How to Get Free Internet Merchant Account
By: John Lynch | Posted: 13th February 2005
This article will show small businesses how to get free internetmerchant accounts. If your business is to grow and succeed, itis essential to accept online credit cards.
Benefits of accepting online credit cards.
·It has been proven that sales increase dramatically whenyou accept online credit cards.
·Up to 75% of online purchases are made on impulse andcustomers spend up to 50% more when using their creditcards.
·Above all, if you accept online credit cards you buildcredibility in the eyes of your customers as they assumeonly established businesses will accept cards.
However, it is not necessary to have your own internetmerchant account to be able to accept credit cardpayments on your website. Most small businesses do notneed their own online merchant account.
How to get free online credit cards
Getting your own internet merchant account is more difficultthan obtaining an offline merchant account because the cardis not present at payment nor is the signature obtained.Sometimes, small and new companies face extra difficulties.
Nevertheless, these problems can be overcome by getting aThird Party Processing company to accept online credit cardpayments on behalf of you or your company.
How Third Party Processors operate
The payments your customers make are processed throughthe third party's own merchant account, and you the retaileris paid (minus a commission) by the third party processor.This allows you to sell online without the necessity of havingyour own internet merchant account.
However, the Third Party Processor makes its profit bycharging a processing fee. Usually, third party processor chargesare a little more on a transaction compared with having yourown online merchant account. Though set-up fees are usuallyfree or minimal.
So, there you have it. You can accept online credit cards on yourwebsite through a Third Party Processor without needing yourown merchant account. Free internet merchant accounts byanother name!
© John Lynch
[ For a review of online merchant accounts and third party processors go to: http://www.merchant-account-service.com/third_party_processors.html ]
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Tags: third party, small businesses, credit cards, signature, impulse, itis, internet merchant account, party processor, processing company