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Stated commercial loans offers stated income commercial loans
When you are analyzing a residential loan, you can determine program eligibility once you know the loan amount and loan to value (LTV), know your borrowers credit, know the income of your borrower to calculate their debt to income ratio (DTI), and accu......

Church Loans and church financing with no guarantees.
If you are looking for a loan your bank is unwilling to offer (such as a 90% mortgage with a 30 year fixed rate) you may want to look outside the bank. Traditional bankers have a working knowledge of the products that their bank may offer, but a mortga......

Year-end Health Savings Account Tax Strategies
2007 is just around the corner, and there are several issues to consider if you currently have an Health Savings Account (HSA), or are planning on getting one in the near future. 100% of the deposit you place in your HSA is deductible on your federal i......

All About Short Term Emergency Loans
You have heard about them and have seen ads on the internet, perhaps even listened to radio ads or television spots about this financial product. What am I talking about? Payday loans, also known as cash advance loans or short term emergency loans. What e......

Poor Credit Homeowner Loans – as Needs don’t See Credit Status
A bad credit score as everybody knows gives an idea about your management of debts in the past. The more efficient your management is, better your score will be. But maintaining a good credit score is not possible for everybody. Sometimes the circumstance......