hear that the Prime Rate was at twenty percent in mid 1981. This seems amazing by today’s yardstick. Oddly enough, this was not an aberration for those times. Inflation was running high and the F... http://www.articlealley.com/article_160906_33.html 17th May 2007 More Than Meets the Eye Unless you are independently wealthy and pay for everything with cash the content of your credit report has a profound effect on every single moment of your life. Think about it. How many things in your immediate personal... http://www.articlealley.com/article_159796_19.html 15th May 2007