Insuring Third Party Cars
By: ajeetkhurana | Posted: 01st July 2007
In my point of view, one should not drive without car insurance My own car is very close to my heart because I spent a large chunk of my income when trying to buy it. So I have made a conscious decision to get the very best in insurance for my car. One never knows when there might be an accident and the vehicle may have to be repaired.
However, despite my interest in cars, I used to think that motor insurance was restricted to merely the vehicles that we ourselves drove. However, in these in today's world, when even household pets are not safe from the clutches of insurance, why should other people's cars be safe either?
I learnt about comprehensive car insurance a few days ago when I was surfing the Internet looking for some good car insurance quotes. Now, who would think that comprehensive car insurance covered the cars that banged into ours as well? Apparently, it does. Therefore, if tomorrow, some crazy driver rams his headlights into your taillights; your insurance can pay for the damage done to the offending car as well.
Now isn't that a little hard to gulp down? After all, if it is the other guy's fault, why should my insurance company provide the finances for the damage to his vehicle? But that is the way some comprehensive car insurance packages work. Imagine, if you are a driver with little experience, and you inadvertently ram in to the car ahead of you, and that car has this kind of insurance, you will escape from the accident with no hole in your pocket.
Personally, I am not sure that I would like to pay for the damage done to another's vehicle by his own rash or careless driving. However, if I am the rash or careless driver, it would be a big burden off my chest when I am in for major repair work, and my insurance company steps in to take care of it.
The concept is an interesting one. It is not something that would really have occurred to me. Perhaps that is because I am loath to pay for somebody else's recklessness. But then insurance companies want to increase their business. The only way to get increasingly growing numbers of customers is to come up with such gimmicky methods that will get people thinking and talking.
If you are interested in getting some comprehensive car insurance for your car, just check out the various offers on the Internet. If the idea of paying for third party cars does not seem too exciting to you, try settling for the more ordinary car insurance deals instead.
Read car insurance quotes, motor insurance, and can an insured driver drive anyone's car?.
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Tags: chunk, insurance company, headlights, clutches, insurance companies, own car, recklessness, good car, conscious decision, rash, taillights, car one, motor insurance, household pets, insurance packages, comprehensive car insurance