CitiBank offers a Variety of Low Interest Credit Cards

By: Martin Boyd | Posted: 15th August 2005

CitiBank offers a Variety of Low Interest Credit Cards



CitiBank, which offers some of the best credit cards available,

offers a wide variety of low interest credit cards and cards

offering certain rewards. While their offerings are extremely

diverse, with rewards towards everything from travel, shopping,

and cash back to college savings and home mortgage principal,

some of their most compelling offers are low Annual Percentage

Rate (APR) cards with 0% introductory APRs.



Four of CitiBank's cards which stand out from the rest are

their AT&T Universal Platinum MasterCard, their Platinum Select

Card, their Diamond Preferred Rewards Card, and their AT&T

Universal Rewards Card.



CitiBank's AT&T Universal Platinum MasterCard, with a low

regular variable APR of just 9.74%, is one of the best deals in

the market for the consumer with a good credit record. With no

annual fee and superb, 100% coverage against liability from

fraudulent use, this card has few drawbacks.



The CitiBank Platinum Select Card has similar features at an

interest rate that is just slightly higher, at 9.99%. With a 12

month introductory APR of 0% on balance transfers, and on

purchases in the case of the Platinum Select card, any one of

these four cards would be a good bet for those looking to

transfer balances off of higher interest credit cards.



The financial burden of carrying a balance on a high interest

card should be enough to tempt most consumers with acceptable

credit reports to look into Citi's offerings, but if more

incentive is necessary the Citi Diamond Preferred Select Card

has a lot to offer. With a $50 gift card, consumers get

rewards immediately after their first purchase.



The savings continue as reward points stack up quickly through

purchases at supermarkets, gas stations, and drug stores.

With no annual fee and a relatively low APR of 10.99%, this card

stands out as one of CitiBank's best credit card offers.



If saving on phone services sounds good to you, the AT&T

Universal Rewards Card might be Citi Bank's most appropriate

card for you. With rewards similar to those offered by the Citi

Diamond Preferred Select Card, but with the additional benefit

of savings on your AT&T phone bill, this instant decision, $0

liability card is hard to beat. Its 10.74% APR is very

competitive, so AT&T customers with good credit often find that

it suits their needs perfectly.



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Martin Boyd provides reviews to over 120 credit cards online.

Compare, search and review low interest credit cards, reward

cards, poor credit cards, business cards and much more.

http://www.a1-low-interest-credit-cards-online.com/
About the Author
Martin Boyd
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http://www.a1-low-interest-credit-cards-online.com
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