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<title>David Berky's Articles</title>
<link>http://www.articlealley.com</link>
<description></description>
<language>en-us</language>
<webMaster>editorial@articlealley.com</webMaster>
<item>
<title>Why Do We Always Fight About Money?</title>
<description>Two of the keys to financial success, especially in a couple's 
relationship, are knowledge and communication. This article 
focuses on the aspect of communication.

Tom Monson, the Vice President of Simple Joe, Inc. was giving a 
series of free semi...</description>
<link>http://www.articlealley.com/article_125686_19.html</link>
<pubDate>01st February 2007</pubDate>
</item>
<item>
<title>The Proper Use Of Credit Cards</title>
<description>Credits cards are a convenience, not a crutch.

Credit cards are a great way to make purchases and record to the 
penny your spending. They also provide a way to postpone 
payment on items and thereby earn more interest on your money.

For example, ...</description>
<link>http://www.articlealley.com/article_125685_19.html</link>
<pubDate>01st February 2007</pubDate>
</item>
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<title>The Credit Card Offer</title>
<description>One day I got a call from my credit card company asking me if I 
would like to increase my credit limit by borrowing up to $9000 at 
their special rate of 15.9%. 

The operator stated, "Your credit card rate will then be a low 
15.9%. How much would ...</description>
<link>http://www.articlealley.com/article_125684_19.html</link>
<pubDate>01st February 2007</pubDate>
</item>
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<title>Credit Card Traps, And How To Avoid Them</title>
<description>"0% interest* for the first six months, no annual fees** and a 
low fixed*** rate of only 8.9%****!"

* Unless you count the deferred interest we will charge you if 
you don't pay off the full balance transfer amount when the 
promotional period ends...</description>
<link>http://www.articlealley.com/article_125670_19.html</link>
<pubDate>01st February 2007</pubDate>
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<title>Save Thousands On Your Mortgage</title>
<description>Interest on the average home mortgage will cost the 
homeowner nearly TWO TIMES the cost of the home.

If you were to purchase a $150,000 home with a $120,000 
mortgage (80%), and you paid an interest rate of 9% for 30 
years, you will have paid over...</description>
<link>http://www.articlealley.com/article_125668_27.html</link>
<pubDate>01st February 2007</pubDate>
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<title>How to Make 100% or More on Your Money</title>
<description>No, this is not some futures or commodities trading strategy. You 
don't have to join a cult or an MLM. And you can do this for years.

The only qualification is that you have a mortgage or home equity 
loan.

You can achieve more than 100% returns ...</description>
<link>http://www.articlealley.com/article_125661_19.html</link>
<pubDate>01st February 2007</pubDate>
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<title>Crushing Credit Card Debt</title>
<description>How much do YOU owe on your credit cards? 

The average American family is now over $7000 in debt just on 
their credit cards. That debt generates an interest charge of over 
$105 each month if your card charges the average 18%. If you 
have missed a...</description>
<link>http://www.articlealley.com/article_125655_19.html</link>
<pubDate>01st February 2007</pubDate>
</item>
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<title>Create Your Own Ultimate Debt Elimination Plan</title>
<description>The method is simple. 1) Set a monthly amount. 2) Pay all 
minimum amounts. 3) Pay extra money toward the debt with the 
highest interest rate.

This method will ensure that you pay the least amount of 
interest and repay your debts as soon as possib...</description>
<link>http://www.articlealley.com/article_125649_19.html</link>
<pubDate>01st February 2007</pubDate>
</item>
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<title>Why Is It So Hard To Talk About Money?</title>
<description>Tom Monson, the Vice President of Simple Joe, Inc. was giving a 
series of free seminars on personal finance to some people in his 
neighborhood. Many couples and individuals were scheduled to 
attend but only two or three were showing up.

Tom and I...</description>
<link>http://www.articlealley.com/article_125646_63.html</link>
<pubDate>01st February 2007</pubDate>
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<title>Debt Reduction Companies - What to Watch Out For</title>
<description>Question: 

I have recently heard of agency out there that will reduce your 
debt by 70%, just by them somehow talking to them [your 
creditors]? Do you know anything about this method? Is it legit? 
I have even heard it on my local radio station and...</description>
<link>http://www.articlealley.com/article_125640_19.html</link>
<pubDate>01st February 2007</pubDate>
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<title>Cash Advance Loans: Loan Sharks In Disguise?</title>
<description>You have seen them on the corner and in the poorer parts of town 
with names like "Quick Cash", "Quick Loan", "Payday Loans", "Car 
Title Loans".  They are starting to sprout up all over the country 
and will soon rival Starbucks for sheer number of lo...</description>
<link>http://www.articlealley.com/article_125619_19.html</link>
<pubDate>01st February 2007</pubDate>
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<title>Borrowing Money: Understanding How The Numbers Work</title>
<description>I would like to start out by telling you a true story. The 
names have been changed to protect the innocent, the 
ignorant and the dishonest. 

John was interested in purchasing a new truck. John had 
done his homework and knew exactly what make, mod...</description>
<link>http://www.articlealley.com/article_125615_19.html</link>
<pubDate>01st February 2007</pubDate>
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