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How to re-establish credit history
We all know how it's important to have good credit history. Rebuilding credit history takes time, sometimes over 18 months, and hard work. You need to prove good solvency and get positive items on your credit report. As a consumer you've learned the impo......

Bad Credit? Can't Get a Credit Card? Yes You Can!
Most people don't give much thought to the importance of credit until they need it. When they go to apply for a credit card they discover that their bad credit keeps them from getting a card, or a card at a decent rate. Most people want to pay their bills......

FAQ about the credit score and credit limit (whats my credit score)
This article is about questons like: the credit score and mortgage, credit score and loan, whats my credit score, credit score and credit limit, etc. 1. How many credit cards should I have? The number of your credit cards has no impact on your credi......

Why we use Prepaid Credit Cards
Is your application for credit card rejected because of your bad credit rating? Do not worry. Prepaid credit cards have a solution for you. Although people with good credit rating can also benefit from a prepaid credit card, it is a boon for those who hav......

Why do card companies target college students?
Many credit card companies see the marketing potential in college students. Credit card companies use promotional offers and free gifts like t-shirts, coffee mugs, or CDs to entice students on signing up for their company. Have you ever asked why? Loya......