http://www.articlealley.com en-us editorial@articlealley.com There is a common misperception that it's impossible to get a loan with poor credit. In fact, with some persistence, almost anyone can get a loan from some kind of financial institution. A good look at your credit report will give you an idea of what to... http://www.articlealley.com/article_241193_19.html 07th November 2007 Most debt problems begin innocently enough – you see something you want to purchase, and although you don't really need the item immediately, you don't want to delay the purchase until you have the cash to pay for it. A store credit card seems like a c... http://www.articlealley.com/article_234309_19.html 01st November 2007 When you decide you are ready to purchase a home, you are understandably excited. Home ownership is a valuable investment not only in real estate, but also in lifestyle. Along with the benefits that owning a home provides, there are there are also finan... http://www.articlealley.com/article_230046_19.html 20th October 2007 Once you've viewed your credit history report, and you know your credit score, you're more aware of the specific problems you might have trying to get a bad credit loan. If your credit score is quite low, you may still be able to get a loan, but you'll e... http://www.articlealley.com/article_221406_19.html 02nd October 2007 A lot of people are having debt problems these days, and the problem does not just affect lower income people. In some areas, home foreclosures are occurring at an unprecedented rate, and people who have always had excellent credit now find themselves un... http://www.articlealley.com/article_211716_19.html 10th September 2007 When you apply for credit, whether for a mortgage, an auto loan, or a credit card, your credit score will determine whether or not you can secure financing, and what type of interest rate you can get. While you probably have at least some idea of how goo... http://www.articlealley.com/article_210048_19.html 02nd September 2007 Why is it that everyone who has debt problems wants to get out from under the burden of excessive debt, but most people labor unsuccessfully to get out of debt their entire lives? The lending industry has an interest in keeping people in debt, because th... http://www.articlealley.com/article_201678_19.html 14th August 2007 It's true: The federal government hands out a great deal of money each year. It is awarded primarily through various types of grants. It is also true that a large percentage of this money that is appropriated for federal grants goes unawarded, because m... http://www.articlealley.com/article_196989_19.html 03rd August 2007 Most people who get a payday loan do so because they need money fast. Bills have to be paid to continue utility services and other necessities. Bank overdraft charges can be devastating when they begin to accumulate, and payday loans can seem like a pos... http://www.articlealley.com/article_194912_19.html 31st July 2007 When you have bad credit, you may have some difficulty obtaining a personal loan. Most people with sub prime credit can still find financing; however, the interest rate on a personal loan is likely to be much higher than for a person with good credit. ... http://www.articlealley.com/article_193344_19.html 26th July 2007 Structured settlements are financial agreements allowing compensation to be paid through an annuity in regularly scheduled payments, for either a fixed period of time or for the life of the claimant. Since it is suitable for individual plaintiffs, the st... http://www.articlealley.com/article_184682_19.html 11th July 2007 Having problems with debt can be embarrassing, and consequently, people tend to keep their predicament a secret. Whether you have overextended yourself buying a house, and now have mortgage payments you can't afford, or have a number of maxed out credit ... http://www.articlealley.com/article_181736_19.html 01st July 2007 If you've ever tried to pay off multiple debs simultaneously, you may have realized that sending slightly more than the minimum payment amounts each month is an exercise in futility. As the months go by, the balances seem to decrease at a snail's pace. ... http://www.articlealley.com/article_179198_19.html 29th June 2007 In the US, many college graduates make multiple student loan payments each month. Managing multiple student loans can be rather time consuming and confusing; consequently, many graduates and parents choose to consolidate student loans. One of the grea... http://www.articlealley.com/article_175946_19.html 18th June 2007 Many people are choosing to sell their structured settlement payments for a lump sum of cash. Why would anyone want to sell a structured settlement, forfeiting the security of guaranteed periodic payments which once seemed to be an acceptable method of c... http://www.articlealley.com/article_175669_19.html 18th June 2007 If you are looking for a way to consolidate debts, make improvements to your home, or finance a college education, you may be considering getting a home equity loan or home equity line of credit. Here is a brief overview of these loans and some unique as... http://www.articlealley.com/article_173218_19.html 15th June 2007 If you currently receive payments from a structured settlement, you might be wondering if you can exchange your monthly payments for a lump sum of cash. Although structured settlements were created to protect plaintiffs and injured parties from financial... http://www.articlealley.com/article_172409_19.html 10th June 2007 Most of us have experienced a minor crisis which called for immediate cash. If you have been in this position you may have considered taking out a payday loan, also known as a cash advance or paycheck loan. It's a well known fact that these loans featur... http://www.articlealley.com/article_169672_19.html 04th June 2007 Whether you are a parent of a college student, a current student, or a recent college graduate, you have undoubtedly realized how confusing student loans can be. Many students have multiple loans from several lenders, each with its own distinct terms, ra... http://www.articlealley.com/article_165985_19.html 30th May 2007 When you are ready to buy your own home, you will probably be quite excited. Owning a home is part of the American Dream. On the down side, the home will come with a variety of new responsibilities; in fact, the mortgage you get for your home is likely ... http://www.articlealley.com/article_164218_19.html 24th May 2007 The cost of a college education is skyrocketing. In fact, the price of four years at a state university is expected to grow at a rate of greater than 5% annually. Parents and students are searching for ways to make education more affordable by cutting c... http://www.articlealley.com/article_161978_19.html 21st May 2007 Payday loans have been making headlines in recent years, and much of the news has been negative. These loans, also referred to as cash advances, paycheck loans, and a plethora of other names, are basically short term loans with very high annual interest ... http://www.articlealley.com/article_159203_19.html 13th May 2007 If you have bad credit, you will likely encounter some difficulty getting an auto loan. In some cases where a person's credit report is very poor, they will not be able to get a new car loan, but can probably still obtain the financing to buy a used car.... http://www.articlealley.com/article_157621_19.html 09th May 2007 A structured settlement is an arrangement where a damaged party receives periodic payments rather than a lump sum of cash. They became common in the 1970's because they provided the claimant and their family a long term financial safety net, and could be... http://www.articlealley.com/article_155419_19.html 04th May 2007 Do you need money for some reason? Perhaps you want to consolidate debts, buy a car, or finance an online business venture. You have looked into bad credit loans, but you are confused about all of the options on the internet: A lot of promises about ho... http://www.articlealley.com/article_154098_19.html 01st May 2007 With interest rates near all time lows, many people are refinancing their mortgages. Chances are one of your friends or family members has recently refinanced and reduced their monthly mortgage payment. Refinancing a mortgage is simply taking out a new ... http://www.articlealley.com/article_153098_19.html 30th April 2007 If you have decided to sell your structured settlement payments for cash, you naturally want to find the largest lump sum possible. You should also consider the reputation of potential buyers, as selling a structured settlement is probably one of the lar... http://www.articlealley.com/article_151358_19.html 24th April 2007 Its common for college students to accumulate a lot of debt to finance their education. While there are several different federal student loan options to help pay for college, you should first have an idea of how much you will need to borrow. It's not s... http://www.articlealley.com/article_150610_19.html 22nd April 2007