http://www.articlealley.com en-us editorial@articlealley.com Many people assume that their home contents insurance policy automatically covers their personal belongings. This may be the case if the items are kept within the boundaries of your property but the rules may change is you take them elsewhere. Firstly,... http://www.articlealley.com/article_1181712_19.html 16th October 2009 Floods and Home Contents Insurance Flooding is something that is occurring more and more in the UK as the years go by. You may recall several severe cases of flooding in Boscastle in 2004 and in Hull in 2007. Both of these incidents devastated lives an... http://www.articlealley.com/article_1109624_19.html 23rd September 2009 Sorting Out the New for Old Confusion When you have a contents insurance policy, you may hear the phrase “new for old” mentioned quite often. This phrase can be quite confusing and so it is best to get it worked out before you need to make a claim.... http://www.articlealley.com/article_1095480_19.html 17th September 2009 It is an unfortunate reality of life that everyone dies. There is something you can do to make your passing easier on the loved ones you leave behind. Life insurance is an excellent way to ensure that your loved ones will be financially secure after your ... http://www.articlealley.com/article_1074140_19.html 08th September 2009 It is an unfortunate reality that everyone dies. Unfortunately, for the most part, we do not know exactly when we will pass away. In some cases, a family will be left behind after a death. Providing for the financial well being of the ones we leave behind... http://www.articlealley.com/article_1055800_19.html 30th August 2009 Burglary is one of the biggest causes of insurance claims in the United Kingdom. There is an estimated 4% rise alone in domestic burglaries in this year to date. It is becoming more important to take the steps needed to safeguard your home and to get the ... http://www.articlealley.com/article_1055797_19.html 30th August 2009 To put a total on the amount of things you might need to insure – your home’s contents – probably means the same as those things you’d take with you if you were to move home. So it’s the furniture, the higi, the TV, the clothing and the valuable... http://www.articlealley.com/article_953291_19.html 27th June 2009 Everyone understands the concept of Term Life Insurance Policies and why they should be an important part of your estate planning. Many people do not understand the idea of convertibility when it comes to life insurance. This options, which is available o... http://www.articlealley.com/article_926003_19.html 11th June 2009 An Introduction to Term Life Policies One of the simplest forms of insurance is term life insurance; however, it is also one of the most complex. Understanding the basic principles and concepts of term life insurance as well as knowing the definitions ... http://www.articlealley.com/article_920087_19.html 06th June 2009 Shopping for Life Insurance There are more options available today for shopping for life insurance than have ever been available before. While it is still possible to visit an insurance agent to talk about your personal needs and settle on a policy, t... http://www.articlealley.com/article_896588_19.html 18th May 2009 Home Insurance in UK Home Insurance is a very common feature in U.K. considering lot of Housing blocks have been built for meeting the shortage of housing accommodation. There are Liabilities Clause... http://www.articlealley.com/article_896579_19.html 18th May 2009 Finding Cheap Car Insurance If you drive a car on the roads in the UK, you are legally obliged to have car insurance. We cannot do without it and that means that some drivers still have their policy with the same car insurance company that they have alw... http://www.articlealley.com/article_887698_19.html 12th May 2009 It’s a fact that the younger you are as a driver, the more likely you are to have an accident or incur damage to your vehicle. Insurance companies know that because they are the ones that pay out on the resulting car insurance claims. That unfortunately... http://www.articlealley.com/article_868697_19.html 26th April 2009 There are several different life insurance plans available in today’s insurance market. Most of these fall into the category of term life coverage. This means that you purchase a policy for a set number of years, the term, and pay premiums the entire ti... http://www.articlealley.com/article_863692_63.html 17th April 2009 You need to look at a number of different factors when considering home contents insurance. What no claims discount can you have? Some insurance company policies will extend to 25%, some will go to 40%! You need to have some history of course of not ha... http://www.articlealley.com/article_863624_19.html 17th April 2009 Most of us have kept life