Free Copy of my Credit report
By: Darren Dunner | Posted: 26th July 2006
Why should I get a free copy of my credit report?
You credit report is actually your credit history for a period of time. Even though it is just a three digit number but it has great importance in today's business world. Many money and bank lenders solely depend on your credit report to judge your financial stability to grant a loan. It's quite possible that your credit report may contain some errors and flaws. Remember this small error in your credit report can actually affect your credit history in a big way. In order to overcome this problem you need to get the error rectified as quickly as possible. It's a good idea to request a free copy of credit report at least once in six months.
It is estimated that at least 48% of consumers have errors in their credit files and 12% of those errors are severe to result in credit being denied. It is unfortunate that these mistakes can actually cause you to be denied a loan, insurance or employment.
Can I get a free copy of my credit report
· You are entitled for a free copy of credit report if you have been denied credit
· If you are unemployed and intend to apply for employment within 60 days.
· If you are a public welfare assistance
· If you report has been revised
· If you credit report contains inaccurate information due to fraud or theft
How can I get a free copy of my credit report?
If you would like to apply for a free copy of credit report all you have to do is just fill one of our online forms. Our lender will get back to you within 24 hours to help you get a copy of your credit report. You do not have to pay any sign up fees, membership fees and no credit information required.
If you do not want to speak with our lender for a copy of a free credit report then you need to pay for a one time processing fee of $5. Each time a lender process your application you will be entered into a chance to win one of our four great prizes.
Darren Dunner is a professional writer currently writing for I Loan Resource. Visit www.iloanresource.com for more information on Loans.
This article is free for republishing
Printed From: http://www.articlealley.com/article_77036_19.html
Back to the original article
Tags: money, six months, period of time, consumers, fraud, membership fees, business world, professional writer, insurance, prizes, credit history, credit information, free credit report, financial stability, loan insurance, three digit number, bank lenders