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APR, AER and EAR are terms used in financial advertising. What do they mean?
Have you ever scanned the acres of financial advertising and wondered what APR, AER and EAR really mean? You'll invariably find one or another of these terms in every advertisement for a lending or savings product. Well you're certainly not alone. The......

What Is a Good Credit Score and How You Can Save Money by Having One
If you're planning to apply for a new credit card or a loan, the amount of interest as well as the payment terms you will get will depend on how high or low your credit score is. Let's look at an example. Let's say you're from Oregon and would like to ......

How To Reduce Credit Card Interest Rates
Introduction Credit cards are nothing new to American consumers. Everywhere you look, Americans are constantly being asked to apply for a new credit card! Now, you probably know what the selling point is with most cars, THE INTEREST RATE! This is becau......

The Pros and Cons of a Bank of America Secured Credit Card
Why should you consider a Bank of America secured credit card? When it comes to secured credit cards, the fairness and value offered really does run the gambit. There are the outright atrocious cards that charge ridiculous fees and offer little value and ......

Chase Slate with Blueprint Credit Card
Chase recently introduced a Blueprint program, which is geared for customers who want to take more control of their finances. Blueprint is available on a number of Chase cards, including the Chase Slate with Blueprint credit card. If you want to get a cre......