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HTML <html> <head> <title>Do you really need auto insurance?</title> </head> <body> <h1>Do you really need auto insurance?</h1> <div class="info">Author: <a href="author_1_95195.html">John Rivers</a></div><div class="body">Yes you do! And here is why:<br /> <br /> 1. You need it for legal reasons<br /> <br /> Almost every state requires you to have insurance.<br /> In some states, you will be asked to have proof of insurance when you register<br /> or if you have an accident. You might even have to carry it at all times in your car.<br /> <br /> Again, depending on your state, the consequences of not having your car insured<br /> can be very large.<br /> Those include:<br /> <br /> -A fine as high as $1000<br /> -Licence and registration suspension<br /> -Up to 1 year in jail<br /> <br /> <br /> 2. Even basic coverage makes a big difference<br /> <br /> Depending on the company you choose to insure your car, the basic coverage plan<br /> might vary. It will however mostly include:<br /> <br /> * Bodily Injury Liability<br /> This is crucial. This covers injuries that you may cause to someone else in an<br /> accident. This involves very large amounts of money, especially if the accident<br /> is followed by legal actions against you.<br /> * Property Damage Liability<br /> This is the same, only applied to material damage, be it someone else's car<br /> or public property.<br /> <br /> What usually isn't included in your basic, required by state, coverage is any coverage<br /> of your own vehicle's damage that might be caused by an accident.<br /> The advantages to this type of coverage are obvious though; not everyone can afford<br /> to just replace a car after an accident.<br /> <br /> Find this article here: http://www.mycicentral.com/need.html<br /> <br /> More information about Car Insurance and getting reliable quotes at: http://www.mycicentral.com/</div> <div class="source">Article Source: <a href="http://www.articlealley.com/article_138157_19.html">http://www.articlealley.com/article_138157_19.html</a></div> <div class="author"> <div class="authorBio"></div> </author> </body> </html>
Text Do you really need auto insurance? Author: John Rivers Yes you do! And here is why: 1. You need it for legal reasons Almost every state requires you to have insurance. In some states, you will be asked to have proof of insurance when you register or if you have an accident. You might even have to carry it at all times in your car. Again, depending on your state, the consequences of not having your car insured can be very large. Those include: -A fine as high as $1000 -Licence and registration suspension -Up to 1 year in jail 2. Even basic coverage makes a big difference Depending on the company you choose to insure your car, the basic coverage plan might vary. It will however mostly include: * Bodily Injury Liability This is crucial. This covers injuries that you may cause to someone else in an accident. This involves very large amounts of money, especially if the accident is followed by legal actions against you. * Property Damage Liability This is the same, only applied to material damage, be it someone else's car or public property. What usually isn't included in your basic, required by state, coverage is any coverage of your own vehicle's damage that might be caused by an accident. The advantages to this type of coverage are obvious though; not everyone can afford to just replace a car after an accident. Find this article here: http://www.mycicentral.com/need.html More information about Car Insurance and getting reliable quotes at: http://www.mycicentral.com/ Article Source: http://www.articlealley.com/article_138157_19.html About the Author:
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