http://www.articlealley.com en-us editorial@articlealley.com For most of us these days finances are already overstretched as a result of the difficult financial climate and the recession, and so as much as we may want to many of simply cannot afford to give money to charity, which has resulted in many charities suf... http://www.articlealley.com/article_1241467_19.html 21st November 2009 In the current financial climate many people are struggling to keep on top of debt repayment such as credit card repayments, and for many the only option is to make minimum repayments at times when the budget doesn't stretch far enough. However, whilst ma... http://www.articlealley.com/article_1198035_19.html 26th October 2009 It was recently announced by the Internet credit card giant, Egg, that it was launching a credit card that came with a £1 monthly charge, which although not a huge sum amounts to an annual fee of £12 a year for cardholders. Following the announcement ma... http://www.articlealley.com/article_1177631_19.html 16th October 2009 More and more of us these days have become reliant on our broadband connections for all sorts of things, whether it is for working from home or enjoying the education benefits and resources that you get online or whether it is to surf the Internet, social... http://www.articlealley.com/article_1164740_81.html 12th October 2009 UK financial regulators and campaigners have been fighting for increased fairness from credit card firms over recent years, and more recently even the government has got involved in trying to get credit card firms to act more fairly with its customers wit... http://www.articlealley.com/article_1164611_19.html 12th October 2009 For many people taking a credit card abroad when they head off on their travels is a natural choice because of the convenience and ease that credit cards can offer. However, many people are nervous about taking or using their credit cards whilst overs... http://www.articlealley.com/article_1134157_63.html 29th September 2009 As a result of the difficult financial climate that has affected most of us over the past couple of years many of us have been spending far more on our credit cards. For some people, unfortunately, this has resulted in their debt levels rising to a level ... http://www.articlealley.com/article_1083090_63.html 15th September 2009 Whilst credit cards can offer flexibility, ease, and convenience for consumers, they can also result in stress and frustration, largely because of the high level of credit card fraud that is taking place in the UK these days. With the recession in full sw... http://www.articlealley.com/article_1063695_19.html 03rd September 2009 Credit card fraud is something that concerns most of us at some time or another, and because of the increase in fraud such as CNP, or Card Not Present, fraud over recent years consumers are continually urged by industry experts to be very careful about th... http://www.articlealley.com/article_1019229_19.html 05th August 2009 For many years now, an increasing number of people have taken to using the Internet for many of their purchasing needs, buying everything from entertainment tickets and gadgets to clothes, groceries, and much more. For many credit cards are an essential t... http://www.articlealley.com/article_998524_19.html 24th July 2009 When we take out a credit card most of us do our best to try and find a card that offers a competitive rate of interest on borrowing. However, the problems can occur when credit card providers start to hike up the interest rates that they charge on their ... http://www.articlealley.com/article_965695_19.html 05th July 2009 With the news filled with stories about the global credit crunch and how it has affected lenders'' decisions about giving out credit it is little wonder that many people think that getting their hands on a credit card these days could prove impossible due... http://www.articlealley.com/article_965692_19.html 05th July 2009 In this age of technological advancement there is no doubt that an increasing number of consumers are opting for the Internet when it comes to shopping for a wide range of things, from entertainment and attraction tickets to groceries, holidays, clothes, ... http://www.articlealley.com/article_949893_19.html 26th June 2009 In the current financial climate it is not really a big surprise that many of us want to try and keep our debt levels a secret from our partners. For many the issue relates to being embarrassed about the debt, whereas for others the issue relates to tryin... http://www.articlealley.com/article_938817_19.html 15th June 2009 Credit card firms have been under increasing pressure over recent months to be more fair to consumers with regards to charged and interest rates, particularly given the current financial climate and the fact that the base interest rate in the UK has dropp... http://www.articlealley.com/article_938815_19.html 15th June 2009 When it comes to finding a suitable credit card these days, things can be quite tough, as there are many different credit card providers and a variety of different deals that you have to choose from. However, what makes things more difficult is the varyin... http://www.articlealley.com/article_901467_19.html 18th May 2009 Many of us have balances to pay off on high interest credit cards, and due to restrictions on credit for many of us switching to an interest free card is not an option. With