by Paul Smith
Getting out of debt is hard. Getting FAST debt relief is even harder!
Let's face it, anyone who tells you that paying off credit card debt is easy is either a liar or they are pushing an illegal scheme that you definitely want to avoid.
It's taken me years to get out of debt and while not easy, I have discovered along the way some amazing ways to SPEED UP the process considerably.
Last year, the credit industry sent out over a billion pieces of mail last year trying to get us to go into debt. This is SERIOUS BUSINESS!
You've all seen the news reports and while the economy may be doing ok, indebtedness is at all-time highs. So how do you get out of debt and get out fast?
HERE'S 3 WAYS TO ACCELERATE YOUR EFFORTS
TIP #1: Tenacity
Call it whatever you want, but it's being aggressive, ferocious, courageous, crazy, outlandish. You're neighbors might call you insane, but who cares.
If you want to get out of debt and get out of debt FAST, then you need to get serous about it and go all out.
You will NOT get out of debt quickly if you are not aggressive about it. Passively sitting around and paying an extra $5 to that credit card WILL pay down your debt, but at a very SLOW rate.
Be tenacious!
TIP #2: Creativity
There are a lot of ways to get out of debt and everyone is an expert these days. The thing is, only you are you, right? So do what works for you!
Be creative and think outside the box. Look around you and see what resources you have (time, money, possession, etc.) and find creative ways to use these resources to pay down your debt.
A lot of successful people have achieved debt-free status not because of a "magic formula" but because of their ingenuity.
Do the same.
TIP #3: Risk
Sure it might be a scary idea. Working more than 40 hours a week means you won't be able to do a lot of the things you want to do. So what! You're getting out of debt!
Take some risk, try new things, ask the boss for a raise, read a book on how to be rich.
Talk to those who ARE living debt-free. Talk to those who ARE rich or successful as you define it. Ask them for advice. Stop milling around trying to figure out what to do and take a leap; be bold.
Look, the bottom line is this, it begins with you. Tenacity, creativity and risk-taking are a solution, a new way of looking at things, that if implemented can set you on a path to living a debt free life.
BUT IT BEGINS AND ENDS WITH YOU.
So start today. Don't delay!
About the author
Paul Smith is author of the debt elimination program,
JumpStart To Freedom. Building on his years of experience as a professional Compensation Analyst, Paul is helping hundreds of people
pay off debt fast, save money and create wealth.