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How to re-establish credit history
We all know how it's important to have good credit history. Rebuilding credit history takes time, sometimes over 18 months, and hard work. You need to prove good solvency and get positive items on your credit report. As a consumer you've learned the impo......

Getting Mortgage Loan With Bad Credt
A few years ago this would have been a simple process. But, since the mortgage meltdown someone trying to get a mortgage loan when they have bad credit has become much more difficult. Mortgage loans for bad credit are still available but not near as pl......

What are Positive and Negative Trade lines?
Before I explain what a positive or negative trade line is let me first explain a trade line. This information can be important if you are trying to repair credit reports. A trade line is any credit account reporting on your credit report. Trade lines can......

Do You Need To Improve? Credit Scores Count
To boost your credit score, you have to get actions to boost the rating that the credit bureaus give you on your credit report. The score is the grade they give so that merchants know regardless of whether or not you a very good chance for them to lend mo......

Credit Report and Score: How to improve your score
Credit is the money you borrow from somebody. Whenever you borrow money you become the debtor and the person who is crediting you the money is the creditor. Whenever you get a credit from somebody, it automatically implies that you need to repay the amo......