the financial climate in the state that it is in at present, many of us that have... http://www.articlealley.com/article_901466_19.html 18th May 2009 Over the past few years savers in the UK have been bombarded with tempting offers of high interest savings accounts from many financial institutions, including a number of newcomers from abroad, many of which went on to monopolise the UK savings account m... http://www.articlealley.com/article_880001_19.html 06th May 2009 For many people the current ongoing recession has come as something of a shock, as many people have not had to go through this type of recession before, and are therefore finding it difficult to adjust. For some people the answer to maintaining their life... http://www.articlealley.com/article_880000_19.html 06th May 2009 An alarming number of people may still be trying to pay off the debt on their high interest credit cards, much of which may have been built up over the Christmas and New Year periods. For many, the current difficult financial climate, lack of job security... http://www.articlealley.com/article_853670_19.html 09th April 2009 Most people would not deny that over the past year or so finances have become increasingly tight as a result of the global credit crunch, falling income levels, job losses, and the recession. Many people have struggled to make ends meet as they used to, a... http://www.articlealley.com/article_853668_19.html 09th April 2009 Having bad credit has never been a good thing, as this can make your life very difficult in terms of finances. Those with bad credit have often found that getting any sort of finance, such as a mortgage or a car loan can be extremely difficult and very co... http://www.articlealley.com/article_840984_19.html 28th March 2009 Although it seems as though Christmas has barely passed us by we are now heading swiftly towards the Easter break, and for many families this means organising a break away to keep the kids entertained and the adults sane during the Easter school holidays!... http://www.articlealley.com/article_831857_19.html 23rd March 2009 Although Christmas is now well and truly over for now, many of us are still trying to cope with the debt that we accrued on our credit cards over the festive season, with many having to make monthly repayments on their credit card debt, which often involv... http://www.articlealley.com/article_831856_19.html 23rd March 2009 Over recent years credit card fraud has become a major problem, and the level of card fraud, particularly CNP fraud, which is card not present fraud, has been rising. Card not present fraud is, as the name suggests, fraud that affects transactions whe... http://www.articlealley.com/article_815202_19.html 10th March 2009 In the current financial climate many of us cannot help but to get into debt and live off credit to some degree, and a common way in which many of us do this is by using credit cards. However, it is important that you do not misuse your credit card and th... http://www.articlealley.com/article_800200_19.html 28th February 2009 We all worry about falling victim to credit card fraud, and this has become an even greater worry over recent years because of sophisticated new scams used by fraudsters as well as because of the rise in credit card fraud. With the global credit crisis st... http://www.articlealley.com/article_789532_19.html 18th February 2009 Credit card giant American Express has already come under fire recently as a result of hiking up the annual fee on one of its credit cards, resulting in the APR rising to forty six percent. However, there has been further controversy because the credit ca... http://www.articlealley.com/article_780398_19.html 09th February 2009 As most people will already know the current financial climate and economic downturn has made finances more difficult for many households, and many are struggling to try and make ends meet each month. As a result of this many are trying to make cutbacks o... http://www.articlealley.com/article_780397_19.html 09th February 2009 Over the past year finances have been tight for many of us, and as a result of this more and more of us have been turning to our credit cards to tide us over. With Christmas just over many of us have accrued even larger levels of debt on our credit cards,... http://www.articlealley.com/article_764816_19.html 22nd January 2009 Like many other consumers across the UK you may be one of the people that is constantly keeping a fearful eye on the front door in case your credit card statement comes through, or you may be one of the ones that has already received your statement and ar... http://www.articlealley.com/article_764813_19.html 22nd January 2009 Over the past few weeks many people have given their credit cards a good bashing, using them to fund their Christmas purchases and take advantage of the early sales that were put on by many retailers. Whilst this may have proven convenient at the time it ... http://www.articlealley.com/article_764812_19.html 22nd January 2009 Many people may have realised that the charges on their credit cards have been rising over recent months, even though the base rate has fallen considerably over this period of time. Industry reports have shown that although the base rate has been falling ... http://www.articlealley.com/article_744715_19.html 08th January 2009 This year has been a real financial struggle for many households, so it is little wonder