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by gregartim
Greg Artim is a PA Consumer Attorney attorney based in Pittsburgh PA. Please be sure to visit his websites at PA Credit Card Law and PA Lemon Law
Should I send the Collection Agency $10 per month? This is a common question at my law firm. A potential client calls and says that they have defaulted on a credit card account. After I explain what their options are, they inevitably ask "Can't I just send them $10 per month? If I do that, then they canno......
Credit Card collection cases in Pennsylvania Credit Card collection lawsuits are rapidly increasing in Pennsylvania. The volume of phone calls and emails that I receive on this topic is astounding. What I have discovered is that many people do not know their rights or how to handle these situations.......
Can a Collection Agency threaten...? Collection agency threats are about as common as oxygen being in the air. To begin, they legally cannot "threaten" to do anything that is illegal, and they cannot "threaten" to take an action that they do not intend to actually take.
The biggest threat......
Credit Card lawsuits - But I owe the money? I hear this one all the time. Potential clients call my office because they have been sued by collection agencies on old credit card accounts. I tell them that we can defend the case and likely win. They often say "But, I owe the money?"
My response t......
Being sued by a Credit Card company? Defaults on credit card accounts are at an all time high. Too many consumers obtain too many cards and then cannot keep up with the payments.
If a credit card company files a lawsuit against you after a default, they must prove certain issues in order......