Chase Free Cash Rewards Visa Card Review
By: Sam Donaldson | Posted: 16th June 2007
It is true that you can earn points fast and choose how you want to receive your rewards with the Chase Free Cash Rewards Visa� Card. This outstanding financial product gives you the extraordinary benefit of earning points for every purchase and the power to choose your rewards based on your needs and desires. One can redeem their points for nice rewards including sweet cash and gift certificates of various types. For many, the only hard decision will be how to redeem the rewards that they have earned. As of the time this review was written, if one was to apply now and become an approved cardholder, they would have the ability to earn 1 point for every dollar spent in purchases. As a bonus you get 1,000 points with your first purchase. The card's intro rate is 0% fixed APR for up to 12 months, and this is subject to a few terms and conditions that are available from the Chase website. You get this deal on all purchases and balance transfers made with and to the card itself. Naturally, the time period for the introductory APR and the balance transfers to which it will apply will be based on Chase's review of your application and credit history.
With no annual fee and the ability to get your rewards with as few as 2,500 points, the Chase Free Cash Rewards Visa Card is not a bad choice by any means and a great card to have in your wallet to many who are interested in receiving awards for their credit card spending. Currently, one can choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points that they earn.
Naturally, as with every other credit card on the planet I know of, Chase reserves the right to change certain terms. In the case of this card this includes the APRs at any time for any reason, in addition to APR increases that may occur for failure to comply with the terms of your Chase Free Cash Rewards Visa� Card account. As an example, Chase can change the terms and conditions of your Chase Free Cash Rewards Visa based on the information that is obtained from your credit reports. The information they are allowed to collect can include such information as the number of cards you have from other issuers and the balances you have on those cards. Also on the Chase Free Cash Rewards Visa website, it is clearly stated that the APRs for the Chase Free Cash Rewards Visa Card are not guaranteed as APRs may change to higher APRs, fixed APRs may change to variable APRs, and variable APRs may change to fixed APRs. Any changes that will be made will be held in accordance with the cardholder agreement, so really there are no undisclosed surprises.
Please not that we do our best to keep our reviews up to date but the terms and conditions of credit card offers are constantly changing. Please be certain to read the latest information on terms and conditions before applying for this or any other credit card.
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Sam Donaldson is the Staff Writer for the Credit Card Applications website. The site includes a number of reviews including the Chase Free Cash Rewards Visa Card. He is a lifelong resident of Las Vegas and enjoys his work writing finance articles when not playing golf.
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Tags: benefit, wallet, time period, failure, desires, bonus, 12 months, chase, gift certificates, cardholder, credit history, balance transfers, introductory apr, aprs, ba, visa card, gift card, cash rewards