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<title>Bradley Steffens's Articles</title>
<link>http://www.articlealley.com</link>
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<webMaster>editorial@articlealley.com</webMaster>
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<title>Homeowners Insurance and Dog Bite Liability Coverage</title>
<description>Nearly 40 percent of American households have at least one dog, according to an annual survey by the American Pet Products Manufacturers Association. The average number of dogs per household stands at 1.7, with the total number of dogs in the United St...</description>
<link>http://www.articlealley.com/article_567261_19.html</link>
<pubDate>01st July 2008</pubDate>
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<title>Homeowners Insurance - Protection Against Premises Liability Lawsuits</title>
<description>It’s every homeowner’s nightmare: A stranger slips and falls on your property and sues for damages. You assume your homeowners insurance protects you against such lawsuits, and most of the time it does. However, under certain circumstances, you might ...</description>
<link>http://www.articlealley.com/article_532248_19.html</link>
<pubDate>08th May 2008</pubDate>
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<title>Mortgage Leads - Internet Mortgage Leads 2.0</title>
<description>Many lending professionals think all Internet mortgage leads are generated the same way: A consumer fills out an online form, and the lead provider forwards the information to a loan officer or mortgage brok...</description>
<link>http://www.articlealley.com/article_504053_15.html</link>
<pubDate>02nd April 2008</pubDate>
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<title>Cats, Rats, and Bats - What Homeowners Insurance Fails to Cover</title>
<description>According to surveys conducted by the National Association of Insurance Commissioners (NAIC), millions of homeowners assume that their standard homeowners insurance insures them against several kinds of losse...</description>
<link>http://www.articlealley.com/article_490559_19.html</link>
<pubDate>14th March 2008</pubDate>
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<title>Term Life Insurance - Comparison to Universal Life Insurance</title>
<description>Many people are torn between the benefits offered by term life insurance and those offered by whole life insurance. They appreciate the affordability of term life. They also like its flexibility. Term life policies can be cancelled with no significant ...</description>
<link>http://www.articlealley.com/article_474551_19.html</link>
<pubDate>14th February 2008</pubDate>
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<title>Insurance Leads - Seven Ways to Close Insurance Leads</title>
<description>Internet leads are different from other sales leads. They are generated differently. They are delivered in real time. Most importantly, they represent a different kind of prospect. Not surprisingly, an effective sales approach for Internet insurance le...</description>
<link>http://www.articlealley.com/article_463220_15.html</link>
<pubDate>28th January 2008</pubDate>
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<title>Homeowners Insurance - Improving Residential Fire Safety</title>
<description>The National Fire Protection Association (NFPA), a nonprofit group that studies fire safety, has mixed news about fires in the United States. In a study published in September 2007, the NFPA reports that the total number of fires in 2006 increased 2.5 ...</description>
<link>http://www.articlealley.com/article_248654_19.html</link>
<pubDate>11th January 2008</pubDate>
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<title>Mortgage Leads with Improved Data Proving a Powerful Tool for Brokers</title>
<description>The mortgage liquidity crisis has hit independent mortgage brokers hard. Fewer consumers are qualifying for loans, and those who do are requiring more time to do so. In addition, home sales are declining in most areas, so the number of new home loans i...</description>
<link>http://www.articlealley.com/article_237062_15.html</link>
<pubDate>05th November 2007</pubDate>
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<title>Homeowners Insurance - Five Things You Should Know About Earthquake Insurance</title>
<description>Since 2005, earthquakes powerful enough to be felt by people have occurred in 40 of the 50 states, according to the United States Geological Survey. Not surprisingly, Alaska, California, and Hawaii lead the nation in frequency and size of earthquakes, ...</description>
<link>http://www.articlealley.com/article_233257_19.html</link>
<pubDate>30th October 2007</pubDate>
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<title>How to Select an Individual Health Insurance Plan</title>
<description>Health insurance companies have done a good job of offering a wide range of options for consumers—perhaps too good of a job, because selecting the best individual health insurance plan is a bewildering...</description>
<link>http://www.articlealley.com/article_204623_19.html</link>
<pubDate>22nd August 2007</pubDate>
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<title>The Fate of Long Term Care</title>
<description>The baby boom generation—born between 1946 and 1964—is bearing down on America’s retirement programs like a pre-climate change glacier. More than 78 million strong, the baby boom seems destined to crush every social program in its path. It cannot...</description>
<link>http://www.articlealley.com/article_199378_19.html</link>
<pubDate>09th August 2007</pubDate>
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<title>The First Scientist: Ibn al-Haytham</title>
<description>Science is the study of the physical world, but it is not just a topic, a subject, a field of interest. It is a discipline—a system of inquiry that adheres to a specific methodology—the scientific method. The heart of the scientific method is the use ...</description>
<link>http://www.articlealley.com/article_187520_22.html</link>
<pubDate>23rd July 2007</pubDate>
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<title>Single Premium Life Insurance Working Double Duty</title>
<description>Many seniors who have been fortunate enough to accumulate some wealth in their lifetime worry that it could all be taken away by a single, prolonged stay in a nursing home. They are right to be concerned. According to the American Association of Homes ...</description>
<link>http://www.articlealley.com/article_186577_19.html</link>
<pubDate>18th July 2007</pubDate>
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<title>Baby Life Insurance: Ensuring Your Family's Future Financial Stability</title>
<description>The birth of a child can change a parent’s perspective on many things—work, family, career, and even small things like vacations, holidays, hobbies. Priorities can shift. Aspirations can morph into something new and unexpected. Even time can take o...</description>
<link>http://www.articlealley.com/article_176750_19.html</link>
<pubDate>20th June 2007</pubDate>
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<title>Winning the ARMs Race</title>
<description>Adjustable rate mortgages are going nuclear: consumers who entered the housing market with low introductory “teaser” rates are seeing their interest rates explode—vaporizing their household budgets in the process. 

According to Christopher ...</description>
<link>http://www.articlealley.com/article_172153_15.html</link>
<pubDate>09th June 2007</pubDate>
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<title>Top 4 Consumer Misconceptions About Long Term Care</title>
<description>Americans over 45 don’t think about long term care very much, and they are usually wrong when they do. They don’t know how often long term care is needed, what it costs, or how to prepare for it. This i...</description>
<link>http://www.articlealley.com/article_160417_19.html</link>
<pubDate>16th May 2007</pubDate>
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<title>Four Common Errors Made Buying Life Insurance (and Ways To Avoid Them)</title>
<description>1. Procrastinating. The biggest mistake people make when buying life insurance is delaying the purchase. The simple logic of the actuarial table is this: The younger you are, the less life insurance co...</description>
<link>http://www.articlealley.com/article_155342_19.html</link>
<pubDate>04th May 2007</pubDate>
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<title>Homeowners Insurance - Remodeling your Policy After a Home Remodel</title>
<description>Your stainless steel appliances are in, your granite countertops are sparkling, and your refinished kitchen cabinets are glowing in the warmth of new lighting. Your home improvements are complete at last. Or are they?

Home improvements are at a record ...</description>
<link>http://www.articlealley.com/article_148419_19.html</link>
<pubDate>18th April 2007</pubDate>
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