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Vacant home horror stories - Don't let this happen to you!
Don't let these things, described below, ever happen to you if you leave your home unoccupied, vacant, or you find a renter to live in your home. Invest in vacant home insurance. $400,000 Wildfire claim uncovered due to owner being away from the home ......

What you need to know about leaving your home vacant
95% of homeowners do not understand what happens to their insurance on the home when the house becomes empty or unoccupied. This is how homeowners find themselves with no coverage after submitting a claim and the insurance company learns the house was not......

What is Vacant Homeowners Insurance and why is it needed?
Vacant homeowners insurance (vacant home insurance hereafter) is special insurance protection placed on a residence that is expected to be empty or unoccupied for over 60 to 90 days, or perhaps much longer. Every insurance policy offered by a property ins......

Does Renter's Insurance Cover My Pets?
This is a question that has many areas that need to be addressed. There is no simple answer here. That is such a broad question; it would be impossible to provide a simple "yes" or "no" in response. Most likely the response would be, "Well, that all depen......

Cats, Rats, and Bats - What Homeowners Insurance Fails to Cover
According to surveys conducted by the National Association of Insurance Commissioners (NAIC), millions of homeowners assume that their standard homeowners insurance insures them against several kinds of losses typically excluded from coverage. These exclu......