insurance on ourselves, either though work or through a private insurer since we became adults. There are a variety of reasons. Most have to do with paying off mortgages and covering final expenses that would create a burden for ... http://www.articlealley.com/article_853677_19.html 09th April 2009 It is a simple fact of life that everyone needs some form of life insurance to cover final expenses and provide for the remaining family members in the event of our death. The simple truth is that most of us are deep in debt and that, along with the cost ... http://www.articlealley.com/article_849705_19.html 08th April 2009 Getting good value from your car insurance is never easy. If you go to the comparison sites, you will be confronted with lots of deals and many of these will be great. However, it’s not easy to tell exactly whether you get what you want. Policy Yo... http://www.articlealley.com/article_801775_19.html 02nd March 2009 Losing it all on Life Insurance What may not be obvious with a life insruance policy is that when the insured person dies, and the policy therefore matures and can pay out to relatives – they may not even know that they are beneficiaries! What to ... http://www.articlealley.com/article_781607_19.html 10th February 2009 Home Contents Insurance - Does a Recession Causes Burglary increase? Unfortunately, the increase in domestic burglaries is a known side-effect of an economic downturn as more people find it hard to make ends meet. Figures from the last economic downtur... http://www.articlealley.com/article_774337_19.html 01st February 2009 Ensure you are adequately covered for your Home Contents People just go out and buy home contents insurance. However, although they'll look around for the best price, it's important to remember that it's also what is covered under the policy, and what'... http://www.articlealley.com/article_761650_19.html 20th January 2009 Self Employed Should Consider Life Insurance The fact that you may be self-employed is a serious concern if you are not covered for life assurance. The benefits on offer from those who may not be in a position to ask “their company” to insure them ... http://www.articlealley.com/article_758487_19.html 17th January 2009 The difference between Term Life Insurance and Permanent Life Insurance There are, as the subject line suggests, two basic types of Life Insurance. One pays out in the event of your death (so bizarrely, if you die, you "get" the cash) whereas in Perman... http://www.articlealley.com/article_747267_19.html 09th January 2009 Home insurance is not something you can just forget about during the winter time, nor in an economic downturn. The position is simple - the rate of burglaries in November is higher than in other months, and with the economic situation as bad as it is, the... http://www.articlealley.com/article_724448_19.html 17th December 2008 Longevity is becoming a concern for many in the life insurance industry. Investments in health and care for the elderly means that for many, the three score years and ten is not a good measure for how long one is likely to live. What is good for some m... http://www.articlealley.com/article_710709_19.html 03rd December 2008 Standard Items To Consider When Buying Home Insurance Here is a list of things you might want to consider when you are looking for home insurance. A number of insurers will not insure you - or at least will charge more - if they are true. The lis... http://www.articlealley.com/article_690109_19.html 18th November 2008 Don’t let apathy be king when you’re renewing your home insurance It’s good to know that the increased media coverage for car insurance has reminded people that they don’t need to automatically renew with their existing home insurance company;... http://www.articlealley.com/article_643497_19.html 22nd September 2008 If you are in a family, have a spouse or otherwise have dependents who need you to be around, term life insurance does need looking at. In the worst case, should you pass away - the bolt of lightning strikes - you would want people to be protected, and mo... http://www.articlealley.com/article_639235_19.html 15th September 2008 Why is car insurance for men more expensive than it is for women? This must be illegal ! Unfortunately for the males of the species, it’s entirely legitimate for car insurance companies to target the women’s car insurance market in this way. The pr... http://www.articlealley.com/article_618473_19.html 04th September 2008 Watch out for those pots! Home insurance companies are being set up to face the cost of a gym membership – the economic climate is beginning to drive people to do more exercise in the comfort of their own homes rather than pay for that expensive gym ... http://www.articlealley.com/article_617318_19.html 03rd September 2008 Car Insurance Prices Holding Steady – Just About Although increasing