that many people have had no spare cash to splash out on Christmas and the January sales. However, this is something that some credit card firms have been relying on,... http://www.articlealley.com/article_744714_19.html 08th January 2009 With consumer spending at rock bottom levels and retailers suffering the financial losses from the economic downturn it is little surprise that so many retailers have started their January sales early in a bid to try and increase spending amongst consumer... http://www.articlealley.com/article_719242_19.html 14th December 2008 With Christmas just around the corner this is a time of year when many people start desperately applying for credit cards. Many credit card firms find themselves inundated with applications from those looking to put the cost of Christmas on plastic. H... http://www.articlealley.com/article_710762_19.html 03rd December 2008 With Christmas just around the corner many people have already started purchasing their Christmas gifts and items, and despite the global credit crunch and the difficult financial climate many people have indicated that they will still be spending around ... http://www.articlealley.com/article_697647_19.html 30th November 2008 Most of us know what it is like to have credit card debts hanging over our necks, but thankfully many of us are also able to get the debt repaid sensibly without getting into too many problems with the lender. However, when it comes to finances times are ... http://www.articlealley.com/article_697644_19.html 30th November 2008 There is little doubt that over the past year interest rates on borrowing in the UK have rocketed, and many people have been forced to pay a fortune in interest on their borrowing. However, it seems that whilst lenders are always quick to bump up inte... http://www.articlealley.com/article_687497_19.html 17th November 2008 Most of us have heard enough of the doom and gloom that has been going on in the financial markets of late, but some of us may have been on the receiving end of the financial problems, having received rejections for finance deals such as loans and credit ... http://www.articlealley.com/article_680154_19.html 31st October 2008 It seems that no sooner have you finished paying off the bills and costs for last Christmas, suddenly this Christmas seems to be looming up around the corner. The time of year is upon us once again when we have to start thinking about how to fund the cost... http://www.articlealley.com/article_680153_19.html 31st October 2008 Recently the Prime Minister, Gordon Brown, and the Chancellor, Alistair Darling, announced that the base rate in the UK was being cut by 0.5% in a surprise move a full day ahead of the scheduled Monetary Policy Committee meeting, which is where the intere... http://www.articlealley.com/article_669353_19.html 20th October 2008 Many people in the UK have more than one credit card, and in some cases people decide to use one of their credit cards for regular use and another for emergencies only. However, it is important to remember that having a credit card account that lies m... http://www.articlealley.com/article_659345_19.html 07th October 2008 With October already upon us many people may already be starting the dread the annual Christmas spend, with everything from expensive food and drinks to clothes, gadgets, and gifts to be purchased. For many, especially in the current financial climate... http://www.articlealley.com/article_659342_19.html 07th October 2008 Whilst some people, such as those with bad credit, may always have experienced problems when it comes to getting a credit card, over recent months a greater number of people may have found themselves being turned down for credit cards due to the current f... http://www.articlealley.com/article_652406_19.html 29th September 2008 Switching credit cards to suit your needs and more importantly ease the strain on your pocket has become increasingly common over recent years, and in fact has become so popular it has created a new breed of credit cardholder known as the rate tart. M... http://www.articlealley.com/article_652403_19.html 29th September 2008 There is no doubt that the global credit crunch that has seized the UK over the past year has had a profound effect on the financial markets, and getting any sort of finance has become increasingly difficult even for those with pretty decent credit in som... http://www.articlealley.com/article_645514_19.html 23rd September 2008 More and more of us these days make a range of purchases online, and whilst some of these purchases may seem small and insignificant, others can be far more costly, such as tickets to events, flights, and more. Being able to make purchases online offe... http://www.articlealley.com/article_645513_19.html 23rd September 2008 Credit card fraud has become a major problem over recent years, and every year many people fall victim to this type of fraud. Often this is through no fault of their own, but in some cases the reason why people fall victim to credit card fraud is beca... http://www.articlealley.com/article_620493_19.html 05th September 2008 Partly fuelled by the global credit crunch, which made its way across from the United States last summer, a number of radical changes have occurred in the UK when it comes to the housing and finance sectors over recent months. House prices have been f... http://www.articlealley.com/article_618364_19.html 04th September 2008