at the rate of about six percent points increase, recent car insurance surveys have shown that the price is not rocketing ahead. Great competition between car insurance companies me... http://www.articlealley.com/article_617283_19.html 03rd September 2008 Smoking and life insurance The problem with smokers is that the likelihood of an early death is increased. That may seem obvious to anyone and everyone but the premiums for a life insurance policy may vary from company to company depending ... http://www.articlealley.com/article_616209_19.html 03rd September 2008 Home Insurance – understanding the basics When you buy a property, whether it is a flat, bungalow, house or a mansion, it is likely to be the biggest investment that you will make. As a result, to protect and keep the value of your investment, it is ... http://www.articlealley.com/article_557363_19.html 18th June 2008 What is the point of life insurance? When you die, you can’t take it with you – right?! Well, people often have dependents and loved ones who they want to look after if the worst happened. One of the things that death brings is a realisation of a b... http://www.articlealley.com/article_550458_19.html 04th June 2008 What is term life insurance? It's a very basic form of life insurance. You can take out term life insurance to provide temporary life insurance on a restricted budget. It exists for a limited period of time, the relevant "term"; after this time, it'... http://www.articlealley.com/article_543217_19.html 21st May 2008 Don’t be the victim of an electrical fire – this can seriously affect your home insurance premiums, and also be really dangerous to life and limb. Each year, incorrect wiring, badly installed circuits and extension chords that burn holes in your carpe... http://www.articlealley.com/article_529033_19.html 03rd May 2008 Ways to reduce the home contents insurance premiums 1 – Increase your excess if you will only be claiming for big amounts. It can be increased – this is, to the insurance company, a direct saving for them off the bottom line. Take care to see what ... http://www.articlealley.com/article_513814_19.html 09th April 2008 Insurance Offers and Incentives There appears to be no end of different offers and incentives that the insurance companies will give you to try to make you change your habits, part with your cash and take on a new policy. Well, sometimes it just mig... http://www.articlealley.com/article_503133_19.html 02nd April 2008 Insurance Offers and Incentives There appears to be no end of different offers and incentives that the insurance companies will give you to try to make you change your habits, part with your cash and take on a new policy. Well, sometimes it just mig... http://www.articlealley.com/article_503128_19.html 02nd April 2008 If you are moving home, and need to get a new home insurance policy, it is well worth looking at the doors and windows first. Do they have the right locks on them ? A five lever mortice key lock is essential to reduce your premiums, and it will discourage... http://www.articlealley.com/article_493615_19.html 25th March 2008 Reducing the cost of your home insurance If you are moving home, and need to get a new home insurance policy, it is well worth looking at the doors and windows first. Do they have the right locks on them ? A five lever mortice key lock is essential to ... http://www.articlealley.com/article_493611_19.html 25th March 2008 Buildings Insurance - the sky's the limit when the roof gets blown away Apparently, more than one and a half million roofs were damaged last year, mostly by high winds. This amounts to a whopping 200 million tiles, a two point five billion pound cost o... http://www.articlealley.com/article_477419_19.html 20th February 2008 You can get really cheap car insurance deals in today's extremely competitive car insurance market. It is worth making sure though that as well as getting a really good price, you do get what you want covered, covered. Your excess (the amount you have to ... http://www.articlealley.com/article_465179_19.html 01st February 2008 All about the essence of Home InsuranceEssence - well, essentially, Home insurance comes in two flavours. One is buildings insurance which insures the fabric of the building against unlikely outcomes such as fire, flood, tornado strikes and th... http://www.articlealley.com/article_245184_19.html 14th November 2007 Home Insurance - Safe and Secure and CheapGetting a lower premium isn't just about shopping around. You can increase your safety and lower your risk of making a claim by taking some simple actions to reduce your risk. After all, risk is the ma... http://www.articlealley.com/article_231245_19.html 21st October 2007 Home Insurance - Safe and Secure and CheapGetting a lower premium isn't just about shopping around. 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